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Eureka

Active
Private limited companyfounded 200719 yrs activeBorgtstraat 86, 2430 Laakdal, BelgiumKBO/BCE: BE 0891.162.457
Summary

Eureka has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€194,742) and a net result of -€35,949. Equity is shrinking by ~21% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▲+11
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 24.15 against 17.02 in 2023; short-term debt: 3% and cash: 58.3% of total assets), but equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-51.3%
Return on assets
-9.5%
Age of the figures
22 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 19-06-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
27 d early
2023
5 d early
2022
35 d early
2021
2 d early
2020
1 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-11-2026 close30-06-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Eureka was incorporated on 31 July 2007.1 Total assets went from EUR 361,625 in 2018 to EUR 379,291 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€194,742▼ 22.6%
2023 · -€158,793
Total assets
€379,291▼ 5.8%
2023 · €402,678
Net result
-€35,949▲ 53.4%
2023 · -€77,114
Working capital
€263,641▲ 0.5%
2023 · €262,200
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€25,086€58,752€1,401▼ 97.6%-€55,420-€1,718▲ 96.9%
Net result-€27,293below the sector's middle half€39,693above the sector's middle half-€16,820below the sector's middle half-€77,114below the sector's middle half▼ 358%-€35,949below the sector's middle half▲ 53.4%
Equity-€104,553below the sector's middle half▼ 35.3%-€64,860below the sector's middle half▲ 38.0%-€81,679below the sector's middle half▼ 25.9%-€158,793below the sector's middle half▼ 94.4%-€194,742below the sector's middle half▼ 22.6%
Total assets€491,527above the sector's middle half▲ 36.4%€207,658within the sector's middle half▼ 57.8%€171,011within the sector's middle half▼ 17.6%€402,678above the sector's middle half▲ 135%€379,291within the sector's middle half▼ 5.8%
Debt€596,080▲ 36.2%€272,518▼ 54.3%€252,690▼ 7.3%€561,471▲ 122%€574,033▲ 2.2%
Working capital€435,133above the sector's middle half▲ 168%€130,759above the sector's middle half▼ 69.9%€70,549within the sector's middle half▼ 46.0%€262,200above the sector's middle half▲ 272%€263,641above the sector's middle half▲ 0.5%
Solvency-21.3%below the sector's middle half▲ 0.2pp-31.2%below the sector's middle half▼ 10.0pp-47.8%below the sector's middle half▼ 16.5pp-39.4%below the sector's middle half▲ 8.3pp-51.3%below the sector's middle half▼ 11.9pp
Current ratio10.33above the sector's middle half▲ 8.4718.67above the sector's middle half▲ 8.349.09above the sector's middle half▼ 9.5817.02above the sector's middle half▲ 7.9324.15above the sector's middle half▲ 7.13
Return on assets (ROA)-5.6%below the sector's middle half▼ 8.0pp19.1%above the sector's middle half▲ 24.7pp-9.8%below the sector's middle half▼ 28.9pp-19.2%below the sector's middle half▼ 9.3pp-9.5%below the sector's middle half▲ 9.7pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: -€25,086-€25,086Net result 2020: -€27,293-€27,293Operating result 2021: €58,752€58,752Net result 2021: €39,693€39,693Operating result 2022: €1,401€1,401Net result 2022: -€16,820-€16,820Operating result 2023: -€55,420-€55,420Net result 2023: -€77,114-€77,114Operating result 2024: -€1,718-€1,718Net result 2024: -€35,949-€35,94920202021202220232024-€80,000-€60,000-€40,000-€20,000€0Operating result 2022: €1,401€1,400Net result 2022: -€16,820-€16,800Operating result 2023: -€55,420-€55,400Net result 2023: -€77,114-€77,100Operating result 2024: -€1,718-€1,720Net result 2024: -€35,949-€35,900202220232024
The operating result stays negative: a loss of €1,718 in 2024 against €55,420 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €379,291
Fixed assets €104,261 ▼ 16.0%
Current assets €275,030 ▼ 1.3%
Key figures and ratios
2024 value · change against 2023
EBITDA
€17,851▲
2023 · -€24,855
Cash flow
-€16,380▲
2023 · -€46,549
Debt to equity
-2.95▲
2023 · -3.54
Interest coverage
0.51▲
2023 · -1.17
Debt ≤ 1 year
€11,389▼
2023 · €16,365
Debt > 1 year
€562,644▲
2023 · €545,106
Income taxes
€384▼
2023 · €495
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€402,678€379,291▼
Fixed assets21/28€124,113€104,261▼
Tangible fixed assets22/27€119,613€99,761▼
Plant, machinery and equipment23€6,158€4,268▼
Furniture and vehicles24€67,119€55,294▼
Other tangible fixed assets26€46,337€40,199▼
Financial fixed assets28€4,500€4,500=
Current assets29/58€278,565€275,030▼
Amounts receivable within one year40/41€38,260€47,309▲
Trade receivables40€29,188€39,617▲
Other amounts receivable41€9,072€7,692▼
Current investments50/53€4,860€4,860=
Cash at bank and in hand54/58€233,805€221,313▼
Deferred charges and accrued income490/1€1,639€1,549▼
Equity and liabilities
Total equity and liabilities10/49€402,678€379,291▼
Equity10/15-€158,793-€194,742▼
Contributions10/11€18,600€18,600=
Reserves13€1,950€1,950=
Tax-exempt reserves132€87€87=
Distributable reserves133€1,863€1,863=
Profit (loss) carried forward14-€179,343-€215,292▼
Amounts payable17/49€561,471€574,033▲
Amounts payable after more than one year17€545,106€562,644▲
Financial debts170/4€545,106€562,644▲
Amounts payable within one year42/48€16,365€11,389▼
Current portion of amounts payable after more than one year42€5,322€5,429▲
Trade debts44€7,983€2,221▼
Suppliers440/4€7,983€2,221▼
Taxes, remuneration and social security45€3,060€3,740▲
Taxes450/3€3,060€3,740▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,564€19,569▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€37,531-€199▲
Other operating charges640/8€59,653€2,636▼
Non-recurring operating charges66A-€6,473
Gross operating margin9900-€2,733€26,761▲
Operating profit (loss)9901-€55,420-€1,718▲
Financial income75/76B€0€899▲
Recurring financial income75€0€899▲
Financial charges65/66B€21,199€34,746▲
Recurring financial charges65€21,199€34,746▲
Profit (loss) for the period before taxes9903-€76,619-€35,565▲
Income taxes67/77€495€384▼
Profit (loss) for the period9904-€77,114-€35,949▲
Profit (loss) for the period to be appropriated9905-€77,114-€35,949▲
Appropriation of the result
Profit (loss) to be appropriated9906-€179,343-€215,292▼
Profit (loss) brought forward from the previous period14P-€102,230-€179,343▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,461€6,783€12,212€30,564€19,569▼ 36.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€10,173-€1,592-€37,531-€199▲ 99.5%
Other operating charges640/8-€3,933€2,675€59,653€2,636▼ 95.6%
Non-recurring operating charges66A-€4,056€12,677-€6,473-
Gross operating margin9900-€9,666€63,351€27,373-€2,733€26,761▲ 1,079%
Operating profit (loss)9901-€25,086€58,752€1,401-€55,420-€1,718▲ 96.9%
Financial income75/76B-€11,236€6€0€899▲ 4,494,800%
Recurring financial income75€2,370€11,236€6€0€899▲ 4,494,800%
Financial charges65/66B-€28,045€17,897€21,199€34,746▲ 63.9%
Recurring financial charges65€5,246€28,045€17,897€21,199€34,746▲ 63.9%
Profit (loss) for the period before taxes9903-€27,024€41,943-€16,490-€76,619-€35,565▲ 53.6%
Income taxes67/77€269€2,250€330€495€384▼ 22.4%
Profit (loss) for the period9904-€27,293€39,693-€16,820-€77,114-€35,949▲ 53.4%
Profit (loss) for the period to be appropriated9905-€27,293€39,693-€16,820-€77,114-€35,949▲ 53.4%
Line20202021202220232024Change
Assets
Total assets20/58€491,527€207,658€171,011€402,678€379,291▼ 5.8%
Fixed assets21/28€9,774€69,501€91,745€124,113€104,261▼ 16.0%
Tangible fixed assets22/27€8,218€69,501€91,745€119,613€99,761▼ 16.6%
Plant, machinery and equipment23---€6,158€4,268▼ 30.7%
Furniture and vehicles24-€10,889€39,270€67,119€55,294▼ 17.6%
Other tangible fixed assets26-€58,612€52,475€46,337€40,199▼ 13.2%
Financial fixed assets28€1,556--€4,500€4,500=
Current assets29/58€481,754€138,157€79,266€278,565€275,030▼ 1.3%
Amounts receivable within one year40/41€412,410€44,673€39,802€38,260€47,309▲ 23.6%
Trade receivables40-€29,446€34,248€29,188€39,617▲ 35.7%
Other amounts receivable41-€15,227€5,554€9,072€7,692▼ 15.2%
Current investments50/53€3,360€3,360€4,860€4,860€4,860=
Cash at bank and in hand54/58€63,861€89,382€33,358€233,805€221,313▼ 5.3%
Deferred charges and accrued income490/1-€742€1,245€1,639€1,549▼ 5.5%
Equity and liabilities
Total equity and liabilities10/49€491,527€207,658€171,011€402,678€379,291▼ 5.8%
Equity10/15-€104,553-€64,860-€81,679-€158,793-€194,742▼ 22.6%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,950€1,950€1,950€1,950€1,950=
Non-distributable reserves130/1-€1,863€1,863---
Reserves not available under the articles1311-€1,863€1,863---
Tax-exempt reserves132-€87€87€87€87=
Distributable reserves133---€1,863€1,863=
Profit (loss) carried forward14-€125,103-€85,410-€102,230-€179,343-€215,292▼ 20.0%
Amounts payable17/49€596,080€272,518€252,690€561,471€574,033▲ 2.2%
Amounts payable after more than one year17€549,459€265,120€243,973€545,106€562,644▲ 3.2%
Financial debts170/4-€265,120€243,973€545,106€562,644▲ 3.2%
Amounts payable within one year42/48€46,621€7,398€8,717€16,365€11,389▼ 30.4%
Current portion of amounts payable after more than one year42-€5,120€5,221€5,322€5,429▲ 2.0%
Trade debts44€1,591€28€3,166€7,983€2,221▼ 72.2%
Suppliers440/4-€28€3,166€7,983€2,221▼ 72.2%
Taxes, remuneration and social security45-€2,250€330€3,060€3,740▲ 22.2%
Taxes450/3-€2,250€330€3,060€3,740▲ 22.2%
Line20202021202220232024Change
Profit (loss) for the period9904-€27,293€39,693-€16,820-€77,114-€35,949▲ 53.4%
+ Depreciation and write-downs630€6,461€6,783€12,212€30,564€19,569▼ 36.0%
Operating cash flow (approximation)-€20,832€46,476-€4,607-€46,549-€16,380▲ 64.8%
Investment in fixed assets (approximation)--€66,510-€34,456-€62,933€284▲ 100%
Change in cash-€25,521-€56,024€200,447-€12,493▼ 106%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-06-2027
2026
19-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-11
Financial Weakest financial yearnet -€77,114
Net result drops to -€77,114, the lowest in the series; recovery starts the following year.
26-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial Back to profitnet €39,693
Net result €39,693 after one loss-making year.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
Financial Liquidity times 6current ratio 10.33
Current ratio from 1.86 to 10.33; short-term debt falls from €188,167 to €46,621.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-11
Financial Back to profitnet €8,828
Net result €8,828 after one loss-making year.
23-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2011
seat establishment approximate The establishment unit on the map
Ground area
1,697 m²
Parcel 13045B0404/00A004, Flanders. Linked by address, not a title deed.
1 establishment unit
Eureka
Borgtstraat 86, 2430 LaakdalAgents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20112.204.232.948
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13045B0404/00A004 Flanders 1,697 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-11-2024 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-11-2024 of Eureka and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 7,673 EUR awarded · 7,673 EUR paid
Year Entries awardedpaid
2025 1 2,196 EUR2,196 EUR
2024 1 900 EUR900 EUR
2023 1 473 EUR4,577 EUR
2022 1 4,104 EUR0 EUR
Schemes
4 entries · 7,673 EUR · 7,673 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,567 companies in sector 46900 we hold annual accounts for 920. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-07-2007
Fiscal year end30-11
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
Contact
Phone 0478/258054Laakdal
E-invoicing
Reachable via Peppol
Peppol ID 0208:0891162457
Also 9925:BE0891162457
Registered 14-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.