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EUROBIZZ

Active
Private limited companyfounded 199927 yrs activeIeperleet 5, 8200 Brugge, BelgiumKBO/BCE: BE 0465.744.708
Summary

EUROBIZZ has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €790,766 and a net result of €98,595. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 9624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · fiscal year 2025, abbreviated schema

Equity
€790,766▲ 13.9%
2024 · €694,171
Total assets
€1.3m▼ 3.1%
2024 · €1.3m
Net result
€98,595▼ 64.8%
2024 · €279,972
Working capital
€268,787▲ 31.8%
2024 · €203,901
Trend over the years

2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years

The operating result falls in 2025; 2025 is 68% below 2024 and is the lowest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€0.1m 2025 Net result€0.1m 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.09m-€0.3m▲ 258%€0.4m▲ 31.1%€0.2m▼ 44.4%€0.2m▼ 14.8%€0.3m▲ 70.4%€0.1m▼ 68.0%
Net result€0.07m-€0.3mabove the sector's middle half▲ 331%€0.4mabove the sector's middle half▲ 30.2%€0.2mabove the sector's middle half▼ 47.5%€0.1mwithin the sector's middle half▼ 27.7%€0.3mabove the sector's middle half▲ 88.4%€0.1mwithin the sector's middle half▼ 64.8%
Equity€0.4m-€0.4mwithin the sector's middle half▲ 1.5%€0.4mwithin the sector's middle half▲ 7.7%€0.5mwithin the sector's middle half▲ 5.7%€0.6mwithin the sector's middle half▲ 20.0%€0.7mwithin the sector's middle half▲ 22.5%€0.8mwithin the sector's middle half▲ 13.9%
Total assets€1.0m-€1.3mwithin the sector's middle half▲ 27.4%€1.5mwithin the sector's middle half▲ 20.0%€1.3mwithin the sector's middle half▼ 15.1%€1.4mwithin the sector's middle half▲ 6.4%€1.3mwithin the sector's middle half▼ 2.9%€1.3mwithin the sector's middle half▼ 3.1%
Debt€0.6m-€0.9m▲ 51.8%€1.1m▲ 25.9%€0.8m▼ 23.7%€0.8m▼ 1.3%€0.6m▼ 20.5%€0.5m▼ 21.3%
Working capital€0.1m-€0.1mwithin the sector's middle half▼ 10.6%€0.1mwithin the sector's middle half▲ 23.6%€0.001mbelow the sector's middle half▼ 99.2%€0.1mwithin the sector's middle half▲ 11,296%€0.2mwithin the sector's middle half▲ 77.9%€0.3mwithin the sector's middle half▲ 31.8%
Solvency40.8%-32.5%within the sector's middle half▼ 8.3pp29.2%within the sector's middle half▼ 3.3pp36.3%within the sector's middle half▲ 7.2pp41.0%within the sector's middle half▲ 4.6pp51.7%within the sector's middle half▲ 10.7pp60.8%within the sector's middle half▲ 9.1pp
Current ratio1.31-1.14below the sector's middle half▼ 0.161.13below the sector's middle half▼ 0.021.00below the sector's middle half▼ 0.131.23within the sector's middle half▲ 0.231.49within the sector's middle half▲ 0.261.74within the sector's middle half▲ 0.24
Return on assets (ROA)7.0%-23.6%above the sector's middle half▲ 16.6pp25.6%above the sector's middle half▲ 2.0pp15.8%above the sector's middle half▼ 9.8pp10.7%within the sector's middle half▼ 5.1pp20.8%above the sector's middle half▲ 10.1pp7.6%within the sector's middle half▼ 13.3pp
Staff (FTE)0.8below the sector's middle half1within the sector's middle half▲ 25.0%1within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €667,432 ▼ 8.0%
Current assets €633,954 ▲ 2.6%
Equity and liabilities €1.3m
Equity €790,766 ▲ 13.9%
Debt €510,620 ▼ 21.3%
Debt's share of the balance-sheet total falls from 48.3% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€201,896▼
2024 · €428,514
Cash flow
€192,453▼
2024 · €371,278
Debt to equity
0.65▼
2024 · 0.94
ROE
12.5%▼
2024 · 40.3%
Interest coverage
21.99▼
2024 · 35.87
Debt ≤ 1 year
€365,167▼
2024 · €414,157
Debt > 1 year
€145,453▼
2024 · €234,953
Income taxes
€33,456▼
2024 · €54,356
Staff costs
€90,472▼
2024 · €92,841
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.3m▼
Fixed assets21/28€0.7m€0.7m▼
Tangible fixed assets22/27€0.7m€0.7m▼
Land and buildings22€0.6m€0.5m▼
Plant, machinery and equipment23€0.001m€0▼
Furniture and vehicles24€0.06m€0.07m▲
Other tangible fixed assets26€0.07m€0.07m=
Current assets29/58€0.6m€0.6m▲
Amounts receivable within one year40/41€0.3m€0.2m▼
Trade receivables40€0.2m€0.1m▼
Other amounts receivable41€0.09m€0.1m▲
Current investments50/53€0.3m€0.4m▲
Cash at bank and in hand54/58€0.05m€0.02m▼
Deferred charges and accrued income490/1€0.004m€0.004m▲
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▼
Equity10/15€0.7m€0.8m▲
Contributions10/11€0.06m€0.06m=
Reserves13€0.6m€0.7m▲
Non-distributable reserves130/1€0.006m€0▼
Other1319€0.006m€0▼
Tax-exempt reserves132€0.07m€0.07m=
Distributable reserves133€0.6m€0.7m▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€0.6m€0.5m▼
Amounts payable after more than one year17€0.2m€0.1m▼
Financial debts170/4€0.2m€0.1m▼
Other amounts payable178/9€26€0.001m▲
Amounts payable within one year42/48€0.4m€0.4m▼
Current portion of amounts payable after more than one year42€0.09m€0.1m▲
Financial debts43€0.002m€0.04m▲
Credit institutions430/8€0.002m€236▼
Other loans439-€0.04m
Trade debts44€0.09m€0.2m▲
Suppliers440/4€0.09m€0.2m▲
Advances received on contracts in progress46€0.006m€0▼
Taxes, remuneration and social security45€0.02m€0.02m▼
Taxes450/3€0.01m€0.001m▼
Remuneration and social security454/9€0.01m€0.02m▲
Other amounts payable47/48€0.2m€0▼
Income statement Code20242025
Remuneration, social security and pensions62€0.09m€0.09m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.09m€0.09m▲
Other operating charges640/8€0.008m€0.007m▼
Gross operating margin9900€0.5m€0.3m▼
Operating profit (loss)9901€0.3m€0.1m▼
Financial income75/76B€0.009m€0.03m▲
Recurring financial income75€0.009m€0.03m▲
Financial charges65/66B€0.01m€0.009m▼
Recurring financial charges65€0.01m€0.009m▼
Profit (loss) for the period before taxes9903€0.3m€0.1m▼
Income taxes67/77€0.05m€0.03m▼
Profit (loss) for the period9904€0.3m€0.1m▼
Profit (loss) for the period to be appropriated9905€0.3m€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.3m€0.1m▼
Transfer to equity691/2€0.1m€0.1m▼
To the legal reserve6920€0.1m€0▼
To other reserves6921-€0.1m
Profit to be distributed694/7€0.2m€0.002m▼
Directors or managers695€0.2m€0▼
Employees696€0.003m€0.002m▼
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62----€62,591€92,841€90,472▼ 2.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60,479€56,971€52,481€53,612€69,669€91,305€93,859▲ 2.8%
Provisions for liabilities and charges: additions (uses and reversals)635/8--€0-----
Other operating charges640/8--€6,025€5,968€8,124€8,136€6,673▼ 18.0%
Gross operating margin9900€154,495€356,103€476,737€291,911€338,313€529,492€299,041▼ 43.5%
Operating profit (loss)9901€89,111€318,988€418,230€232,330€197,929€337,209€108,037▼ 68.0%
Financial income75/76B--€1,459€17€2,122€9,064€33,197▲ 266%
Recurring financial income75€257€2,028€1,459€17€2,122€9,064€33,197▲ 266%
Financial charges65/66B--€10,161€8,389€10,972€11,946€9,183▼ 23.1%
Recurring financial charges65€14,001€11,814€10,161€8,389€10,972€11,946€9,183▼ 23.1%
Profit (loss) for the period before taxes9903€75,367€309,202€409,528€223,958€189,079€334,328€132,051▼ 60.5%
Income taxes67/77€5,461€8,255€17,745€18,406€40,485€54,356€33,456▼ 38.4%
Profit (loss) for the period9904€69,906€300,947€391,783€205,552€148,594€279,972€98,595▼ 64.8%
Profit (loss) for the period to be appropriated9905€65,843€300,947€391,783€205,552€148,594€279,972€98,595▼ 64.8%
Line2019202020212022202320242025Change
Assets
Total assets20/58€1.0m€1.3m€1.5m€1.3m€1.4m€1.3m€1.3m▼ 3.1%
Fixed assets21/28€0.5m€0.5m€0.5m€0.6m€0.8m€0.7m€0.7m▼ 8.0%
Tangible fixed assets22/27€0.5m€0.5m€0.5m€0.6m€0.8m€0.7m€0.7m▼ 8.0%
Land and buildings22--€0.4m€0.5m€0.6m€0.6m€0.5m▼ 11.5%
Plant, machinery and equipment23--€0.006m€0.003m€0.002m€0.001m€0▼ 100%
Furniture and vehicles24--€0.006m€0.02m€0.08m€0.06m€0.07m▲ 20.1%
Leasing and similar rights25--€0-----
Other tangible fixed assets26--€0.07m€0.07m€0.07m€0.07m€0.07m=
Current assets29/58€0.5m€0.8m€1.1m€0.7m€0.6m€0.6m€0.6m▲ 2.6%
Amounts receivable within one year40/41€0.2m€0.3m€0.6m€0.4m€0.2m€0.3m€0.2m▼ 18.3%
Trade receivables40--€0.3m€0.2m€0.03m€0.2m€0.1m▼ 45.8%
Other amounts receivable41--€0.3m€0.1m€0.2m€0.09m€0.1m▲ 43.8%
Current investments50/53€0.1m€0.2m€0.2m€0.2m€0.4m€0.3m€0.4m▲ 33.1%
Cash at bank and in hand54/58€0.1m€0.3m€0.3m€0.2m€0.04m€0.05m€0.02m▼ 65.9%
Deferred charges and accrued income490/1--€368€0.006m€0.007m€0.004m€0.004m▲ 5.7%
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.3m€1.5m€1.3m€1.4m€1.3m€1.3m▼ 3.1%
Equity10/15€0.4m€0.4m€0.4m€0.5m€0.6m€0.7m€0.8m▲ 13.9%
Contributions10/11€0.06m-€0.06m€0.06m€0.06m€0.06m€0.06m=
Reserves13€0.4m€0.4m€0.4m€0.4m€0.5m€0.6m€0.7m▲ 15.1%
Non-distributable reserves130/1--€0.006m€0.006m€0.006m€0.006m€0▼ 100%
Reserves not available under the articles1311--€0.006m€0.006m€0---
Other1319----€0.006m€0.006m€0▼ 100%
Tax-exempt reserves132--€0.07m€0.07m€0.07m€0.07m€0.07m=
Distributable reserves133--€0.3m€0.3m€0.4m€0.6m€0.7m▲ 18.1%
Profit (loss) carried forward14--€0€0€0€0€0-
Provisions and deferred taxes16€0.03m€0------
Amounts payable17/49€0.6m€0.9m€1.1m€0.8m€0.8m€0.6m€0.5m▼ 21.3%
Amounts payable after more than one year17€0.2m€0.2m€0.1m€0.1m€0.3m€0.2m€0.1m▼ 38.1%
Financial debts170/4--€0.1m€0.1m€0.3m€0.2m€0.1m▼ 38.3%
Other amounts payable178/9--€0.02m€0.01m€0.002m€26€0.001m▲ 1,970%
Amounts payable within one year42/48€0.4m€0.7m€0.9m€0.7m€0.5m€0.4m€0.4m▼ 11.8%
Current portion of amounts payable after more than one year42--€0.05m€0.03m€0.08m€0.09m€0.1m▲ 10.3%
Financial debts43----€9€0.002m€0.04m▲ 1,701%
Credit institutions430/8----€9€0.002m€236▼ 89.9%
Other loans439------€0.04m-
Trade debts44€0.2m€0.2m€0.2m€0.2m€0.2m€0.09m€0.2m▲ 125%
Suppliers440/4--€0.2m€0.2m€0.2m€0.09m€0.2m▲ 125%
Advances received on contracts in progress46--€0€0.006m€0.006m€0.006m€0▼ 100%
Taxes, remuneration and social security45--€0.02m€0.02m€0.02m€0.02m€0.02m▼ 24.3%
Taxes450/3--€0.02m€0.02m€0.006m€0.01m€0.001m▼ 93.2%
Remuneration and social security454/9----€0.02m€0.01m€0.02m▲ 48.0%
Other amounts payable47/48--€0.7m€0.4m€0.2m€0.2m€0▼ 100%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€69,906€300,947€391,783€205,552€148,594€279,972€98,595▼ 64.8%
+ Depreciation and write-downs630€60,479€56,971€52,481€53,612€69,669€91,305€93,859▲ 2.8%
Operating cash flow (approximation)€130,385€357,917€444,264€259,164€218,263€371,278€192,453▼ 48.2%
Investment in fixed assets (approximation)--€17,569-€25,813-€168,883-€249,776-€48,579-€36,068▲ 25.8%
Change in cash-€146,418€36,239-€156,996-€120,348€5,868-€29,932▼ 610%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 4,410 companies in this sector we hold annual accounts for 1,911. 1,015 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 4 entries · €4,341 awarded · €4,341 paid
Year Entries awardedpaid
2025 1 €1,452€1,452
2024 1 €2,040€2,040
2023 1 €0€309
2022 1 €849€540
Schemes
3 entries · €2,889 · €2,889 paid · Fonds voor Innoveren en Ondernemen
1 entry · €1,452 · €1,452 paid · Vlaams Energie- en Klimaatagentschap