Financials
- Financial year
- 2025
- Total assets
- €379,441
- Profit
- €2,629
- Solvency
- 61.2%
Total assets▼ 23.3%
Net result
20182025
ETS. ADAM
ActiveSummary
ETS. ADAM has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232,127 and a net result of €2,629, of which €6,576 non-recurring income. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 74% of 22,554 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of antiques
NACE 47791Retail sale of second-hand clothing NACE 47792
1 site
Size
€379,441total assets 2025
- Staff
- 2.1 FTE
- Equity
- €232,127
- Profit
- €2,629
Turnover not published (micro format)
Why 92raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.56, cash €102,833Founded in 1983Equity €232,127 (61.2% of total assets)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
86+13
equity 61.2% of total assets
Liquidity
66+37
short-term debt 38.5% · cash 27.1%
Profitability
39-12
return on assets 0.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.2 percentage points vs 06-2025
08-2025: 1.0%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.6 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.56, compared with 1.91 in 2024, above the usual 1.5; short-term debt: 38.5% and cash: 27.1% of total assets), and 38.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 74% on solvency, 73% on liquidity, 30% on profitability and 35% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 days early
2024
22 days late
2023
55 days late
2022
31 days late
2021
76 days late
2020
48 days late
2019
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €25,831 ▲137%
Key points
By topic
Board & ownership
- Board
- 1 member
- LHOMME DavidDirector
Timeline
- Events
- 44
- Since
- 1985
- Next accounts
- by 31-07-2027
- 24-09-2024Annual accounts filed
- 08-03-2024Resignation: LHOMME David (manager)
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of antiquesNACE 47791
- Founded
- 22-12-1983
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 25
- Annual meeting
- Second Tuesday of May at 18:00
Key facts about ETS. ADAM
- What is the company number of ETS. ADAM?
- 0425.635.703. In Belgium the VAT number is the company number with BE in front: BE 0425.635.703.
- Where is ETS. ADAM based?
- The registered office is at Rue des Carmes 9, 4000 Liège.Company details
- What does ETS. ADAM do?
- According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
- What is the legal form of ETS. ADAM?
- Private limited company (BV).
- When was ETS. ADAM founded?
- On 22-12-1983.
- Is ETS. ADAM still active?
- Yes, ETS. ADAM is an active enterprise in the KBO register.
- How many employees does ETS. ADAM have?
- On average 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ETS. ADAM?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is ETS. ADAM profitable?
- In financial year 2025, ETS. ADAM made a profit of €2,629.
- Where can I find the annual accounts of ETS. ADAM?
- ETS. ADAM filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ETS. ADAM due?
- By 31-07-2027, for financial year 2026.Timeline
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