EUROFIBA

Active

Private limited companyfounded 1992active for 34 yearsHille 189, 8750 Wingene, BelgiumKBO/BCE: BE 0448.244.324

Summary

EUROFIBA has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €288,966. Equity is growing by about 7.5% per year across the filed financial years. Its solvency ranks better than 64% of 9,844 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

EUROFIBAActiveChecked score 97/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

≈ €4.0mturnover 2025, estimated

Staff: 14.8 FTE
Equity: €1.0m
Profit: €288,966

Turnover estimated from the gross margin

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: ZOEBRA · 57%

SIEMODirector · permanent representative Creëlle Ellen Lena Martha
ZOEBRADirector · permanent representative Creëlle Bram André Hilaire

2025 accounts on time1 of 4 deeds summarised

Why 97raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.12, cash €405,810Founded in 1992Equity €1.0m (55.7% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 75% of its sector peers (NACE 43, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 81+5

equity 55.7% of total assets

Liquidity 62+17

short-term debt 34.1% · cash 21.8%

Profitability 88-12

return on assets 15.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €100,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.12, compared with 1.44 in 2024, above the usual 1.5; short-term debt: 34.1% and cash: 21.8% of total assets), and 44.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 74% on solvency, 78% on liquidity, 87% on profitability and 60% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.12, cash €405,810

NBB · annual accounts

Founded in 1992

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €1.0m (55.7% of total assets)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

13 days early

2023

49 days early

2022

61 days early

2021

51 days early

2020

18 days early

2019

32 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Equity above €1mequity €1.0m ▲9.4%
18-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 9% on net resultsector median €26,912 · 9,836 companies €288,966 View
Caution: Result fell in 2025from €500,593 to €288,966 ▼ 42.3% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €288,966 8 years View
Controlled by ZOEBRAultimately: KAMA 57% View

By topic

Financials

Financial year: 2025
Total assets: €1.9m
Profit: €288,966
Solvency: 55.7%

Total assets▲ 0.4%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: ZOEBRA · 57%

SIEMODirector
ZOEBRADirector

Go to Board & ownership

Network & group

Group: KAMA

Go to Network & group

Timeline

Events: 37
Since: 1994
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
06-12-2024Resignations: KAMA (director) and Oyaert Katrien (director)
12-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 21-09-1992
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Annual meeting: Last Saturday of May at 14:00
Purpose: “Aan- en verkoop,groot- en kleinhandel,doorvoer,consignatie,in- en uitvoer van hout en…” (deed in Dutch)

Go to Articles of association

Key facts about EUROFIBA

What is the company number of EUROFIBA?: 0448.244.324. In Belgium the VAT number is the company number with BE in front: BE 0448.244.324.
Where is EUROFIBA based?: The registered office is at Hille 189, 8750 Wingene.Company details
What does EUROFIBA do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of EUROFIBA?: Private limited company (BV).
When was EUROFIBA founded?: On 21-09-1992.
Is EUROFIBA still active?: Yes, EUROFIBA is an active enterprise in the KBO register.
How many employees does EUROFIBA have?: On average 14.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EUROFIBA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is EUROFIBA profitable?: In financial year 2025, EUROFIBA made a profit of €288,966.
Where can I find the annual accounts of EUROFIBA?: EUROFIBA filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EUROFIBA due?: By 31-07-2027, for financial year 2026.Timeline