Financials
- Fiscal year
- 2025
- Total assets
- €352
- Loss
- -€3,015
- Solvency
- -288.1%
ETIENNE IMMO
ActiveSummary
The computed 12-month bankruptcy probability of ETIENNE IMMO is 3.3% (moderate). The 2025 annual accounts show negative equity (-€1,015) and a net result of -€3,015. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€352total assets 2025
- Equity
- -€1,015
- Loss
- -€3,015
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 1 deed read
Why 47- Founded in 2025- No main activity registered- Loss of €3,015 (FY 2025)+ Size: total assets €352Show the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 5% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -288.1% of total assets
Liquidity
5
short-term debt 388.1% · cash 3.8%
Profitability
0
return on assets -855.7%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 2.4%lowest value
06-2026: 2.4%● 0.0% vs 05-2026lowest value
07-2026: 2.5%▲ +4.6% vs 06-2026
08-2026: 2.9%▲ +15.9% vs 07-2026
09-2026: 3.2%▲ +10.4% vs 08-2026
10-2026: 3.3%▲ +2.7% vs 09-2026highest value
- Size: total assets €352 lowers the probability for this profile
- Founded in 2025 raises the probability for this profile
- No main activity registered raises the probability
- Loss of €3,015 (FY 2025) raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 7%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 26-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 17-04-2025
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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