EURO TEL
ActiveEURO TEL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €17k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+83
Solvency88▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.69 against 2.0 in 2023; short-term debt: 37.2% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.8%
Return on assets
28.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
124 d late
2022
133 d late
2021
21 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 85.5%
2023 · €20k
2018: €-6k
2019: €-3k
2020: €-39k
2021: €13k
2022: €21k
2023: €20k
2018 → 2024
Total assets
€59k▲ 47.6%
2023 · €40k
2018: €8k
2019: €11k
2020: €146k
2021: €48k
2022: €46k
2023: €40k
2018 → 2024
Net result
€17k
2023 · €-620
2018: €-6k
2019: €3k
2020: €-36k
2021: €10k
2022: €8k
2023: €-620
2018 → 2024
Working capital
€37k▲ 86.2%
2023 · €20k
2018: €-6k
2019: €-3k
2020: €-39k
2021: €12k
2022: €20k
2023: €20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-39k-€13k€21k▲ 63.6%€20k▼ 3.0%€37k▲ 85.5%
Operating result€-35k-€15k€11k▼ 25.0%€-272€17k
Net result€-36k-€10k€8k▼ 23.6%€-620€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €17k after a loss of €272 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €59k
Equity
€37k▲ 85.5%
Debt
€22k▲ 9.8%
The debt ratio falls from 50.0% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2023 · €-116
Cash flow
€17k▲
2023 · €-464
Solvency
62.8%▲
2023 · 50.0%
Current ratio
2.69▲
2023 · 2.00
Quick ratio
2.51▲
2023 · 1.98
Debt / equity
0.59▼
2023 · 1.00
ROE
46.1%▲
2023 · -3.1%
ROA
28.9%▲
2023 · -1.6%
Interest coverage
90.48▲
2023 · -0.33
Debt
€22k▲
2023 · €20k
Debt ≤ 1 year
€22k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€40k€59k▲
Formation expenses20€78-
Current assets29/58€40k€59k▲
Stocks and contracts in progress3€326€4k▲
Stocks30/36€326€4k▲
Amounts receivable within one year40/41€2k€51k▲
Trade receivables40€0€47k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€37k-
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€40k€59k▲
Equity10/15€20k€37k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€14k€31k▲
Amounts payable17/49€20k€22k▲
Amounts payable within one year42/48€20k€22k▲
Financial debts43-€350
Credit institutions430/8-€350
Trade debts44€16k€47▼
Suppliers440/4€16k€47▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€0€19k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156€78▼
Other operating charges640/8€22€558▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-94€18k▲
Operating profit (loss)9901€-272€17k▲
Financial charges65/66B€347€191▼
Recurring financial charges65€347€191▼
Profit (loss) for the period before taxes9903€-620€17k▲
Profit (loss) for the period9904€-620€17k▲
Profit (loss) for the period to be appropriated9905€-620€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€31k▲
Profit (loss) brought forward from the previous period14P€14k€14k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 133 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-36k ▼1343%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Rogier 1/C7000 MonsGround area
245 m²
Building footprint
192 m²
Volume, LiDAR
2,651 m³
Parcel 53403E0708/00F002, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EURO TEL
since 20172.265.441.334
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0708/00F002 | Wallonia | 245 m² | 1 · 192 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.265.441.334
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,290 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-06-2017
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.