EURO ISOLATION EXPORT
ActiveEURO ISOLATION EXPORT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €404k and a net result of €85k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 2037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+15
Solvency98▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 2.27 in 2024; short-term debt: 26.5% and cash: 7% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
15.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
13 d early
2023
on the day
2022
27 d late
2021
on the day
2020
18 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€85k▲ 391%
2024 · €17k
2019: €41k
2020: €2k
2021: €94k
2022: €-27k
2023: €81k
2024: €17k
2019 → 2025
Working capital
€387k▲ 34.7%
2024 · €287k
2019: €102k
2020: €113k
2021: €188k
2022: €169k
2023: €259k
2024: €287k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€219k▼ 11.3%€299k▲ 36.9%€316k▲ 5.5%€404k▲ 27.9%
Operating result€129k-€-27k€104k€24k▼ 77.4%€120k▲ 407%
Net result€94k-€-27k€81k€17k▼ 78.7%€85k▲ 391%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 407% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550k
Fixed assets
€17k▼ 39.7%
Current assets
€532k▲ 3.6%
Equity and liabilities €550k
Equity
€404k▲ 27.9%
Debt
€146k▼ 35.7%
The debt ratio falls from 41.8% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▲
2024 · €37k
Cash flow
€98k▲
2024 · €30k
Solvency
73.5%▲
2024 · 58.2%
Current ratio
3.65▲
2024 · 2.27
Quick ratio
3.65▲
2024 · 2.27
Debt / equity
0.36▼
2024 · 0.72
ROE
21.1%▲
2024 · 5.5%
ROA
15.5%▲
2024 · 3.2%
Interest coverage
198.48▲
2024 · 44.10
Debt
€146k▼
2024 · €227k
Debt ≤ 1 year
€146k▼
2024 · €227k
Income taxes
€29k▲
2024 · €6k
Staff costs
€1.13M▲
2024 · €1.11M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543k€550k▲
Fixed assets21/28€29k€17k▼
Tangible fixed assets22/27€29k€17k▼
Plant, machinery and equipment23€25k€15k▼
Furniture and vehicles24-€2k
Leasing and similar rights25€4k-
Financial fixed assets28€163€163=
Current assets29/58€514k€532k▲
Amounts receivable within one year40/41€509k€493k▼
Trade receivables40€193k€100k▼
Other amounts receivable41€315k€394k▲
Cash at bank and in hand54/58€3k€39k▲
Deferred charges and accrued income490/1€2k€591▼
Equity and liabilities
Total equity and liabilities10/49€543k€550k▲
Equity10/15€316k€404k▲
Contributions10/11€14k€14k=
Reserves13€5k€5k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€460€460=
Profit (loss) carried forward14€296k€381k▲
Investment grants15€2k€5k▲
Amounts payable17/49€227k€146k▼
Amounts payable within one year42/48€227k€146k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€163k€87k▼
Suppliers440/4€163k€87k▼
Taxes, remuneration and social security45€57k€53k▼
Taxes450/3€22k€31k▲
Remuneration and social security454/9€36k€22k▼
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Remuneration, social security and pensions62€1.11M€1.13M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€782€1k▲
Gross operating margin9900€1.15M€1.26M▲
Operating profit (loss)9901€24k€120k▲
Financial income75/76B€854€3k▲
Recurring financial income75€854€3k▲
Financial charges65/66B€828€9k▲
Recurring financial charges65€828€667▼
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€24k€114k▲
Income taxes67/77€6k€29k▲
Profit (loss) for the period9904€17k€85k▲
Profit (loss) for the period to be appropriated9905€17k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€296k€381k▲
Profit (loss) brought forward from the previous period14P€278k€296k▲
Social balance
Average headcount (FTE)908717.316.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-27k ▼129%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €94k ▲3675%
Operating result €129k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €246k ▲60.5%
3 profitable years in a row build equity to €246k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150kEq €154k ▲5.5%
2 profitable years in a row build equity to €154k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Heppignies(H) 346220 FleurusGround area
6,213 m²
Building footprint
2,167 m²
Volume, LiDAR
13,462 m³
Parcel 52032B0097/00N000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EURO ISOLATION EXPORT
since 20122.211.974.340
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52032B0097/00N000 | Wallonia | 6,213 m² | 1 · 2,167 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SURGO
BE 0897.318.789
Sprimont · Eq €404k
SARISOL
BE 0846.634.905
Namur · Eq €400k
ISOTECH
BE 0470.543.436
Heist-op-den-Berg · Eq €398k
ISOLATION-MEDA-BEL
BE 0472.091.674
Schaarbeek · Eq €396k
S.I.R.
BE 0447.975.890
Wijnegem · Eq €396k
Of 4,267 companies in sector 43230 we hold annual accounts for 1,240. 804 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2012
Fiscal year end31-12
Abbreviation FR
E.I. EXPORT
Activities, NACEBEL
43120Site preparation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.