EUFUNDING CONSULT
ActiveEUFUNDING CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €49k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency85▲+36
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 1.07 in 2024; short-term debt: 32% and cash: 72.5% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
26.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
91 d early
2023
25 d early
2022
3 d early
2021
4 d early
2020
7 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 76.3%
2024 · €64k
2018: €101k
2019: €96k
2020: €122k
2021: €157k
2022: €180k
2023: €197k
2024: €64k
2018 → 2025
Total assets
€188k▼ 29.4%
2024 · €266k
2018: €225k
2019: €206k
2020: €242k
2021: €239k
2022: €221k
2023: €245k
2024: €266k
2018 → 2025
Net result
€49k▲ 29.8%
2024 · €38k
2018: €-6k
2019: €-5k
2020: €26k
2021: €45k
2022: €33k
2023: €24k
2024: €38k
2018 → 2025
Working capital
€90k▲ 582%
2024 · €13k
2018: €29k
2019: €28k
2020: €82k
2021: €97k
2022: €103k
2023: €137k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€180k▲ 14.5%€197k▲ 9.4%€64k▼ 67.2%€114k▲ 76.3%
Operating result€62k-€45k▼ 27.2%€32k▼ 27.8%€52k▲ 59.4%€77k▲ 47.8%
Net result€45k-€33k▼ 27.0%€24k▼ 27.2%€38k▲ 58.8%€49k▲ 29.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€38k▼ 31.4%
Current assets
€150k▼ 28.8%
Equity and liabilities €188k
Equity
€114k▲ 76.3%
Provisions
€4k
Debt
€70k▼ 65.4%
The debt ratio falls from 75.8% to 37.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2024 · €74k
Cash flow
€72k▲
2024 · €60k
Solvency
60.5%▲
2024 · 24.2%
Current ratio
2.50▲
2024 · 1.07
Quick ratio
2.50▲
2024 · 1.07
Debt / equity
0.61▼
2024 · 3.13
ROE
43.3%▼
2024 · 58.8%
ROA
26.2%▲
2024 · 14.2%
Interest coverage
91.88▼
2024 · 1403.00
Debt
€70k▼
2024 · €202k
Debt ≤ 1 year
€60k▼
2024 · €198k
Income taxes
€26k▲
2024 · €14k
Staff costs
€41k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€188k▼
Fixed assets21/28€55k€38k▼
Tangible fixed assets22/27€55k€38k▼
Other tangible fixed assets26€55k€38k▼
Current assets29/58€211k€150k▼
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€13k€12k▼
Other amounts receivable41€1k€199▼
Cash at bank and in hand54/58€196k€136k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€266k€188k▼
Equity10/15€64k€114k▲
Contributions10/11€56k€56k=
Reserves13€8k€57k▲
Non-distributable reserves130/1€7k€7k=
Other1319€7k€7k=
Distributable reserves133€1k€51k▲
Provisions and deferred taxes16-€4k
Provisions for liabilities and charges160/5-€4k
Other liabilities and charges164/5-€4k
Amounts payable17/49€202k€70k▼
Amounts payable within one year42/48€198k€60k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€42k€39k▼
Taxes450/3€35k€31k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€154k€20k▼
Accrued charges and deferred income492/3€4k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€40k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€118k€148k▲
Operating profit (loss)9901€52k€77k▲
Financial income75/76B€15€5▼
Recurring financial income75€15€5▼
Financial charges65/66B€53€1k▲
Recurring financial charges65€53€1k▲
Profit (loss) for the period before taxes9903€52k€75k▲
Income taxes67/77€14k€26k▲
Profit (loss) for the period9904€38k€49k▲
Profit (loss) for the period to be appropriated9905€38k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€49k▼
Profit (loss) brought forward from the previous period14P€133k-
Transfer to equity691/2€1k€49k▲
To other reserves6921€1k€49k▲
Profit to be distributed694/7€170k-
Return on contributions (dividend)694€170k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €49k ▲29.8%
Operating result €77k, net result €49k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.07 to 2.50; short-term debt falls from €198k to €60k.
30-09
Financial
Equity above €100kEq €114k ▲76.3%
6 profitable years in a row build equity to €114k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €157k ▲28.6%
2 profitable years in a row build equity to €157k.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
30-09
Financial
Equity above €100kEq €122k ▲27.2%
Equity rises from €96k to €122k.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Plancenoit 121401 NivellesGround area
3,254 m²
Building footprint
692 m²
Volume, LiDAR
14,104 m³
2 parcels, Brussels, Wallonia · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
EUFUNDING CONSULT
since 20122.214.611.057
Eufunding Consult
since 20192.294.987.039
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0335/00C003 | Brussels | 1,690 m² | 1 · 581 m² | 33.9 m · 9 fl. |
| 25004B0159/00C000 | Wallonia | 1,564 m² | 1 · 111 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,601 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2010
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82190Office administrative, office support and other business support activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.