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EURO JOE

Active
Private limited companyfounded 2017active for 9 yearsKleine Ravestraat 3, 8890 Moorslede, BelgiumKBO/BCE: BE 0675.710.512
Summary

The computed 12-month bankruptcy probability of EURO JOE is 2.2% (moderate). The 2024 annual accounts show equity of €812,428 and a net result of €34,790. Equity has been growing by about 27% per year since 2018. The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-05-2017 Normal situation
Activity
Other retail sale of new goods NACE 47789and 6 others
Establishment unit
2.265.496.465 8890 Moorslede, since 15-05-2017
Financial year end
31 December
Peppol
Reachable since 31-03-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts 2024
Gross margin
€319,260
▼ 18.2%
Turnover
≈ €1.2m
estimated
Profit
€34,790
▼ 73.3%
Equity
€812,428
▼ 4.0%
Total assets
€1.2m
▲ 3.2%
Employees on 31-12-2024
4
▼ 33.3%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 01-09-2025)Liquidity: current ratio 2.76, cash €9,865, halvedLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskEquity €812,428 (66.0% of total assets)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Average
Solvency 91-5
equity 66.0% of total assets
Liquidity 36-13
short-term debt 34.0% · cash 0.8%
Profitability 45-37
return on assets 2.8%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.0% 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025lowest value 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.3 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 1.0%▼ -0.5 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 0.9%▼ -0.1 percentage points vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▼ -0.2 percentage points vs 08-2026 10-2026: 2.2%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 2.2%● unchanged vs 10-2026highest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.76 (5.9 in 2023), above the usual 1.5. Short-term debt is 34% and cash 0.8% of total assets. 34% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 33% on liquidity, 33% on profitability and 32% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 01-09-2025)
NBB · annual accounts
lowers risk · Equity €812,428 (66.0% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.76, cash €9,865, halved
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
21 days late
2022
85 days late
2021
73 days late
2020
96 days late
2019
111 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 64 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2024from €130,166 to €34,790 ▼ 73.3% View
  • Caution: A director leftlatest change 08-05-2026 · 1 in office 1 left View
  • Merger with EURO PRINTINGmerger on 01-09-2025 2025 View
  • Positive: 7 profitable years in a rowprofit 2024: €34,790 7 years View

Recent changes

  1. · Gazette deed Merger: EURO JOE takes over EURO PRINTINGResignation: Janique Van Gele (director)
  2. · Gazette deed Merger proposal: BV EURO JOE takes over BV EURO PRINTING
  3. · Gazette deed 2 directors resigning, 2 reappointedResignations: Janique VAN GELE (director) and Bertrand VINDEVOGHEL (director) · Reappointments: Janique VAN GELE (director) and Bertrand VINDEVOGHEL (director)
All 20 events

Comparable companies

These companies have the same main activity as EURO JOE: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €813,000 and €1.9m, founded between 2014 and 2018.

CompanyTotal assetsGross margin
EURO JOE Moorslede€1.2m€0.3m
FEEËRIEKE Zedelgem€1.9m€0.3m
LES BOUGIES DE CHARROUX Watermaal-Bosvoorde€1.0m€0.5m
CODEN TRADE Sprimont€1.1m€0.4m
C-PROJECT Zedelgem€0.8m€0.3m
JOKER ENTERTAINMENT Rijkevorsel€1.6m€0.4m
VANIOS Villers-la-Ville€0.9m€0.4m
Full comparison

Key facts about EURO JOE

What is the company number of EURO JOE?
The company number of EURO JOE is 0675.710.512. The VAT number is the same number with BE in front: BE 0675.710.512.
Where is EURO JOE based?
The registered office is at Kleine Ravestraat 3, 8890 Moorslede.Company details
What does EURO JOE do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of EURO JOE?
The legal form of EURO JOE is Private limited company (BV).
When was EURO JOE founded?
EURO JOE was founded on 15-05-2017.
Is EURO JOE still active?
Yes, EURO JOE is an active enterprise in the KBO register.
How many employees does EURO JOE have?
EURO JOE had an average of 5.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of EURO JOE?
The turnover in financial year 2024 is ≈ €1.2m. This figure is estimated from the gross margin of €319,260 and 47 comparable companies (NACE 477). It probably lies between €900,000 and €1.9m.
Is EURO JOE profitable?
In financial year 2024, EURO JOE made a profit of €34,790.
Where can I find the annual accounts of EURO JOE?
EURO JOE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EURO JOE due?
EURO JOE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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