Euroclima
ActiveEuroclima has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €-19k. Equity is growing by ~59.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-17
Solvency48▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.61 in 2024; short-term debt: 12.8% and cash: 0.2% of total assets), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
6 d early
2022
3 d early
2021
1 d early
2020
5 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€187k▼ 9.2%
2024 · €206k
2018: €13k
2019: €13k
2020: €28k
2021: €35k
2022: €110k
2023: €209k
2024: €206k
2018 → 2025
Total assets
€800k▼ 13.7%
2024 · €928k
2018: €27k
2019: €22k
2020: €409k
2021: €822k
2022: €943k
2023: €859k
2024: €928k
2018 → 2025
Net result
€-19k▼ 505%
2024 · €-3k
2018: €3k
2019: €700
2020: €15k
2021: €6k
2022: €75k
2023: €99k
2024: €-3k
2018 → 2025
Working capital
€-93k▼ 39.9%
2024 · €-66k
2018: €9k
2019: €12k
2020: €-115k
2021: €-153k
2022: €-142k
2023: €-38k
2024: €-66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€110k▲ 218%€209k▲ 90.3%€206k▼ 1.5%€187k▼ 9.2%
Operating result€15k-€90k▲ 512%€130k▲ 43.8%€11k▼ 91.6%€-6k
Net result€6k-€75k▲ 1,101%€99k▲ 31.6%€-3k€-19k▼ 505%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €800k
Fixed assets
€790k▼ 3.8%
Current assets
€10k▼ 90.7%
Equity and liabilities €800k
Equity
€187k▼ 9.2%
Debt
€613k▼ 15.0%
The debt ratio falls from 77.8% to 76.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €58k
Cash flow
€17k▼
2024 · €44k
Solvency
23.4%▲
2024 · 22.2%
Current ratio
0.10▼
2024 · 0.61
Quick ratio
0.10▼
2024 · 0.61
Debt / equity
3.27▼
2024 · 3.50
ROE
-10.1%▼
2024 · -1.5%
ROA
-2.4%▼
2024 · -0.3%
Interest coverage
2.25▼
2024 · 4.09
Debt
€613k▼
2024 · €722k
Debt ≤ 1 year
€103k▼
2024 · €172k
Debt > 1 year
€500k▼
2024 · €538k
Staff costs
€23k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€928k€800k▼
Fixed assets21/28€822k€790k▼
Tangible fixed assets22/27€822k€790k▼
Land and buildings22€822k€790k▼
Current assets29/58€106k€10k▼
Amounts receivable within one year40/41€100k€7k▼
Trade receivables40€71k€6k▼
Other amounts receivable41€29k€1k▼
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€254€1k▲
Equity and liabilities
Total equity and liabilities10/49€928k€800k▼
Equity10/15€206k€187k▼
Contributions10/11€8k€8k=
Reserves13€201k€201k=
Distributable reserves133€201k€201k=
Profit (loss) carried forward14€-3k€-22k▼
Amounts payable17/49€722k€613k▼
Amounts payable after more than one year17€538k€500k▼
Financial debts170/4€538k€500k▼
Amounts payable within one year42/48€172k€103k▼
Current portion of amounts payable after more than one year42€69k€38k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€59k€18k▼
Taxes450/3€52k€15k▼
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€43k€42k▼
Accrued charges and deferred income492/3€11k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€8k▲
Remuneration, social security and pensions62€44k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€36k▼
Other operating charges640/8€1k€550▼
Gross operating margin9900€102k€54k▼
Operating profit (loss)9901€11k€-6k▼
Financial income75/76B€55€0▼
Recurring financial income75€55€0▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€-3k€-19k▼
Profit (loss) for the period9904€-3k€-19k▼
Profit (loss) for the period to be appropriated9905€-3k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-22k▼
Profit (loss) brought forward from the previous period14P-€-3k
Social balance
Average headcount (FTE)90871.00.5▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €99k ▲31.6%
Operating result €130k, net result €99k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲90.3%
6 profitable years in a row build equity to €209k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €110k ▲218%
5 profitable years in a row build equity to €110k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poeierstraat 132490 BalenGround area
2,501 m²
Building footprint
1,056 m²
Volume, LiDAR
1 m³
Parcel 13342B1320/00K006, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Euroclima
since 20152.248.918.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342B1320/00K006 | Flanders | 2,501 m² | 1 · 1,055 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Anzegem · Eq €187k
P.P. INSTALLATIETECHNIEKEN
BE 0462.592.010
Diepenbeek · Eq €188k
SERKOBRAS
BE 0449.442.966
Grimbergen · Eq €187k
NICOLAS HEUSGENS
BE 0553.718.956
Braine-l'Alleud · Eq €188k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,844 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2015
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.