EULOCASA
ActiveEULOCASA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €4k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.16 against 5.9 in 2024; short-term debt: 14.8% and cash: 38.3% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
3.3%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
on the day
2022
3 d early
2021
on the day
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 4.1%
2024 · €107k
2019: €25k
2020: €65k
2021: €75k
2022: €70k
2023: €68k
2024: €107k
2019 → 2025
Total assets
€130k▲ 3.4%
2024 · €126k
2019: €41k
2020: €126k
2021: €115k
2022: €126k
2023: €119k
2024: €126k
2019 → 2025
Net result
€4k▼ 88.7%
2024 · €39k
2019: €18k
2020: €40k
2021: €9k
2022: €-5k
2023: €-2k
2024: €39k
2019 → 2025
Working capital
€100k▲ 4.6%
2024 · €95k
2019: €16k
2020: €57k
2021: €62k
2022: €63k
2023: €60k
2024: €95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€70k▼ 6.3%€68k▼ 2.4%€107k▲ 56.5%€111k▲ 4.1%
Operating result€12k-€-2k€5k€57k▲ 1,147%€10k▼ 82.7%
Net result€9k-€-5k€-2k▲ 64.3%€39k€4k▼ 88.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€11k▼ 0.5%
Current assets
€119k▲ 3.7%
Equity and liabilities €130k
Equity
€111k▲ 4.1%
Debt
€19k▼ 0.6%
The debt ratio falls from 15.4% to 14.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €59k
Cash flow
€7k▼
2024 · €41k
Solvency
85.2%▲
2024 · 84.6%
Current ratio
6.16▲
2024 · 5.90
Quick ratio
6.16▲
2024 · 5.90
Debt / equity
0.17▼
2024 · 0.18
ROE
3.9%▼
2024 · 36.1%
ROA
3.3%▼
2024 · 30.5%
Interest coverage
7.25▼
2024 · 24.53
Debt
€19k▼
2024 · €19k
Debt ≤ 1 year
€19k▼
2024 · €19k
Income taxes
€4k▼
2024 · €16k
Staff costs
€147▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€130k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€11k€11k▼
Land and buildings22€5k€5k=
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€115€115=
Current assets29/58€115k€119k▲
Amounts receivable within one year40/41€69k€65k▼
Trade receivables40€32k€25k▼
Other amounts receivable41€37k€40k▲
Cash at bank and in hand54/58€40k€50k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€126k€130k▲
Equity10/15€107k€111k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€98k€103k▲
Amounts payable17/49€19k€19k▼
Amounts payable within one year42/48€19k€19k▼
Trade debts44€1k€15k▲
Suppliers440/4€1k€15k▲
Taxes, remuneration and social security45€18k€4k▼
Taxes450/3€18k€4k▼
Remuneration and social security454/9€376-
Income statement
Code20242025
Remuneration, social security and pensions62€4k€147▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€958▼
Gross operating margin9900€64k€13k▼
Operating profit (loss)9901€57k€10k▼
Financial income75/76B€12€6▼
Recurring financial income75€12€6▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€55k€8k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€39k€4k▼
Profit (loss) for the period to be appropriated9905€39k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€103k▲
Profit (loss) brought forward from the previous period14P€60k€98k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 5.90
Current ratio from 2.19 to 5.90; short-term debt falls from €51k to €19k.
30-06
Financial
Equity above €100kEq €107k ▲56.5%
Equity rises from €68k to €107k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-5k ▼152%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €40k ▲120%
Net result €40k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pasteur Busé 357080 FrameriesGround area
7,092 m²
Building footprint
117 m²
Volume, LiDAR
874 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EULOCASA
since 20182.274.121.943
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52362F0893/02_000 | Wallonia | 5,123 m² | - | - |
| 53045C1000/00R000 | Wallonia | 1,968 m² | 1 · 117 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2018
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:eulocasa.be