EURMACON
ActiveSummary
EURMACON has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €-20k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+52
Solvency76▼-1
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.19 in 2024; short-term debt: 40.9% and cash: 0.9% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
-2.6%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-20k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
12 d early
2022
on the day
2021
3 d early
2020
45 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€399k▼ 4.8%
2024 · €419k
2019: €412k
2020: €391k
2021: €497k
2022: €487k
2023: €447k
2024: €419k
2019 → 2025
Total assets
€776k▼ 3.1%
2024 · €801k
2019: €705k
2020: €935k
2021: €890k
2022: €826k
2023: €829k
2024: €801k
2019 → 2025
Net result
€-20k▲ 28.4%
2024 · €-28k
2019: €-8k
2020: €-21k
2021: €106k
2022: €-10k
2023: €-40k
2024: €-28k
2019 → 2025
Working capital
€-257k▼ 2.0%
2024 · €-251k
2019: €-260k
2020: €-438k
2021: €-155k
2022: €-190k
2023: €-239k
2024: €-251k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€497k-€487k▼ 2.1%€447k▼ 8.1%€419k▼ 6.3%€399k▼ 4.8%
Operating result€133k-€-10k€-39k▼ 286%€-28k▲ 29.0%€-20k▲ 28.0%
Net result€106k-€-10k€-40k▼ 277%€-28k▲ 29.2%€-20k▲ 28.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €776k
Fixed assets
€715k ▼ 3.5%
Current assets
€61k ▲ 1.1%
Equity and liabilities €776k
Equity
€399k ▼ 4.8%
Provisions
€22k ▼ 3.9%
Debt
€355k ▼ 1.2%
Debt's share of the balance-sheet total rises from 44.9% to 45.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-1k
Cash flow
€6k▲
2024 · €-1k
Current ratio
0.19▼
2024 · 0.19
Debt to equity
0.89▲
2024 · 0.86
ROE
-5.0%▲
2024 · -6.7%
ROA
-2.6%▲
2024 · -3.5%
Interest coverage
7.52▲
2024 · -1.25
Debt ≤ 1 year
€317k▲
2024 · €312k
Debt > 1 year
€38k▼
2024 · €48k
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€801k€776k▼
Fixed assets21/28€741k€715k▼
Tangible fixed assets22/27€741k€715k▼
Land and buildings22€737k€712k▼
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€50€50=
Current assets29/58€60k€61k▲
Amounts receivable within one year40/41€57k€53k▼
Trade receivables40€55k€53k▼
Other amounts receivable41€3k€264▼
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€0€602▲
Equity and liabilities
Total equity and liabilities10/49€801k€776k▼
Equity10/15€419k€399k▼
Contributions10/11€6k€6k=
Reserves13€413k€393k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€68k€65k▼
Distributable reserves133€345k€328k▼
Profit (loss) carried forward14€100€211▲
Provisions and deferred taxes16€23k€22k▼
Deferred taxes168€23k€22k▼
Amounts payable17/49€360k€355k▼
Amounts payable after more than one year17€48k€38k▼
Financial debts170/4€48k€38k▼
Amounts payable within one year42/48€312k€317k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€889€0▼
Taxes450/3€889€0▼
Other amounts payable47/48€300k€306k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€6k€12k▲
Operating profit (loss)9901€-28k€-20k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€873€763▼
Recurring financial charges65€873€763▼
Profit (loss) for the period before taxes9903€-29k€-21k▲
Transfer from deferred taxes780€873€873=
Income taxes67/77€0€0▲
Profit (loss) for the period9904€-28k€-20k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-25k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-17k▲
Profit (loss) brought forward from the previous period14P€5k€100▼
Transfer from equity791/2€21k€18k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €106k
Net result €106k after 2 loss-making years.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 45 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philippe Saveryslaan 1629140 TemseGround area
5,405 m²
Building footprint
630 m²
Volume, LiDAR
21,085 m³
Parcel 46025B1190/00F022, Flanders · tallest building 37.3 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Saveryslaan 162, 9140 Temse
since 19972.080.913.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1190/00F022 | Flanders | 5,405 m² | 1 · 629 m² | 37.3 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,993 companies in sector 90120 we hold annual accounts for 209. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-1997
Fiscal year end31-03
Activities, NACEBEL 2025
90120Visual arts creation
93121Football clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.