EUBO
ActiveEUBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14k and a net result of €-4k. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 75% of 7962 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
55 d early
2023
47 d early
2022
60 d early
2021
45 d early
2020
40 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 23.9%
2024 · €18k
2018: €51k
2019: €38k
2020: €35k
2021: €44k
2022: €19k
2023: €15k
2024: €18k
2018 → 2025
Net result
€-4k
2024 · €18k
2018: €-14k
2019: €-12k
2020: €-3k
2021: €8k
2022: €7k
2023: €7k
2024: €18k
2018 → 2025
Total assets
€18k▼ 26.3%
2024 · €24k
2018: €51k
2019: €39k
2020: €37k
2021: €44k
2022: €19k
2023: €17k
2024: €24k
2018 → 2025
Solvency
77.6%▲ 2.4pp
2024 · 75.2%
2018: 98.2%
2019: 97.6%
2020: 95.3%
2021: 98.1%
2022: 97.9%
2023: 89.5%
2024: 75.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€19k▼ 56.8%€15k▼ 17.6%€18k▲ 17.6%€14k▼ 23.9%
Operating result€8k-€9k▲ 9.6%€12k▲ 38.4%€27k▲ 126%€-3k
Net result€8k-€7k▼ 15.0%€7k▲ 6.9%€18k▲ 140%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €27k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€539▼ 54.6%
Current assets
€17k▼ 24.8%
Equity and liabilities €18k
Equity
€14k▼ 23.9%
Debt
€4k▼ 33.5%
The debt ratio falls from 24.8% to 22.4%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
77.6%▲
2024 · 75.2%
ROE
-31.4%▼
2024 · 97.3%
ROA
-24.4%▼
2024 · 73.2%
Debt
€4k▼
2024 · €6k
Debt ≤ 1 year
€4k▼
2024 · €6k
Income taxes
€2k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€18k▼
Fixed assets21/28€1k€539▼
Tangible fixed assets22/27€1k€539▼
Furniture and vehicles24€1k€539▼
Current assets29/58€23k€17k▼
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€3k€35▼
Other amounts receivable41€9k€16k▲
Cash at bank and in hand54/58€11k€724▼
Deferred charges and accrued income490/1€315€321▲
Equity and liabilities
Total equity and liabilities10/49€24k€18k▼
Equity10/15€18k€14k▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€0€-4k▼
Amounts payable17/49€6k€4k▼
Amounts payable within one year42/48€6k€4k▼
Trade debts44€1k€441▼
Suppliers440/4€1k€441▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€774€648▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€29k€-1k▼
Operating profit (loss)9901€27k€-3k▼
Financial income75/76B€439€583▲
Recurring financial income75€439€583▲
Financial charges65/66B€60€57▼
Recurring financial charges65€60€57▼
Profit (loss) for the period before taxes9903€27k€-3k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€18k€-4k▼
Profit (loss) for the period to be appropriated9905€18k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-4k▼
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €18k ▲140%
Operating result €27k, net result €18k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 52.76
Current ratio from 21.04 to 52.76; short-term debt falls from €2k to €829.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
BOGAERTS Eugene Germain
CurrentDirector · since 14-11-2023
14-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merelstraat 283550 Heusden-ZolderGround area
1,223 m²
Building footprint
179 m²
Volume, LiDAR
885 m³
Parcel 71025A1351/00D000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Merelstraat 28, 3550 Heusden-Zolder
since 20152.242.628.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1351/00D000 | Flanders | 1,223 m² | 1 · 179 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 6,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.