ETS STEFENATTO
ActiveETS STEFENATTO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+12
Solvency96▲+26
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.64 in 2024), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
8.6%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €374k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
21 d late
2022
on the day
2021
31 d late
2020
30 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61k▲ 39.7%
2024 · €43k
2018: €-7k
2019: €53k
2020: €38k
2021: €30k
2022: €71k
2023: €1k
2024: €43k
2018 → 2025
Working capital
€355k▲ 5.9%
2024 · €335k
2018: €629k
2019: €715k
2020: €679k
2021: €279k
2022: €287k
2023: €258k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€299k-€269k▼ 10.2%€270k▲ 0.4%€313k▲ 16.1%€374k▲ 19.3%
Operating result€49k-€79k▲ 62.1%€-3k€46k€82k▲ 77.9%
Net result€30k-€71k▲ 136%€1k▼ 98.5%€43k▲ 4,049%€61k▲ 39.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 78% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €708k
Fixed assets
€18k▲ 77.6%
Current assets
€690k▼ 20.1%
Equity and liabilities €708k
Equity
€374k▲ 19.3%
Debt
€334k▼ 40.4%
The debt ratio falls from 64.2% to 47.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€84k▲
2024 · €49k
Cash flow
€63k▲
2024 · €47k
Solvency
52.8%▲
2024 · 35.8%
Current ratio
2.06▲
2024 · 1.64
Quick ratio
1.91▲
2024 · 1.47
Debt / equity
0.90▼
2024 · 1.79
ROE
16.2%▲
2024 · 13.8%
ROA
8.6%▲
2024 · 5.0%
Interest coverage
27.67▼
2024 · 95.85
Debt
€334k▼
2024 · €561k
Debt ≤ 1 year
€334k▼
2024 · €528k
Income taxes
€21k▲
2024 · €3k
Staff costs
€481k▼
2024 · €683k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€874k€708k▼
Fixed assets21/28€10k€18k▲
Tangible fixed assets22/27€458€8k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€458€8k▲
Financial fixed assets28€10k€10k=
Current assets29/58€863k€690k▼
Stocks and contracts in progress3€85k€50k▼
Stocks30/36€85k€40k▼
Contracts in progress37-€10k
Amounts receivable within one year40/41€612k€453k▼
Trade receivables40€547k€413k▼
Other amounts receivable41€65k€40k▼
Cash at bank and in hand54/58€157k€179k▲
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€874k€708k▼
Equity10/15€313k€374k▲
Contributions10/11€17k€17k=
Reserves13€218k€218k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€78k€139k▲
Amounts payable17/49€561k€334k▼
Amounts payable within one year42/48€528k€334k▼
Trade debts44€152k€119k▼
Suppliers440/4€152k€119k▼
Taxes, remuneration and social security45€60k€55k▼
Taxes450/3€1k€6k▲
Remuneration and social security454/9€59k€49k▼
Other amounts payable47/48€316k€160k▼
Accrued charges and deferred income492/3€33k-
Income statement
Code20242025
Remuneration, social security and pensions62€683k€481k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€4k€10k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€741k€576k▼
Operating profit (loss)9901€46k€82k▲
Financial income75/76B€716€3k▲
Recurring financial income75€716€3k▲
Financial charges65/66B€515€3k▲
Recurring financial charges65€515€3k▲
Profit (loss) for the period before taxes9903€46k€82k▲
Income taxes67/77€3k€21k▲
Profit (loss) for the period9904€43k€61k▲
Profit (loss) for the period to be appropriated9905€43k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€139k▲
Profit (loss) brought forward from the previous period14P€35k€78k▲
Social balance
Average headcount (FTE)908715.015.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €71k ▲136%
Net result €71k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Many 1194100 SeraingGround area
1,535 m²
Building footprint
439 m²
Volume, LiDAR
2,192 m³
Parcel 62353D0064/00R003, Wallonia · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Many 119, 4100 Seraing
since 19872.031.253.145
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62353D0064/00R003 | Wallonia | 1,535 m² | 1 · 439 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesETS STEFENATTO scrl18670
Legal Entity Identifier
64884D638RFBC9H7X683
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SUCCES COMPANY
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DEMABO
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ILTHO
BE 0506.924.572
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DBTECH
BE 0508.680.371
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FiRo
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Lennik · Eq €374k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,271. 7,114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-01-1987
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:04 337 71 67
Fax:04 338 27 44