EUNOIA MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €95k and a net result of €85k. Its solvency ranks better than 10% of 7980 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€95k
Net result
€85k
Total assets
€5.38M
Solvency
1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €5.38M
Fixed assets
€5.26M
Current assets
€113k
Equity and liabilities €5.38M
Equity
€95k
Debt
€5.28M
Debt finances 98.2% of the balance-sheet total.
Key figures and ratios
Solvency
1.8%
ROE
89.4%
ROA
1.6%
Debt
€5.28M
Debt ≤ 1 year
€33k
Debt > 1 year
€5.25M
Income taxes
€30k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€5.38M
Fixed assets21/28€5.26M
Tangible fixed assets22/27€15k
Furniture and vehicles24€15k
Financial fixed assets28€5.25M
Current assets29/58€113k
Amounts receivable within one year40/41€9k
Trade receivables40€9k
Other amounts receivable41€396
Cash at bank and in hand54/58€103k
Deferred charges and accrued income490/1€52
Equity and liabilities
Total equity and liabilities10/49€5.38M
Equity10/15€95k
Contributions10/11€10k
Reserves13€85k
Distributable reserves133€85k
Amounts payable17/49€5.28M
Amounts payable after more than one year17€5.25M
Financial debts170/4€5.25M
Amounts payable within one year42/48€33k
Trade debts44€219
Suppliers440/4€219
Taxes, remuneration and social security45€33k
Taxes450/3€33k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€3k
Gross operating margin9900€261k
Operating profit (loss)9901€256k
Financial charges65/66B€142k
Recurring financial charges65€142k
Profit (loss) for the period before taxes9903€114k
Income taxes67/77€30k
Profit (loss) for the period9904€85k
Profit (loss) for the period to be appropriated9905€85k
Appropriation of the result
Profit (loss) to be appropriated9906€85k
Transfer to equity691/2€85k
To other reserves6921€85k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1558800 RoeselareGround area
7,646 m²
Building footprint
828 m²
Volume, LiDAR
6 m³
Parcel 36017A1278/00X003, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
Eunoia Management
since 20242.370.132.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00X003 | Flanders | 7,646 m² | 1 · 828 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VANDAAN
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.