EUFIMO
ActiveSummary
EUFIMO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.76M and a net result of €127k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+3
Solvency53▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.56 in 2024; short-term debt: 12.8% and cash: 1.8% of total assets), and 71.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
36 d early
2023
27 d early
2022
31 d early
2021
38 d late
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€127k▼ 1.3%
2024 · €128k
2018: €166k
2019: €223k▲ +34.2% vs 2018highest in 8 years
2020: €168k▼ -24.7% vs 2019
2021: €38k▼ -77.2% vs 2020lowest in 8 years
2022: €114k▲ +196% vs 2021
2023: €120k▲ +5.8% vs 2022
2024: €128k▲ +6.7% vs 2023
2025: €127k▼ -1.3% vs 2024
2018 → 2025
Working capital
€-390k▼ 10.9%
2024 · €-352k
2018: €-319k
2019: €-307k▲ +3.6% vs 2018
2020: €-288k▲ +6.3% vs 2019
2021: €-242k▲ +15.9% vs 2020highest in 8 years
2022: €-323k▼ -33.5% vs 2021
2023: €-364k▼ -12.8% vs 2022
2024: €-352k▲ +3.4% vs 2023
2025: €-390k▼ -10.9% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.39M▲ 8.9%€1.51M▲ 8.6%€1.64M▲ 8.5%€1.76M▲ 7.7%
2021: €1.28Mlowest in 5 years
2022: €1.39M▲ +8.9% vs 2021
2023: €1.51M▲ +8.6% vs 2022
2024: €1.64M▲ +8.5% vs 2023
2025: €1.76M▲ +7.7% vs 2024highest in 5 years
Operating result€160k-€279k▲ 74.1%€269k▼ 3.6%€274k▲ 1.9%€261k▼ 4.7%
2021: €160klowest in 5 years
2022: €279k▲ +74.1% vs 2021highest in 5 years
2023: €269k▼ -3.6% vs 2022
2024: €274k▲ +1.9% vs 2023
2025: €261k▼ -4.7% vs 2024
Net result€38k-€114k▲ 196%€120k▲ 5.8%€128k▲ 6.7%€127k▼ 1.3%
2021: €38klowest in 5 years
2022: €114k▲ +196% vs 2021
2023: €120k▲ +5.8% vs 2022
2024: €128k▲ +6.7% vs 2023highest in 5 years
2025: €127k▼ -1.3% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.22M
Fixed assets
€5.81M ▼ 4.4%
Current assets
€406k ▼ 9.4%
Equity and liabilities €6.22M
Equity
€1.76M ▲ 7.7%
Debt
€4.45M ▼ 8.9%
Debt's share of the balance-sheet total falls from 74.9% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€533k▼
2024 · €547k
Cash flow
€399k▼
2024 · €401k
Current ratio
0.51▼
2024 · 0.56
Debt to equity
2.52▼
2024 · 2.99
ROE
7.2%▼
2024 · 7.8%
ROA
2.0%▲
2024 · 2.0%
Interest coverage
5.99▲
2024 · 5.56
Debt ≤ 1 year
€796k▼
2024 · €800k
Debt > 1 year
€3.66M▼
2024 · €4.09M
Income taxes
€46k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.53M€6.22M▼
Fixed assets21/28€6.08M€5.81M▼
Tangible fixed assets22/27€6.07M€5.80M▼
Land and buildings22€6.04M€5.77M▼
Plant, machinery and equipment23€29k€30k▲
Financial fixed assets28€10k€10k=
Current assets29/58€448k€406k▼
Amounts receivable within one year40/41€261k€296k▲
Trade receivables40€261k€296k▲
Other amounts receivable41€205€0▼
Cash at bank and in hand54/58€186k€110k▼
Equity and liabilities
Total equity and liabilities10/49€6.53M€6.22M▼
Equity10/15€1.64M€1.76M▲
Contributions10/11€600k€600k=
Capital10€600k€600k=
Issued capital100€600k€600k=
Reserves13€52k€58k▲
Non-distributable reserves130/1€52k€58k▲
Legal reserve130€52k€58k▲
Profit (loss) carried forward14€986k€1.11M▲
Amounts payable17/49€4.89M€4.45M▼
Amounts payable after more than one year17€4.09M€3.66M▼
Financial debts170/4€4.00M€3.62M▼
Other amounts payable178/9€87k€37k▼
Amounts payable within one year42/48€800k€796k▼
Current portion of amounts payable after more than one year42€381k€382k▲
Trade debts44€348k€319k▼
Suppliers440/4€348k€319k▼
Taxes, remuneration and social security45€48k€95k▲
Taxes450/3€48k€95k▲
Other amounts payable47/48€22k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€273k€272k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€27k€29k▲
Gross operating margin9900€573k€571k▼
Operating profit (loss)9901€274k€261k▼
Financial charges65/66B€98k€89k▼
Recurring financial charges65€98k€89k▼
Profit (loss) for the period before taxes9903€176k€172k▼
Income taxes67/77€48k€46k▼
Profit (loss) for the period9904€128k€127k▼
Profit (loss) for the period to be appropriated9905€128k€127k▼
Appropriation of the result
Profit (loss) to be appropriated9906€992k€1.11M▲
Profit (loss) brought forward from the previous period14P€864k€986k▲
Transfer to equity691/2€6k€6k▼
To the legal reserve6920€6k€6k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €12k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €272k | €270k | €271k | €273k | €272k | ▼ 0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €9k | - |
| Other operating charges640/8 | €114k | €49k | €29k | €27k | €29k | ▲ 8.0% |
| Non-recurring operating charges66A | €32k | €0 | - | - | - | - |
| Gross operating margin9900 | €579k | €598k | €570k | €573k | €571k | ▼ 0.4% |
| Operating profit (loss)9901 | €160k | €279k | €269k | €274k | €261k | ▼ 4.7% |
| Financial income75/76B | €2k | €0 | - | - | - | - |
| Recurring financial income75 | €2k | €0 | - | - | - | - |
| Non-recurring financial income76B | €0 | - | - | - | - | - |
| Financial charges65/66B | €120k | €114k | €106k | €98k | €89k | ▼ 9.3% |
| Recurring financial charges65 | €120k | €114k | €106k | €98k | €89k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €42k | €166k | €164k | €176k | €172k | ▼ 2.0% |
| Income taxes67/77 | €4k | €52k | €43k | €48k | €46k | ▼ 4.1% |
| Profit (loss) for the period9904 | €38k | €114k | €120k | €128k | €127k | ▼ 1.3% |
| Profit (loss) for the period to be appropriated9905 | €38k | €114k | €120k | €128k | €127k | ▼ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.07M | €6.90M | €6.77M | €6.53M | €6.22M | ▼ 4.7% |
| Fixed assets21/28 | €6.83M | €6.58M | €6.34M | €6.08M | €5.81M | ▼ 4.4% |
| Tangible fixed assets22/27 | €6.83M | €6.58M | €6.33M | €6.07M | €5.80M | ▼ 4.4% |
| Land and buildings22 | €6.82M | €6.55M | €6.31M | €6.04M | €5.77M | ▼ 4.4% |
| Plant, machinery and equipment23 | €14k | €23k | €28k | €29k | €30k | ▲ 2.1% |
| Financial fixed assets28 | - | - | €6k | €10k | €10k | = |
| Current assets29/58 | €244k | €323k | €425k | €448k | €406k | ▼ 9.4% |
| Amounts receivable within one year40/41 | €182k | €234k | €285k | €261k | €296k | ▲ 13.2% |
| Trade receivables40 | €132k | €208k | €284k | €261k | €296k | ▲ 13.3% |
| Other amounts receivable41 | €50k | €26k | €1k | €205 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €62k | €89k | €140k | €186k | €110k | ▼ 41.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.07M | €6.90M | €6.77M | €6.53M | €6.22M | ▼ 4.7% |
| Equity10/15 | €1.28M | €1.39M | €1.51M | €1.64M | €1.76M | ▲ 7.7% |
| Contributions10/11 | €600k | €600k | €600k | €600k | €600k | = |
| Capital10 | €600k | €600k | €600k | €600k | €600k | = |
| Issued capital100 | €600k | €600k | €600k | €600k | €600k | = |
| Reserves13 | €34k | €39k | €45k | €52k | €58k | ▲ 12.2% |
| Non-distributable reserves130/1 | €34k | €39k | €45k | €52k | €58k | ▲ 12.2% |
| Legal reserve130 | €34k | €39k | €45k | €52k | €58k | ▲ 12.2% |
| Profit (loss) carried forward14 | €642k | €750k | €864k | €986k | €1.11M | ▲ 12.2% |
| Amounts payable17/49 | €5.80M | €5.51M | €5.26M | €4.89M | €4.45M | ▼ 8.9% |
| Amounts payable after more than one year17 | €5.31M | €4.86M | €4.47M | €4.09M | €3.66M | ▼ 10.6% |
| Financial debts170/4 | €5.14M | €4.76M | €4.38M | €4.00M | €3.62M | ▼ 9.5% |
| Other amounts payable178/9 | €170k | €100k | €84k | €87k | €37k | ▼ 57.4% |
| Amounts payable within one year42/48 | €486k | €646k | €789k | €800k | €796k | ▼ 0.5% |
| Current portion of amounts payable after more than one year42 | €378k | €379k | €380k | €381k | €382k | ▲ 0.2% |
| Trade debts44 | €104k | €252k | €366k | €348k | €319k | ▼ 8.5% |
| Suppliers440/4 | €104k | €252k | €366k | €348k | €319k | ▼ 8.5% |
| Taxes, remuneration and social security45 | €4k | €15k | €43k | €48k | €95k | ▲ 99.4% |
| Taxes450/3 | €4k | €15k | €43k | €48k | €95k | ▲ 99.4% |
| Other amounts payable47/48 | - | - | - | €22k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €114k | €120k | €128k | €127k | ▼ 1.3% |
| + Depreciation and write-downs630 | €272k | €270k | €271k | €273k | €272k | ▼ 0.2% |
| Operating cash flow (approximation) | €311k | €384k | €391k | €401k | €399k | ▼ 0.5% |
| Investment in fixed assets (approximation) | - | €-15k | €-37k | €-10k | €-5k | ▲ 48.9% |
| Change in cash | - | €27k | €51k | €47k | €-77k | ▼ 265% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 38 days late
2021
31-12
Financial
Weakest financial yearnet €38k ▼77.2%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €223k ▲34.2%
Operating result €455k, net result €223k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲26.4%
2 profitable years in a row build equity to €1.07M.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 3,743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.