Ets M.COLOR
ActiveThe computed 12-month bankruptcy probability of Ets M.COLOR is 2.4% (moderate). The 2025 annual accounts show equity of €43k and a net result of €41k. Its solvency ranks better than 71% of 7760 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.95; short-term debt: 37.8% and cash: 56.7% of total assets), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
59.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€43k
Total assets
€68k
Net result
€41k
Working capital
€25k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €68k
Fixed assets
€18k
Current assets
€50k
Equity and liabilities €68k
Equity
€43k
Debt
€26k
Debt finances 37.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€54k
Cash flow
€43k
Solvency
62.2%
Current ratio
1.95
Quick ratio
1.91
Debt / equity
0.61
ROE
95.3%
ROA
59.3%
Interest coverage
89.19
Debt
€26k
Debt ≤ 1 year
€26k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€68k
Fixed assets21/28€18k
Tangible fixed assets22/27€18k
Plant, machinery and equipment23€15k
Furniture and vehicles24€3k
Current assets29/58€50k
Stocks and contracts in progress3€1k
Stocks30/36€1k
Amounts receivable within one year40/41€10k
Trade receivables40€7k
Other amounts receivable41€4k
Cash at bank and in hand54/58€39k
Equity and liabilities
Total equity and liabilities10/49€68k
Equity10/15€43k
Contributions10/11€2k
Profit (loss) carried forward14€41k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€12k
Suppliers440/4€12k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Non-recurring operating charges66A€398
Gross operating margin9900€55k
Operating profit (loss)9901€52k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€608
Recurring financial charges65€608
Profit (loss) for the period before taxes9903€52k
Income taxes67/77€11k
Profit (loss) for the period9904€41k
Profit (loss) for the period to be appropriated9905€41k
Appropriation of the result
Profit (loss) to be appropriated9906€41k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Trixhay 1974020 LiègeGround area
3.8 ha
Building footprint
1,628 m²
Volume, LiDAR
29,391 m³
2 parcels, Brussels, Wallonia · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Ets M.COLOR
since 20242.359.482.834
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 62113B0555/00B002 | Wallonia | 299 m² | 1 · 50 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K-W-C
BE 0742.830.453
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BAYAT
BE 1005.382.432
Zaventem · Eq €43k
B.S.J.
BE 0474.135.802
Grobbendonk · Eq €43k
Hainaut Chape Carrelages
BE 0834.977.483
Saint-Ghislain · Eq €43k
DeVaTerra
BE 0670.964.341
Oudenburg · Eq €43k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2024
Fiscal year end31-12
Abbreviation FR
M.COLOR
Activities, NACEBEL
43120Site preparation
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.