Ets A. MANDY

Active

Public limited companyfounded 20242 yrs activeSchoon Uitzichtlaan 70, 1180 Ukkel, BelgiumKBO/BCE: BE 1013.754.126

Summary

The computed 12-month bankruptcy probability of Ets A. MANDY is 2.7% (moderate). The 2025 annual accounts show equity of €58k and a net result of €-1k. Its solvency ranks better than 95% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

Ets A. MANDYActiveChecked score 68/100

Risk analysis Report Compare

Checked score

Score 2025

68 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability33▲+9

Solvency100=

Growth58

Track record82

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

short-term debt: 0.4% and cash: 99.8% of total assets, and 0.4% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Wholesale trade (NACE 46)

about 21% more bankruptcies

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

3 d early

2024

1 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€58k▼ 1.9%

2024 · €59k

2024: €59k 2025: €58k▼ -1.9% vs 2024

2024 → 2025

Total assets

€58k▼ 1.9%

2024 · €59k

2024: €59k 2025: €58k▼ -1.9% vs 2024

2024 → 2025

Net result

€-1k▲ 64.8%

2024 · €-3k

2024: €-3k 2025: €-1k▲ +64.8% vs 2024

2024 → 2025

Working capital

€58k▼ 1.9%

2024 · €59k

2024: €59k 2025: €58k▼ -1.9% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€59k-€58k▼ 1.9% 2024: €59k 2025: €58k▼ -1.9% vs 2024

Operating result€-3k-€-1k▲ 66.1% 2024: €-3k 2025: €-1k▲ +66.1% vs 2024

Net result€-3k-€-1k▲ 64.8% 2024: €-3k 2025: €-1k▲ +64.8% vs 2024

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €1k in 2025 against €3k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €58k

99.6%

Equity €58k ▼ 1.9%

Debt €207 =

Debt's share of the balance-sheet total stays at 0.4%.

Key figures and ratios

2025 value · change against 2024

Debt to equity

0.00▲

2024 · 0.00

ROE

-2.0%▲

2024 · -5.4%

ROA

-1.9%▲

2024 · -5.4%

Debt ≤ 1 year

€207=

2024 · €207

A ratio outside any meaningful range has been withheld (balance sheet total €58k, equity €58k).

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines

Balance sheet Code20242025

Assets

Total assets20/58€59k€58k▼

Current assets29/58€59k€58k▼

Amounts receivable within one year40/41€535€105▼

Other amounts receivable41€535€105▼

Cash at bank and in hand54/58€58k€58k▼

Equity and liabilities

Total equity and liabilities10/49€59k€58k▼

Equity10/15€59k€58k▼

Contributions10/11€62k€62k=

Capital10€62k€62k=

Issued capital100€62k€62k=

Profit (loss) carried forward14€-3k€-4k▼

Amounts payable17/49€207€207=

Amounts payable within one year42/48€207€207=

Other amounts payable47/48€207€207=

Income statement Code20242025

Gross operating margin9900€-3k€-1k▲

Operating profit (loss)9901€-3k€-1k▲

Financial income75/76B€1-

Recurring financial income75€1-

Financial charges65/66B€11€45▲

Recurring financial charges65€11€45▲

Profit (loss) for the period before taxes9903€-3k€-1k▲

Profit (loss) for the period9904€-3k€-1k▲

Profit (loss) for the period to be appropriated9905€-3k€-1k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-3k€-4k▼

Profit (loss) brought forward from the previous period14P-€-3k

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Gross operating margin9900	€-3k	€-1k	▲ 66.1%
Operating profit (loss)9901	€-3k	€-1k	▲ 66.1%
Financial income75/76B	€1	-	-
Recurring financial income75	€1	-	-
Financial charges65/66B	€11	€45	▲ 300%
Recurring financial charges65	€11	€45	▲ 300%
Profit (loss) for the period before taxes9903	€-3k	€-1k	▲ 64.8%
Profit (loss) for the period9904	€-3k	€-1k	▲ 64.8%
Profit (loss) for the period to be appropriated9905	€-3k	€-1k	▲ 64.8%

Line	2024	2025	Change
Assets
Total assets20/58	€59k	€58k	▼ 1.9%
Current assets29/58	€59k	€58k	▼ 1.9%
Amounts receivable within one year40/41	€535	€105	▼ 80.4%
Other amounts receivable41	€535	€105	▼ 80.4%
Cash at bank and in hand54/58	€58k	€58k	▼ 1.2%
Equity and liabilities
Total equity and liabilities10/49	€59k	€58k	▼ 1.9%
Equity10/15	€59k	€58k	▼ 1.9%
Contributions10/11	€62k	€62k	=
Capital10	€62k	€62k	=
Issued capital100	€62k	€62k	=
Profit (loss) carried forward14	€-3k	€-4k	▼ 35.2%
Amounts payable17/49	€207	€207	=
Amounts payable within one year42/48	€207	€207	=
Other amounts payable47/48	€207	€207	=

Line	2024	2025	Change
Profit (loss) for the period9904	€-3k	€-1k	▲ 64.8%
Operating cash flow (approximation)	€-3k	€-1k	▲ 64.8%
Change in cash	-	€-697	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ukkel · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

881 m²

Building footprint

253 m²

Volume, LiDAR

2,488 m³

Parcel 21612C0056/02P089, Brussels · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.

4 companies at this address See who is registered here

1 establishment unit

Ets A.MANDY

Schoon Uitzichtlaan 70, 1180 UkkelAgents in non-specialised wholesale trade

since 20242.363.811.113

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21612C0056/02P089	Brussels	881 m²	1 · 253 m²	16.7 m · 4 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BG MANAGEMENT CONSULTING

BE 0402.497.144

Braine-l'Alleud · Eq €57,874

Klima-thuis

BE 0782.732.689

Aartselaar · Eq €57,874

Sint-Genesius-Rode · Eq €57,266

CODEL

BE 0453.961.384

Floreffe · Eq €58,264

Of 6,149 companies in sector 46190 we hold annual accounts for 2,570. 1,943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPublic limited company

Founded18-09-2024

Fiscal year end31-12

Activities, NACEBEL 2025

46190Agents in non-specialised wholesale trade

Scores and ratios are computed by Checked and are not a credit decision.