ETS. CAVEYE - VINDEVOGEL
ActiveETS. CAVEYE - VINDEVOGEL has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 88% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 8.59 against 69.88 in 2024; short-term debt: 11.5% and cash: 22.3% of total assets), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
41 d early
2023
55 d early
2022
52 d early
2021
39 d early
2020
65 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€409k▼ 8.9%
2024 · €449k
2018: €408k
2019: €445k
2020: €366k
2021: €340k
2022: €370k
2023: €419k
2024: €449k
2018 → 2025
Total assets
€463k▲ 1.5%
2024 · €456k
2018: €759k
2019: €705k
2020: €519k
2021: €500k
2022: €521k
2023: €428k
2024: €456k
2018 → 2025
Net result
€10k▼ 66.6%
2024 · €30k
2018: €63k
2019: €37k
2020: €-79k
2021: €-25k
2022: €29k
2023: €49k
2024: €30k
2018 → 2025
Working capital
€405k▼ 9.0%
2024 · €445k
2018: €382k
2019: €422k
2020: €347k
2021: €327k
2022: €360k
2023: €414k
2024: €445k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€340k-€370k▲ 8.6%€419k▲ 13.3%€449k▲ 7.3%€409k▼ 8.9%
Operating result€-23k-€31k€51k▲ 66.0%€34k▼ 34.5%€14k▼ 58.4%
Net result€-25k-€29k€49k▲ 68.4%€30k▼ 38.1%€10k▼ 66.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€4k=
Current assets
€458k▲ 1.6%
Equity and liabilities €463k
Equity
€409k▼ 8.9%
Debt
€53k▲ 726%
The debt ratio rises from 1.4% to 11.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
88.5%▼
2024 · 98.6%
Current ratio
8.59▼
2024 · 69.88
Quick ratio
2.21▼
2024 · 13.02
Debt / equity
0.13▲
2024 · 0.01
ROE
2.5%▼
2024 · 6.8%
ROA
2.2%▼
2024 · 6.7%
Debt
€53k▲
2024 · €6k
Debt ≤ 1 year
€53k▲
2024 · €6k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€463k▲
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€451k€458k▲
Stocks and contracts in progress3€367k€340k▼
Stocks30/36€367k€340k▼
Amounts receivable within one year40/41€32k€15k▼
Trade receivables40€28k€9k▼
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€52k€103k▲
Equity and liabilities
Total equity and liabilities10/49€456k€463k▲
Equity10/15€449k€409k▼
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€415k€375k▼
Amounts payable17/49€6k€53k▲
Amounts payable within one year42/48€6k€53k▲
Trade debts44€72€109▲
Suppliers440/4€72€109▲
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€3k€53k▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€13k
Other operating charges640/8-€119
Gross operating margin9900€34k€27k▼
Operating profit (loss)9901€34k€14k▼
Financial income75/76B€169€137▼
Recurring financial income75€169€137▼
Financial charges65/66B€121€132▲
Recurring financial charges65€121€132▲
Profit (loss) for the period before taxes9903€34k€14k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€30k€10k▼
Profit (loss) for the period to be appropriated9905€30k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€415k€425k▲
Profit (loss) brought forward from the previous period14P€385k€415k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 13current ratio 44.54
Current ratio from 3.38 to 44.54; short-term debt falls from €151k to €10k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-79k ▼315%
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Smet de Naeyerlaan 321090 JetteGround area
121 m²
Building footprint
146 m²
Volume, LiDAR
1,788 m³
Parcel 21464D0175/00M003, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
de Smet de Naeyerlaan 32, 1090 Jette
since 19762.014.423.843
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0175/00M003 | Brussels | 121 m² | 1 · 145 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAROSHI
BE 0807.279.233
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CROLIN
BE 0726.731.522
Ingelmunster · Eq €397k
JUVILIN
BE 0737.985.205
Ledegem · Eq €389k
Delabie Velvet
BE 1017.757.652
Anzegem · Eq €435k
NECKEBROECK PASSEMENTERIE
BE 0400.311.476
Erpe-Mere · Eq €382k
Of 210 companies in sector 13100 we hold annual accounts for 139. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-1976
Fiscal year end31-12
Activities, NACEBEL
13100Manufacture of textiles
17170
46423Wholesale of clothing, excluding workwear and underwear
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.