EUROCHOK

Active

Private limited companyfounded 20242 yrs activeMasuistraat 5, 1000 Brussel, BelgiumKBO/BCE: BE 1007.749.331

The computed 12-month bankruptcy probability of EUROCHOK is 2.5% (moderate). The 2025 annual accounts show equity of €139k and a net result of €72k. Its solvency ranks better than 64% of 7932 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

75 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency83▲+19

Growth78

Track record82

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days only on tighter terms

Liquidity ample (current ratio 2.19 against 1.62 in 2024; short-term debt: 41.8% and cash: 51.6% of total assets), and 41.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

58.2%

Return on assets

30.1%

Age of the figures

9 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

95 d early

2024

115 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€139k▲ 107%

2024 · €67k

2024: €67k

2024 → 2025

Total assets

€239k▲ 39.1%

2024 · €172k

2024: €172k

2024 → 2025

Net result

€72k▲ 25.5%

2024 · €57k

2024: €57k

2024 → 2025

Working capital

€119k▲ 83.9%

2024 · €65k

2024: €65k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€67k-€139k▲ 107%

Operating result€79k-€96k▲ 21.9%

Net result€57k-€72k▲ 25.5%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 22% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €239k

91.5%

Fixed assets €20k▲ 484%

Current assets €219k▲ 29.9%

Equity and liabilities €239k

58.2%

41.8%

Equity €139k▲ 107%

Debt €100k▼ 4.5%

The debt ratio falls from 60.9% to 41.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€104k▲

2024 · €85k

Cash flow

€80k▲

2024 · €64k

Solvency

58.2%▲

2024 · 39.1%

Current ratio

2.19▲

2024 · 1.62

Quick ratio

1.56▲

2024 · 0.90

Debt / equity

0.72▼

2024 · 1.56

ROE

51.7%▼

2024 · 85.1%

ROA

30.1%▼

2024 · 33.3%

Interest coverage

138.54▼

2024 · 384.51

Debt

€100k▼

2024 · €105k

Debt ≤ 1 year

€100k▼

2024 · €104k

Income taxes

€24k▲

2024 · €21k

Staff costs

€5k▼

2024 · €40k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€172k€239k▲

Fixed assets21/28€3k€20k▲

Tangible fixed assets22/27-€16k

Furniture and vehicles24-€16k

Financial fixed assets28€3k€4k▲

Current assets29/58€168k€219k▲

Stocks and contracts in progress3€75k€62k▼

Stocks30/36€75k€62k▼

Amounts receivable within one year40/41€49k€32k▼

Trade receivables40€44k€31k▼

Other amounts receivable41€5k€1k▼

Cash at bank and in hand54/58€42k€123k▲

Deferred charges and accrued income490/1€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€172k€239k▲

Equity10/15€67k€139k▲

Contributions10/11€10k€10k=

Reserves13€55k€125k▲

Distributable reserves133€55k€125k▲

Profit (loss) carried forward14€2k€4k▲

Amounts payable17/49€105k€100k▼

Amounts payable within one year42/48€104k€100k▼

Trade debts44€80k€98k▲

Suppliers440/4€80k€98k▲

Taxes, remuneration and social security45€24k€2k▼

Taxes450/3€21k€1k▼

Remuneration and social security454/9€3k€351▼

Accrued charges and deferred income492/3€821€0▼

Income statement Code20242025

Remuneration, social security and pensions62€40k€5k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲

Other operating charges640/8€50€149▲

Gross operating margin9900€126k€109k▼

Operating profit (loss)9901€79k€96k▲

Financial income75/76B-€118

Recurring financial income75-€118

Financial charges65/66B€222€751▲

Recurring financial charges65€222€751▲

Profit (loss) for the period before taxes9903€79k€96k▲

Income taxes67/77€21k€24k▲

Profit (loss) for the period9904€57k€72k▲

Profit (loss) for the period to be appropriated9905€57k€72k▲

Appropriation of the result

Profit (loss) to be appropriated9906€57k€74k▲

Profit (loss) brought forward from the previous period14P-€2k

Transfer to equity691/2€55k€70k▲

To other reserves6921€55k€70k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Equity above €100kEq €139k ▲107%

2 profitable years in a row build equity to €139k.

07-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Masuistraat 51000 Brussel

Ground area

364 m²

Building footprint

306 m²

Volume, LiDAR

4,010 m³

Parcel 21814P0433/00M005, Brussels · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

EUROCHOK

Masuistraat 5, 1000 BrusselRetail trade

since 20242.357.493.146

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21814P0433/00M005	Brussels	364 m²	1 · 306 m²	17.1 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Brussel2.357.493.146

1 permission

Ambulante detailhandel LM>3 maand · since 01-04-2024

Similar companies · same sector, comparable size

Of 452 companies in sector 46360 we hold annual accounts for 286. 195 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-03-2024

Fiscal year end31-12

Activities, NACEBEL

46360Wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.