Ets Biot Paul
ActiveSummary
The computed 12-month bankruptcy probability of Ets Biot Paul is 2.8% (moderate). The 2024 annual accounts show equity of €75k and a net result of €70k. Its solvency ranks better than 59% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 1.7; short-term debt: 45.4% and cash: 36.4% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2026, 397 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
397 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€75k
Total assets
€136k
Net result
€70k
Working capital
€43k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €136k
Fixed assets
€31k
Current assets
€105k
Equity and liabilities €136k
Equity
€75k
Debt
€62k
Debt finances 45.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€79k
Cash flow
€79k
Solvency
54.6%
Current ratio
1.70
Quick ratio
1.67
Debt / equity
0.83
ROE
93.3%
ROA
51.0%
Interest coverage
15247.99
Debt
€62k
Debt ≤ 1 year
€62k
Staff costs
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€136k
Fixed assets21/28€31k
Tangible fixed assets22/27€31k
Plant, machinery and equipment23€8k
Furniture and vehicles24€23k
Current assets29/58€105k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€53k
Trade receivables40€46k
Other amounts receivable41€7k
Cash at bank and in hand54/58€50k
Equity and liabilities
Total equity and liabilities10/49€136k
Equity10/15€75k
Contributions10/11€5k
Profit (loss) carried forward14€70k
Amounts payable17/49€62k
Amounts payable within one year42/48€62k
Trade debts44€46k
Suppliers440/4€46k
Advances received on contracts in progress46€6k
Taxes, remuneration and social security45€4k
Taxes450/3€1k
Remuneration and social security454/9€3k
Other amounts payable47/48€5k
Income statement
Code2024
Remuneration, social security and pensions62€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€302
Gross operating margin9900€82k
Operating profit (loss)9901€70k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€70k
Profit (loss) for the period9904€70k
Profit (loss) for the period to be appropriated9905€70k
Appropriation of the result
Profit (loss) to be appropriated9906€70k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 397 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Masbourg 81490 Court-Saint-EtienneGround area
939 m²
Building footprint
172 m²
Volume, LiDAR
982 m³
Parcel 25023F0519/00E000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ets Biot Paul
since 20242.357.212.539
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023F0519/00E000 | Wallonia | 939 m² | 1 · 172 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2024
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 24-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:paulbiot.chauffage@gmail.com
Phone:0032473139016