Ets JOANNE
ActiveEts JOANNE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €409k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 84% of 3941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-1
Solvency100▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 2.96 in 2023; short-term debt: 24.3% and cash: 9.4% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
29 d late
2022
35 d early
2021
72 d late
2020
89 d late
2019
112 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0
2023 · €0
2018: €0
2022: €0
2023: €0
2018 → 2024
Total assets
€540k▼ 11.6%
2023 · €611k
2018: €554k
2019: €561k
2020: €583k
2021: €583k
2022: €596k
2023: €611k
2018 → 2024
Net result
€4k▼ 35.4%
2023 · €7k
2018: €6k
2019: €5k
2020: €6k
2021: €7k
2022: €1k
2023: €7k
2018 → 2024
Working capital
€409k▲ 1.0%
2023 · €405k
2018: €376k
2019: €382k
2020: €389k
2021: €397k
2022: €398k
2023: €405k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€0€0€0
Equity€389k-€397k▲ 1.9%€398k▲ 0.3%€405k▲ 1.6%€409k▲ 1.0%
Operating result€16k-€22k▲ 40.2%€10k▼ 55.3%€21k▲ 108%€19k▼ 10.5%
Net result€6k-€7k▲ 20.2%€1k▼ 82.2%€7k▲ 398%€4k▼ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €540k
Fixed assets
€107=
Current assets
€540k▼ 11.6%
Equity and liabilities €540k
Equity
€409k▲ 1.0%
Debt
€131k▼ 36.3%
The debt ratio falls from 33.7% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
75.7%▲
2023 · 66.3%
Current ratio
4.12▲
2023 · 2.96
Quick ratio
4.12▲
2023 · 2.96
Debt / equity
0.32▼
2023 · 0.51
ROE
1.0%▼
2023 · 1.6%
ROA
0.8%▼
2023 · 1.1%
Debt
€131k▼
2023 · €206k
Debt ≤ 1 year
€131k▼
2023 · €206k
Income taxes
€2k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€611k€540k▼
Formation expenses20€0€0=
Fixed assets21/28€107€107=
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€0€0=
Land and buildings22€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0-
Other tangible fixed assets26€0-
Financial fixed assets28€107€107=
Current assets29/58€611k€540k▼
Amounts receivable within one year40/41€517k€489k▼
Trade receivables40€248k€298k▲
Other amounts receivable41€269k€191k▼
Cash at bank and in hand54/58€93k€51k▼
Equity and liabilities
Total equity and liabilities10/49€611k€540k▼
Equity10/15€405k€409k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€37k€37k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€305k€310k▲
Amounts payable17/49€206k€131k▼
Amounts payable within one year42/48€206k€131k▼
Trade debts44€405€0▼
Suppliers440/4€405-
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€200k€124k▼
Income statement
Code20232024
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Other operating charges640/8€1k€782▼
Gross operating margin9900€22k€19k▼
Operating profit (loss)9901€21k€19k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€9k€6k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€305k€310k▲
Profit (loss) brought forward from the previous period14P€299k€305k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼82.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Highest result since 2018net €7k ▲20.2%
Operating result €22k, net result €7k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wavre (THIS) 1594280 HannutGround area
828 m²
Building footprint
106 m²
Volume, LiDAR
802 m³
Parcel 64066B0144/00H000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Route de Wavre (THIS) 159, 4280 Hannut
since 19942.066.877.285
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64066B0144/00H000 | Wallonia | 828 m² | 1 · 106 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GRONDWERKEN NOYENS SYLVEER
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CATTEBEKE AGRO
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FLORE KRIS
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,368. 1,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-04-1994
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.