EUROCONSTRUCT INT.
ActiveEUROCONSTRUCT INT. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €16k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 63% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+1
Solvency73▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.19 in 2024; short-term debt: 32.6% and cash: 3.4% of total assets), and 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
2.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
33 d early
2023
19 d early
2022
31 d early
2021
4 d early
2020
51 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€371k▲ 4.6%
2024 · €355k
2018: €288k
2019: €290k
2020: €299k
2021: €316k
2022: €334k
2023: €345k
2024: €355k
2018 → 2025
Total assets
€777k▼ 4.4%
2024 · €813k
2018: €698k
2019: €941k
2020: €913k
2021: €880k
2022: €902k
2023: €855k
2024: €813k
2018 → 2025
Net result
€16k▲ 64.2%
2024 · €10k
2018: €14k
2019: €1k
2020: €10k
2021: €16k
2022: €18k
2023: €11k
2024: €10k
2018 → 2025
Working capital
€-194k▲ 3.8%
2024 · €-201k
2018: €-70k
2019: €-139k
2020: €-132k
2021: €-149k
2022: €-164k
2023: €-181k
2024: €-201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€334k▲ 5.6%€345k▲ 3.3%€355k▲ 2.9%€371k▲ 4.6%
Operating result€39k-€34k▼ 12.5%€23k▼ 31.5%€21k▼ 10.8%€29k▲ 42.9%
Net result€16k-€18k▲ 7.7%€11k▼ 36.9%€10k▼ 10.2%€16k▲ 64.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €777k
Fixed assets
€717k▼ 6.3%
Current assets
€59k▲ 26.2%
Equity and liabilities €777k
Equity
€371k▲ 4.6%
Debt
€406k▼ 11.5%
The debt ratio falls from 56.4% to 52.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €68k
Cash flow
€65k▲
2024 · €58k
Solvency
47.8%▲
2024 · 43.6%
Current ratio
0.23▲
2024 · 0.19
Quick ratio
0.23▲
2024 · 0.19
Debt / equity
1.09▼
2024 · 1.29
ROE
4.4%▲
2024 · 2.8%
ROA
2.1%▲
2024 · 1.2%
Interest coverage
14.95▲
2024 · 10.01
Debt
€406k▼
2024 · €458k
Debt ≤ 1 year
€253k▲
2024 · €248k
Debt > 1 year
€153k▼
2024 · €210k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€813k€777k▼
Fixed assets21/28€766k€717k▼
Tangible fixed assets22/27€724k€675k▼
Land and buildings22€693k€651k▼
Plant, machinery and equipment23€31k€24k▼
Financial fixed assets28€42k€42k=
Current assets29/58€47k€59k▲
Amounts receivable within one year40/41€36k€33k▼
Trade receivables40€33k€33k=
Other amounts receivable41€3k€238▼
Cash at bank and in hand54/58€11k€27k▲
Equity and liabilities
Total equity and liabilities10/49€813k€777k▼
Equity10/15€355k€371k▲
Contributions10/11€63k€63k=
Outside capital11€63k€63k=
Other1109/19€63k€63k=
Reserves13€292k€309k▲
Distributable reserves133€292k€309k▲
Amounts payable17/49€458k€406k▼
Amounts payable after more than one year17€210k€153k▼
Financial debts170/4€210k€153k▼
Amounts payable within one year42/48€248k€253k▲
Current portion of amounts payable after more than one year42€56k€57k▲
Trade debts44-€92
Suppliers440/4-€92
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€190k€191k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k▲
Other operating charges640/8€12k€12k▼
Gross operating margin9900€80k€90k▲
Operating profit (loss)9901€21k€29k▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€14k€24k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€10k€16k▲
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €18k ▲7.7%
Net result €18k, the highest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼89.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 279340 LedeGround area
1,810 m²
Building footprint
324 m²
Volume, LiDAR
1,709 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tuitenbergstraat 45, 1750 Lennik
since 19932.060.302.368
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072C0317/00D000 | Flanders | 1,397 m² | 1 · 197 m² | 6.7 m · 1 fl. |
| 41034D0831/00S000 | Flanders | 413 m² | 1 · 127 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOBILIERE L'ECUREUIL
BE 0550.468.565
Lierneux · Eq €371k
M & BATIR
BE 0889.853.155
Chapelle-lez-Herlaimont · Eq €371k
IMSONIC
BE 0421.713.240
Elsene · Eq €371k
ALTIUS IMMO
BE 0744.797.177
Manage · Eq €371k
QUALITY RENOVATIE
BE 0776.532.312
Zulte · Eq €372k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,002 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-1992
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.