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ETICA

Active
Private limited companyfounded 200421 yrs activeClos des Hauts Aimonts(EL) 14, 7050 Jurbise, BelgiumKBO/BCE: BE 0870.206.202
Summary

ETICA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,989 and a net result of -€2,652. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
ETICAActiveChecked score 76/100
Risk analysis ReportCompare

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
How big
€14,481total assets 2025
Equity
€13,989
Loss
-€2,652
Turnover not published (abridged schema)
Financially healthy?
76 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts filed 6 d late0 of 3 deeds read
Why 76- Annual accounts: weaker financial profile- Higher-failure-rate region- Persistent losses+ Lower-failure-rate sector+ Long track recordA punctual record breaksShow the evidence

Checked score

Score 2025
76 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 29.45; short-term debt: 3.4% and cash: 83.7% of total assets), and 3.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.6%
Return on assets
-18.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,652
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
35 d early
2023
7 d early
2022
39 d early
2021
29 d late
2020
9 d late
2019
35 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€7,765

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€2,652 View
  • Positive: Among the best 5% on solvencysector median 56.1% · 34,931 companies 96.6% View
  • Total assets 20256 fiscal years filed €14,481 View

By topic

Financials

Fiscal year
2025
Total assets
€14,481
Loss
-€2,652
Solvency
96.6%
Total assets▼ 13.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 06-08-2026Annual accounts filed
  2. 26-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
26-11-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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