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ETS. G. FAYEN

Active
Private limited companyfounded 1991active for 34 yearsBoulevard des Gérardchamps 3, 4800 Verviers, BelgiumKBO/BCE: BE 0445.899.201
Summary

ETS. G. FAYEN has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €155,865. Equity has been growing by about 5.7% per year since 2018. Its solvency ranks better than 71% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-12-1991 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 2 others
Joint committees
109 Paritair Comité voor het kleding- en confectiebedrijf
116 Paritair Comité voor de scheikundige nijverheid
207 Paritair Comité voor de bedienden uit de scheikundige nijverheid · annual accounts 2025
Establishment unit
2.055.562.731 4800 Verviers, since 07-01-1992
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • DECOZONDirector · permanent representative FAYEN Xavier

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.4m
▼ 7.7%
Turnover
≈ €5.8m
estimated
Profit
€155,865
▼ 59.6%
Equity
€2.2m
▼ 0.1%
Total assets
€3.3m
▼ 8.1%
Employees on 31-12-2025
16
▼ 5.9%
Net result -60%: other schema
Score breakdownlowers riskFounded in 1991Equity €2.2m (65.3% of total assets)Liquidity: current ratio 1.86, cash €466,421Size: 16.2 FTE, total assets €3.3mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 90+5
equity 65.3% of total assets
Liquidity 52+6
short-term debt 34.1% · cash 14.0%
Profitability 75-7
return on assets 4.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,372 companies, NACE 46, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.86 (1.68 in 2024), above the usual 1.5. Short-term debt is 34.1% and cash 14% of total assets. 34.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 75% of them on solvency, 68% on liquidity, 71% on profitability and 31% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €2.2m (65.3% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.86, cash €466,421
NBB · annual accounts
lowers risk · Size: 16.2 FTE, total assets €3.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
38 days early
2023
30 days late
2022
43 days late
2021
23 days early
2020
60 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 59.6% View
  • Positive: More equity than 90% of companies in wholesale tradesector median €364,704 · 9,844 companies €2.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €155,865 8 years View

Recent changes

  1. · Gazette deed Company renamed from Ets. G. FAYEN S.P.R.L. to Ets. G. FAYENResignations: FAYEN Pierre (statutory manager) and WYNEN Sabine (manager) · Appointment: DECOZON (director) · Permanent representative: FAYEN Xavier
  2. · Gazette deed Appointment: DECOZON (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as ETS. G. FAYEN: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €2.9m and €4.4m, founded between 1986 and 1994.

CompanyTotal assetsGross margin
ETS. G. FAYEN Verviers€3.3m€1.4m
MATERIAUX FORET Wanze€3.4m€1.3m
BOUWMATERIALEN KERREMANS EN CO Aartselaar€3.5m€1.5m
MARIS JOS Heist-op-den-Berg€2.9m€1.8m
Martens Bouwmaterialen Hasselt€4.4m€1.5m
ARDENNES CLOTURES Welkenraedt€3.1m€0.9m
Batibrique Arlon€3.9m€1.2m
Full comparison

Key facts about ETS. G. FAYEN

What is the company number of ETS. G. FAYEN?
The company number of ETS. G. FAYEN is 0445.899.201. The VAT number is the same number with BE in front: BE 0445.899.201.
Where is ETS. G. FAYEN based?
The registered office is at Boulevard des Gérardchamps 3, 4800 Verviers.Company details
What does ETS. G. FAYEN do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of ETS. G. FAYEN?
The legal form of ETS. G. FAYEN is Private limited company (BV).
When was ETS. G. FAYEN founded?
ETS. G. FAYEN was founded on 17-12-1991.
Is ETS. G. FAYEN still active?
Yes, ETS. G. FAYEN is an active enterprise in the KBO register.
How many employees does ETS. G. FAYEN have?
ETS. G. FAYEN had an average of 16.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ETS. G. FAYEN fall under?
In its 2025 annual accounts, ETS. G. FAYEN states joint committees 109 (Paritair Comité voor het kleding- en confectiebedrijf), 116 (Paritair Comité voor de scheikundige nijverheid) and 207 (Paritair Comité voor de bedienden uit de scheikundige nijverheid).
What is the turnover of ETS. G. FAYEN?
The turnover in financial year 2025 is ≈ €5.8m. This figure is estimated from the gross margin of €1.4m and 98 comparable companies (NACE 46). It probably lies between €3.5m and €9.9m.
Is ETS. G. FAYEN profitable?
In financial year 2025, ETS. G. FAYEN made a profit of €155,865.
Where can I find the annual accounts of ETS. G. FAYEN?
ETS. G. FAYEN filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ETS. G. FAYEN due?
ETS. G. FAYEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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