EURO-PROTEC
ActiveEURO-PROTEC has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.51M and a net result of €198k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 51% of 50 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+16
Solvency59▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.39 in 2024; short-term debt: 55.4% and cash: 27.1% of total assets), but 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
4.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 80
Relative position
BE, all sectors
reference
Sector 80
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
1 d early
2023
19 d late
2022
51 d late
2021
5 d early
2020
12 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€198k▲ 104%
2024 · €97k
2018: €49k
2019: €62k
2020: €61k
2021: €-105k
2022: €34k
2023: €99k
2024: €97k
2018 → 2025
Working capital
€1.26M▲ 34.6%
2024 · €933k
2018: €791k
2019: €815k
2020: €902k
2021: €759k
2022: €756k
2023: €824k
2024: €933k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.08M-€1.11M▲ 3.2%€1.21M▲ 8.9%€1.31M▲ 8.0%€1.51M▲ 15.2%
Operating result€-765-€159k€192k▲ 21.0%€109k▼ 43.1%€305k▲ 179%
Net result€-105k-€34k€99k▲ 190%€97k▼ 1.6%€198k▲ 104%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 179% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.47M
Fixed assets
€741k▲ 20.5%
Current assets
€3.73M▲ 12.6%
Equity and liabilities €4.47M
Equity
€1.51M▲ 15.2%
Debt
€2.97M▲ 13.2%
The debt ratio falls from 66.7% to 66.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€487k▲
2024 · €269k
Cash flow
€381k▲
2024 · €257k
Solvency
33.7%▲
2024 · 33.3%
Current ratio
1.51▲
2024 · 1.39
Quick ratio
1.48▲
2024 · 1.36
Debt / equity
1.97▼
2024 · 2.00
ROE
13.2%▲
2024 · 7.4%
ROA
4.4%▲
2024 · 2.5%
Interest coverage
9.87▲
2024 · 4.35
Debt
€2.97M▲
2024 · €2.62M
Debt ≤ 1 year
€2.48M▲
2024 · €2.38M
Debt > 1 year
€481k▲
2024 · €227k
Income taxes
€71k▲
2024 · €47k
Staff costs
€3.11M▲
2024 · €2.81M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.93M€4.47M▲
Fixed assets21/28€615k€741k▲
Tangible fixed assets22/27€458k€584k▲
Land and buildings22€68k€77k▲
Plant, machinery and equipment23€22k€18k▼
Furniture and vehicles24€23k€34k▲
Leasing and similar rights25€345k€455k▲
Financial fixed assets28€157k€157k▲
Current assets29/58€3.31M€3.73M▲
Stocks and contracts in progress3€88k€76k▼
Stocks30/36€88k€57k▼
Contracts in progress37-€19k
Amounts receivable within one year40/41€2.29M€2.43M▲
Trade receivables40€1.83M€2.04M▲
Other amounts receivable41€462k€388k▼
Cash at bank and in hand54/58€909k€1.21M▲
Deferred charges and accrued income490/1€26k€13k▼
Equity and liabilities
Total equity and liabilities10/49€3.93M€4.47M▲
Equity10/15€1.31M€1.51M▲
Contributions10/11€543k€543k=
Capital10€543k€543k=
Issued capital100€543k€543k=
Reserves13€633k€633k=
Non-distributable reserves130/1€54k€54k=
Legal reserve130€54k€54k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€541k€541k=
Profit (loss) carried forward14€132k€331k▲
Amounts payable17/49€2.62M€2.97M▲
Amounts payable after more than one year17€227k€481k▲
Financial debts170/4€227k€481k▲
Amounts payable within one year42/48€2.38M€2.48M▲
Current portion of amounts payable after more than one year42€209k€275k▲
Financial debts43€325k€325k=
Credit institutions430/8€325k€325k=
Trade debts44€808k€859k▲
Suppliers440/4€808k€859k▲
Taxes, remuneration and social security45€939k€865k▼
Taxes450/3€407k€381k▼
Remuneration and social security454/9€532k€484k▼
Other amounts payable47/48€97k€151k▲
Accrued charges and deferred income492/3€12k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2.81M€3.11M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€182k▲
Other operating charges640/8€33k€44k▲
Gross operating margin9900€3.11M€3.64M▲
Operating profit (loss)9901€109k€305k▲
Financial income75/76B€97k€14k▼
Recurring financial income75€7k€10k▲
Non-recurring financial income76B€90k€4k▼
Financial charges65/66B€62k€49k▼
Recurring financial charges65€62k€49k▼
Non-recurring financial charges66B€276-
Profit (loss) for the period before taxes9903€145k€269k▲
Income taxes67/77€47k€71k▲
Profit (loss) for the period9904€97k€198k▲
Profit (loss) for the period to be appropriated9905€97k€198k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€331k▲
Profit (loss) brought forward from the previous period14P€35k€132k▲
Social balance
Average headcount (FTE)908741.342.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 15 days late
2025
31-12
Financial
Highest result since 2018net €198k ▲104%
Operating result €305k, net result €198k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 51 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-105k ▼272%
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 7 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-08-2016
VANSTEELANDT Fabrice: Resigned as Director
07-05-2009
Coune Bernard: Resigned as Director
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Europe(PER) 40A7600 PéruwelzGround area
7,717 m²
Building footprint
2,586 m²
Volume, LiDAR
17,971 m³
Parcel 57064C0757/00S000, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EURO-PROTEC
since 19872.030.223.955
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57064C0757/00S000 | Wallonia | 7,717 m² | 1 · 2,586 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
6 categoriesEURO-PROTEC SA18363
Similar companies · same sector, comparable size
Fire Engineered Solutions
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ADI-GARDINER
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Zedelgem · Eq €1.60M
C. PRO
BE 0466.904.055
Tubize · Eq €1.41M
VuPa
BE 0503.804.538
Geel · Eq €1.31M
Kooi Security België
BE 0783.444.254
Temse · Eq €1.30M
Of 460 companies in sector 80090 we hold annual accounts for 258. 93 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-12-1985
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
80090Investigation and security activities
80200Investigation and security activities
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.