EUcapital
ActiveEUcapital has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €6k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+22
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.79 against 4.08 in 2024; short-term debt: 14.6% and cash: 28.6% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
21 d late
2022
39 d early
2021
16 d late
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2024 · €-1k
2018: €1k
2019: €-1k
2020: €32k
2021: €18k
2022: €8k
2023: €-3k
2024: €-1k
2018 → 2025
Working capital
€24k▲ 33.7%
2024 · €18k
2018: €52k
2019: €45k
2020: €25k
2021: €23k
2022: €28k
2023: €26k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€34k▲ 30.9%€32k▼ 7.5%€30k▼ 4.3%€36k▲ 19.3%
Operating result€23k-€11k▼ 53.6%€-2k€-455▲ 80.6%€8k
Net result€18k-€8k▼ 54.2%€-3k€-1k▲ 47.1%€6k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €455 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€13k▼ 4.4%
Current assets
€30k▲ 27.5%
Equity and liabilities €43k
Equity
€36k▲ 19.3%
Debt
€7k▲ 1.0%
The debt ratio falls from 18.8% to 16.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €3k
Cash flow
€10k▲
2024 · €2k
Solvency
83.6%▲
2024 · 81.2%
Current ratio
4.79▲
2024 · 4.08
Quick ratio
4.79▲
2024 · 4.08
Debt / equity
0.20▼
2024 · 0.23
ROE
16.2%▲
2024 · -4.5%
ROA
13.5%▲
2024 · -3.7%
Interest coverage
40.70▲
2024 · 19.78
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€6k▲
2024 · €6k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€43k▲
Fixed assets21/28€14k€13k▼
Tangible fixed assets22/27€14k€13k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€24k€30k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€2k€6k▲
Other amounts receivable41€12k€11k▼
Cash at bank and in hand54/58€10k€12k▲
Equity and liabilities
Total equity and liabilities10/49€37k€43k▲
Equity10/15€30k€36k▲
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€11k€13k▲
Profit (loss) carried forward14€-1k€5k▲
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€1k€891▼
Suppliers440/4€1k€891▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Accrued charges and deferred income492/3€1k€800▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Gross operating margin9900€3k€12k▲
Operating profit (loss)9901€-455€8k▲
Financial income75/76B€513€628▲
Recurring financial income75€513€628▲
Financial charges65/66B€162€285▲
Recurring financial charges65€162€285▲
Profit (loss) for the period before taxes9903€-104€8k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-1k€6k▲
Profit (loss) for the period to be appropriated9905€-1k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€5k▼
Profit (loss) brought forward from the previous period14P€11k€-1k▼
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼132%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 10.77
Current ratio from 3.98 to 10.77; short-term debt falls from €9k to €3k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.98
Current ratio from 1.67 to 3.98; short-term debt falls from €34k to €9k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Liquidity times 35current ratio 413.21
Current ratio from 11.80 to 413.21; short-term debt falls from €5k to €110.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 631040 EtterbeekGround area
742 m²
Building footprint
507 m²
Volume, LiDAR
12,174 m³
Parcel 21363B0333/00N005, Brussels · tallest building 33.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Louis Schmidtlaan 63-657G, 1040 Etterbeek
since 20122.214.950.161
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0333/00N005 | Brussels | 742 m² | 1 · 507 m² | 33.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 35,931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:emma.fau@telenet.be
Phone:0476/939.592