Result
€85,286 ▲ 391%
The result rose in 2025 from €17,382 to €85,286.
EURO ISOLATION EXPORT
Lifetime
12 annual accounts with figures on one time axispeak €1.3m (2025)
€1.3m▲ 10.0%
lowest -€26,881 (2022)
€85,286▲ 391%
peak €404,046 (2025)
€404,046▲ 27.9%
€145,768▼ 35.7%
peak 17.4 FTE (2022)
16.8 FTE▼ 2.9%
Board4 names since 2019
2 directorsVANVEC SRL and 1 other
Owners2 names in the annual accounts
100%GILO INVEST
Documentsfilings and deeds
28-05-202664 days before the deadline
2025financial year
Result from €17,382 to €85,286Equity from €315,943 to €404,046Debts from €226,770 to €145,768Cash from €2,987 to €38,508
Key points
from the 2025 annual accountsTurnover
≈ €3.5m estimated
The accounts state no turnover.
Staff
15 employees on 31-12-2025
In 2025, 13 people joined and 16 left.
Liquidity
3.65 was 2.27 in 2024
Short-term debts fell from €226,770 to €145,768.
Filings
12 annual accounts since 2014
Four of the last ten came late. The 2017 accounts came latest: 28 days after the end of the period.
Position in the sector
73.5%
Higher solvency than 83% of companies in specialised construction. Sector median 42.4% · 2,460 companies.
Checked score
90
Excellent
Financially stronger than 79% of small companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.3%▼ -0.3 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: 16.8 FTE, total assets €549,815
Sector: Specialised construction activities (NACE 43)
lowers risk
Equity €404,046 (73.5% of total assets)
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 89% of them on solvency, 56% on liquidity, 87% on profitability and 83% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as EURO ISOLATION EXPORT has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of EURO ISOLATION EXPORT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for EURO ISOLATION EXPORT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.65 (2.27 in 2024), above the usual 1.5. Short-term debt is 26.5% and cash 7% of total assets. 26.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 days early
2024
13 days early
2023
on the day
2022
27 days late
2021
on the day
2020
18 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VS
VANVEC SRL
Director, since 28-06-2019
VM
VAN MUYLDE BARBARA
Director, since 01-10-2022
- GILO INVEST 100%equity €3.9m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0848211352
Purpose change · Amendment of the articles
“Activité de sous-traitance de main d’œuvre,travail d’isolation industrielle,échafaudages industriels.” (deed in French) · Gazette deed
Resignation: CA.L.O.R.S. (managing director)
Appointment: Barbara VAN MUYLDER (director) · GILO INVEST holds all the shares · Director discharge: CA.L.O.R.S. · General meeting of 23-09-2022 · Gazette deed
Registered office moved from Manage to Heppignies
New registered office: Avenue de Heppignies 34, 6220 Heppignies · Previous registered office: Rue des Saucelles 6, 7170 Manage · General meeting of 22-04-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EURO ISOLATION EXPORT Fleurus | €0.5m | €1.3m | 73.5% | 16.8 |
| GROUP GLOBE Hasselt | €0.7m | €1.0m | 26.2% | 13.2 |
| PANELCONSTRUCT Manhay | €0.7m | €0.8m | -12.0% | 11.3 |
| GOKAS ISOL Braine-l'Alleud | €0.4m | €0.6m | 67.9% | 12.5 |
| JP DEVELOPMENT Geetbets | €0.9m | €1.3m | 19.8% | 10.9 |
| ISOVAN Poperinge | €1.2m | €1.3m | 28.7% | 18.6 |
| WATT INVEST Frameries | €0.5m | €0.8m | 39.4% | 9.9 |
These companies have the same main activity as EURO ISOLATION EXPORT: insulation installation (NACE 43230). They are comparable in size and age: total assets between €431,000 and €1.2m, founded between 2008 and 2015.
Official details
Source: KBO- Status
- Active since 24-08-2012Normal situation
- Activity
- Insulation installationNACE 43230and 1 other
- Establishment unit
- 2.211.974.3406220 Fleurus, since 17-08-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €549,815▲ 1.3%
- Employeeson 31-12-2025
- 15▼ 16.7%
- Filing
- Filed on 28-05-2026, 64 days before the end of the filing period
Insights on EURO ISOLATION EXPORT
EURO ISOLATION EXPORT has existed since 2012. In 2017 the gross margin rose from €63,860 to €279,845.
The gross margin has grown every year since 2020. Solvency rose in 2025 from 58.2% to 73.5% because of the retained profit and lower debts.
GILO INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EURO ISOLATION EXPORT
- What is the company number of EURO ISOLATION EXPORT?
- The company number of EURO ISOLATION EXPORT is 0848.211.352. The VAT number is the same number with BE in front: BE 0848.211.352.
- Where is EURO ISOLATION EXPORT based?
- The registered office is at Avenue de Heppignies 34, 6220 Fleurus.Company details
- What does EURO ISOLATION EXPORT do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of EURO ISOLATION EXPORT?
- EURO ISOLATION EXPORT is a private limited company (BV).
- When was EURO ISOLATION EXPORT founded?
- EURO ISOLATION EXPORT was founded on 24-08-2012.
- Is EURO ISOLATION EXPORT still active?
- Yes, EURO ISOLATION EXPORT is an active enterprise in the KBO register.
- How many employees does EURO ISOLATION EXPORT have?
- EURO ISOLATION EXPORT had an average of 16.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of EURO ISOLATION EXPORT?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €1.3m and 30 comparable companies (NACE 432). It probably lies between €2.9m and €4.3m.
- Is EURO ISOLATION EXPORT profitable?
- In financial year 2025, EURO ISOLATION EXPORT made a profit of €85,286.
- Where can I find the annual accounts of EURO ISOLATION EXPORT?
- EURO ISOLATION EXPORT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EURO ISOLATION EXPORT due?
- EURO ISOLATION EXPORT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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