Ets LOMUS

Active

Private limited companyfounded 1992active for 33 yearsJoubiéval 4, 4990 Lierneux, BelgiumKBO/BCE: BE 0448.496.326

Summary

The computed 12-month bankruptcy probability of Ets LOMUS is 6.5% (elevated). For Ets LOMUS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€35,897) and a net result of €12,614. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 9% of 6,533 sector peers (NACE 47, financial year 2022). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

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Ets LOMUSActive

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Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

2 sites

Size

€212,544total assets 2022

Equity: -€35,897
Profit: €12,614

Financial health

Bankruptcy probabilitywithin 12 months: 6.5%

2022 figures too old to score

Structure

Accounts 811 days overdue0 of 2 deeds read

Signalsraises riskFigures for financial year 2022 (filed 10-10-2023)3 financial years not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 lateSize: total assets €212,544Two or more financial years not filedlowers riskLiquidity: current ratio 8.93, cash €78,120neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2022 · tick = 2021

Strong

Solvency 8+7

equity -16.9% of total assets

Liquidity 96+5

short-term debt 10.6% · cash 36.8%

Profitability 76-7

return on assets 5.9%

Bankruptcy probability, 12 months

6.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)

Last 24 months 11-2024: 1.5%lowest value 12-2024: 2.1%▲ +0.6 percentage points vs 11-2024 01-2025: 4.4%▲ +2.3 percentage points vs 12-2024 02-2025: 4.7%▲ +0.3 percentage points vs 01-2025 03-2025: 5.1%▲ +0.4 percentage points vs 02-2025 04-2025: 4.7%▼ -0.4 percentage points vs 03-2025 05-2025: 4.7%● unchanged vs 04-2025 06-2025: 4.7%● unchanged vs 05-2025 07-2025: 4.7%● unchanged vs 06-2025 08-2025: 6.4%▲ +1.7 percentage points vs 07-2025 09-2025: 6.4%● unchanged vs 08-2025 10-2025: 6.4%● unchanged vs 09-2025 11-2025: 7.0%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 7.0%● unchanged vs 11-2025highest value 01-2026: 7.0%● unchanged vs 12-2025highest value 02-2026: 7.0%● unchanged vs 01-2026highest value 03-2026: 7.0%● unchanged vs 02-2026highest value 04-2026: 7.0%● unchanged vs 03-2026highest value 05-2026: 7.0%● unchanged vs 04-2026highest value 06-2026: 6.8%▼ -0.2 percentage points vs 05-2026 07-2026: 6.8%● unchanged vs 06-2026 08-2026: 6.5%▼ -0.3 percentage points vs 07-2026 09-2026: 6.5%● unchanged vs 08-2026 10-2026: 6.5%● unchanged vs 09-2026

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2022 (filed 10-10-2023)

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late

NBB · filings

Size: total assets €212,544

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 8.93, cash €78,120

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2023 year end31-07-2024 deadline20-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 10-10-2023, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

not filed

2022

71 days late

2021

81 days late

2020

91 days late

2019

362 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 151 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-10-2023 Annual accounts filedfinancial year 2022 · full…
20-10-2022 Annual accounts filedfinancial year 2021 · full…
31-12-2021 Highest result from 2018 to 2022net €23,209 ▲163%

Key points

Risk: Accounts not fileddeadline was 31-07-2024 811 days late View
Risk: Negative equityfinancial year 2022: debts exceed assets -€35,897 View
Caution: Among the weakest 9% on solvencysector median 31.4% · 6,533 companies -16.9% View