EUROCLIMATIC
ActiveEUROCLIMATIC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €539k and a net result of €10k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-33
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 31.99 against 20.89 in 2024; short-term debt: 3.1% and cash: 96% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
26 d late
2023
7 d early
2022
31 d late
2021
2 d early
2020
72 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€539k▲ 1.9%
2024 · €530k
2018: €100k
2019: €135k
2020: €142k
2021: €402k
2022: €431k
2023: €517k
2024: €530k
2018 → 2025
Total assets
€557k▲ 0.1%
2024 · €556k
2018: €360k
2019: €376k
2020: €351k
2021: €590k
2022: €473k
2023: €601k
2024: €556k
2018 → 2025
Net result
€10k▼ 28.0%
2024 · €14k
2018: €6k
2019: €35k
2020: €7k
2021: €260k
2022: €29k
2023: €86k
2024: €14k
2018 → 2025
Working capital
€533k▲ 1.2%
2024 · €526k
2018: €-222k
2019: €-167k
2020: €-142k
2021: €393k
2022: €426k
2023: €512k
2024: €526k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€402k-€431k▲ 7.1%€517k▲ 19.9%€530k▲ 2.5%€539k▲ 1.9%
Operating result€384k-€45k▼ 88.3%€126k▲ 179%€7k▼ 94.5%€4k▼ 44.1%
Net result€260k-€29k▼ 89.0%€86k▲ 200%€14k▼ 84.0%€10k▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets
€7k▲ 83.5%
Current assets
€550k▼ 0.5%
Equity and liabilities €557k
Equity
€539k▲ 1.9%
Debt
€17k▼ 35.6%
The debt ratio falls from 4.8% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €7k
Cash flow
€10k▼
2024 · €14k
Solvency
96.9%▲
2024 · 95.2%
Current ratio
31.99▲
2024 · 20.89
Quick ratio
31.99▲
2024 · 20.89
Debt / equity
0.03▼
2024 · 0.05
ROE
1.8%▼
2024 · 2.6%
ROA
1.8%▼
2024 · 2.5%
Interest coverage
2.19▼
2024 · 20.58
Debt
€17k▼
2024 · €27k
Debt ≤ 1 year
€17k▼
2024 · €26k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€556k€557k▲
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€680€4k▲
Plant, machinery and equipment23€680€4k▲
Financial fixed assets28€3k€3k=
Current assets29/58€553k€550k▼
Amounts receivable within one year40/41€7k€14k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€543k€535k▼
Deferred charges and accrued income490/1€2k€732▼
Equity and liabilities
Total equity and liabilities10/49€556k€557k▲
Equity10/15€530k€539k▲
Contributions10/11€50k€50k=
Reserves13€467k€477k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€462k€472k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€27k€17k▼
Amounts payable within one year42/48€26k€17k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Advances received on contracts in progress46€7k€7k=
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€240€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€517€387▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€9k€6k▼
Operating profit (loss)9901€7k€4k▼
Financial income75/76B€14k€14k▲
Recurring financial income75€14k€14k▲
Financial charges65/66B€362€2k▲
Recurring financial charges65€362€2k▲
Profit (loss) for the period before taxes9903€20k€16k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€14k€10k▼
Profit (loss) for the period to be appropriated9905€14k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€22k▼
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer to equity691/2€13k€10k▼
To other reserves6921€13k€10k▼
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 20.89
Current ratio from 7.06 to 20.89; short-term debt falls from €85k to €26k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €517k ▲19.9%
6 profitable years in a row build equity to €517k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 11.08
Current ratio from 3.10 to 11.08; short-term debt falls from €187k to €42k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €260k ▲3624%
Operating result €384k, net result €260k, both a record.
31-12
Financial
Liquidity times 10current ratio 3.10
Current ratio from 0.32 to 3.10; short-term debt falls from €209k to €187k.
31-12
Financial
Equity above €200kEq €402k ▲183%
4 profitable years in a row build equity to €402k.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zegestraat 248650 HouthulstGround area
743 m²
Building footprint
296 m²
Volume, LiDAR
1,161 m³
Parcel 32006E0193/00A002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Zegestraat 24, 8650 Houthulst
since 20012.097.954.404
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32006E0193/00A002 | Flanders | 743 m² | 1 · 295 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VEH TECHNICS
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ETABLISSEMENTS LEON STIERS
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SANITHERM
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,658. 3,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2001
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
27402Manufacture of electrical equipment
33200Installation of industrial machinery and equipment
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
71340
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.