EURIVA
ActiveEURIVA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €65k. Its solvency ranks better than 80% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 4.68 against 4.2 in 2024; short-term debt: 21.2% and cash: 70.2% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
46.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 146%
2024 · €44k
2024: €44k
2024 → 2025
Total assets
€139k▲ 138%
2024 · €58k
2024: €58k
2024 → 2025
Net result
€65k▲ 56.9%
2024 · €41k
2024: €41k
2024 → 2025
Working capital
€108k▲ 143%
2024 · €44k
2024: €44k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€44k-€109k▲ 146%
Operating result€53k-€90k▲ 68.1%
Net result€41k-€65k▲ 56.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 68% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€1k
Current assets
€137k
Equity and liabilities €139k
Equity
€109k▲ 146%
Debt
€29k▲ 112%
The debt ratio falls from 23.8% to 21.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€90k
Cash flow
€65k
Solvency
78.8%▲
2024 · 76.2%
Current ratio
4.68▲
2024 · 4.20
Quick ratio
4.68▲
2024 · 4.20
Debt / equity
0.27▼
2024 · 0.31
ROE
59.4%▼
2024 · 93.2%
ROA
46.8%▼
2024 · 71.0%
Interest coverage
461.44
Debt
€29k▲
2024 · €14k
Debt ≤ 1 year
€29k▲
2024 · €14k
Income taxes
€25k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€139k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€424
Furniture and vehicles24-€424
Financial fixed assets28-€804
Current assets29/58€58k€137k▲
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€1k€965▼
Current investments50/53€500€11k▲
Cash at bank and in hand54/58€41k€97k▲
Equity and liabilities
Total equity and liabilities10/49€58k€139k▲
Equity10/15€44k€109k▲
Contributions10/11€3k€3k=
Reserves13€41k€106k▲
Distributable reserves133€41k€106k▲
Profit (loss) carried forward14€362€244▼
Amounts payable17/49€14k€29k▲
Amounts payable within one year42/48€14k€29k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€12k€25k▲
Taxes450/3€12k€25k▲
Other amounts payable47/48€585€918▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€120
Other operating charges640/8€152€186▲
Gross operating margin9900€54k€90k▲
Operating profit (loss)9901€53k€90k▲
Financial income75/76B€10€11▲
Recurring financial income75€10€11▲
Financial charges65/66B€60€195▲
Recurring financial charges65€60€195▲
Profit (loss) for the period before taxes9903€53k€90k▲
Income taxes67/77€12k€25k▲
Profit (loss) for the period9904€41k€65k▲
Profit (loss) for the period to be appropriated9905€41k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€65k▲
Profit (loss) brought forward from the previous period14P-€362
Transfer to equity691/2€41k€65k▲
To other reserves6921€41k€65k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €109k ▲146%
2 profitable years in a row build equity to €109k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerstraat 502221 Heist-op-den-BergGround area
438 m²
Building footprint
102 m²
Volume, LiDAR
782 m³
Parcel 12006D0632/00F000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EURIVA
since 20242.356.483.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0632/00F000 | Flanders | 438 m² | 1 · 102 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
2D
BE 0748.511.287
Mons · Eq €109k
Van Remoortel
BE 0787.446.790
Sint-Niklaas · Eq €109k
ELPAS
BE 0775.658.619
Hamme (Vl.) · Eq €109k
AVIMEX
BE 0436.237.506
Elsene · Eq €110k
PORTUGAL MARKET
BE 0631.917.287
Sint-Gillis (bij-Brussel) · Eq €109k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46500Wholesale of information and communication equipment
46520Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
70200Business and other management consultancy
70220Business consulting
86909Human health activities
86995Nutrition and dietetics services
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.