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ÉTERTEC

Active
Private limited companyfounded 2025active for 1 yearRue des Résistants, Gd-M. 22, 5030 Gembloux, BelgiumKBO/BCE: BE 1019.391.707
Summary

ÉTERTEC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,783 and a net result of €74,783. Its solvency ranks better than 67% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€103,062total assets 2025
Equity
€76,783
Profit
€74,783
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 30 days early
Why 97lowers riskLiquidity: current ratio 3.71, cash €70,232Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €103,062Equity €76,783 (74.5% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 100
equity 74.5% of total assets
Liquidity 90
short-term debt 25.5% · cash 68.1%
Profitability 100
return on assets 72.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.71, above the usual 1.5; short-term debt: 25.5% and cash: 68.1% of total assets), and 25.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 69% on solvency, 77% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.71, cash €70,232
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €103,062
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €76,783 (74.5% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: LOPEZ ALVAREZ Micael (director)…

Financials · financial year 2025, micro format

Equity
€76,783
Total assets
€103,062
Net result
€74,783
Working capital
€71,144

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €101,988
Fixed assets €4,565
Current assets €97,423
Equity and liabilities €103,062
Equity €76,783
Debt €26,279
Debt finances 25.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€93,967
Cash flow
€75,214
Current ratio
3.71
Debt to equity
0.34
ROE
97.4%
ROA
72.6%
Debt ≤ 1 year
€26,279
Income taxes
€18,752

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€103,062
Formation expenses20€1,074
Fixed assets21/28€4,565
Tangible fixed assets22/27€4,565
Furniture and vehicles24€4,565
Current assets29/58€97,423
Amounts receivable within one year40/41€25,955
Trade receivables40€25,955
Cash at bank and in hand54/58€70,232
Deferred charges and accrued income490/1€1,237
Equity and liabilities
Total equity and liabilities10/49€103,062
Equity10/15€76,783
Contributions10/11€2,000
Profit (loss) carried forward14€74,783
Amounts payable17/49€26,279
Amounts payable within one year42/48€26,279
Trade debts44€75
Suppliers440/4€75
Taxes, remuneration and social security45€24,928
Taxes450/3€24,928
Other amounts payable47/48€1,276
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€431
Other operating charges640/8€492
Gross operating margin9900€94,459
Operating profit (loss)9901€93,536
Financial income75/76B€0
Recurring financial income75€0
Profit (loss) for the period before taxes9903€93,536
Income taxes67/77€18,752
Profit (loss) for the period9904€74,783
Profit (loss) for the period to be appropriated9905€74,783
Appropriation of the result
Profit (loss) to be appropriated9906€74,783

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€431
Other operating charges640/8€492
Gross operating margin9900€94,459
Operating profit (loss)9901€93,536
Financial income75/76B€0
Recurring financial income75€0
Profit (loss) for the period before taxes9903€93,536
Income taxes67/77€18,752
Profit (loss) for the period9904€74,783
Profit (loss) for the period to be appropriated9905€74,783
Line2025
Assets
Total assets20/58€103,062
Formation expenses20€1,074
Fixed assets21/28€4,565
Tangible fixed assets22/27€4,565
Furniture and vehicles24€4,565
Current assets29/58€97,423
Amounts receivable within one year40/41€25,955
Trade receivables40€25,955
Cash at bank and in hand54/58€70,232
Deferred charges and accrued income490/1€1,237
Equity and liabilities
Total equity and liabilities10/49€103,062
Equity10/15€76,783
Contributions10/11€2,000
Profit (loss) carried forward14€74,783
Amounts payable17/49€26,279
Amounts payable within one year42/48€26,279
Trade debts44€75
Suppliers440/4€75
Taxes, remuneration and social security45€24,928
Taxes450/3€24,928
Other amounts payable47/48€1,276
Line2025
Profit (loss) for the period9904€74,783
+ Depreciation and write-downs630€431
Operating cash flow (approximation)€75,214

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 01-07-2026 2026-00232626

Similar companies · same sector, comparable size

Of the 29,881 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,875. 15,944 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025
LOPEZ ALVAREZ Micael
Director (not named in the articles) · since 03-02-2025
Current
PORREWECK Julie
Director (not named in the articles) · since 03-02-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2025, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
LOPEZ ALVAREZ Micael
  • Director (not named in the articles), from 03-02-2025 to date
PORREWECK Julie
  • Director (not named in the articles), from 03-02-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 03-02-2025 Incorporation · €2,000 · 2,000 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 30 January 2025, ÉTERTEC was incorporated as a private limited company by two natural persons, with a starting capital of €2,000.12 Of the 2 current board members, 2 have served since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-02-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
03-02
Gazette deed Incorporation
Appointments: LOPEZ ALVAREZ Micael (director) and PORREWECK Julie (director) · Founder · Founding capital12 facts ▸
  • Founder, LOPEZ ALVAREZ Micael
  • Founder, PORREWECK Julie
  • Incorporation, 28-01-2025
  • Founding capital, €2,000
  • Other provision, 08-08-2018
  • Other provision, “arrêté des statuts, comparants” (deed in French)
  • Capital
  • Registered office clause, “5030 Grand-Manil (GEMBLOUX), Rue des Résistants 22A” (deed in French)
  • Board rule, 2
  • Director appointment, LOPEZ ALVAREZ Micael (director (not named in the articles))
  • Director appointment, PORREWECK Julie (director (not named in the articles))
  • Pre-incorporation commitments, “reprise, engagements obligations activités au nom pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded30-01-2025
Financial year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019391707
Also 9925:BE1019391707
Registered 05-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2025
registered office establishment approximate The establishment unit on the map
Ground area
1,328 m²
Parcel 92255B0034/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ÉTERTEC
Rue des Résistants, Gd-M. 22, 5030 GemblouxComputer consultancy and computer facilities management
since 2025unit no. 2.370.047.619
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
92255B0034/00M000 Wallonia 1,328 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Toutes activités dans le domaine informatique au sens large et notamment; L’achat, la vente, l’importation, la location de tout matériels…” (deed in French)
40 activities (deed in French)
  1. Toutes activités dans le domaine informatique au sens large et notamment;
  2. L’achat, la vente, l’importation, la location de tout matériels informatiques (hardware et software), de télécommunications, de matériels de parlophonie et de mobilier de bureau;
  3. Toutes opérations se rattachant directement ou indirectement à l’activité informatique et télécommunications;
  4. Le conseil, la gestion, l’organisation, la coordination, la formation, l’intervention et plus généralement toutes prestations de service touchant le secteur de la vente, l’importation, l’exportation, la représentation, la distribution, la conception, la réparation, la maintenance, l’assemblage, la destruction, la fabrication de tout support et de tout produit informatique, de télécommunication et de parlophonie;
  5. Le déplacement, le déménagement et la réinstallation du matériel informatique ainsi que des accessoires et périphériques, de la téléphonie;
  6. Traitement de données, hébergement et activités connexes ; portails Internet;
  7. L'expertise et le conseil en Informatique, en téléphonie et en parlophonie;
  8. Services administratifs de bureau et autres activités de soutien aux entreprises;
  9. La création, le développement, la distribution, l'installation, la mise en service des supports informatiques aussi bien en matière de software que de hardware et la centralisation des données, la gestion des réseaux et des ordinateurs, étude et développement de logiciels, la création, le développement, l'installation et la mise en oeuvre de réseaux internationaux;
  10. Le développement, la coordination et la supervision du traitement des données, des programmes ainsi que du choix des matériels et logiciels informatiques;
  11. L'achat, l'exploitation, la location, la cession de tout brevet, licence, intervention ou marque de fabrique ainsi que de tous droits intellectuels en ce compris les droits d’auteurs se rattachant directement ou indirectement à l'objet de la société;
  12. Toute activité en rapport avec le service internet, extranet, intranet, ainsi que tous services en matière de télécommunication, informatique, publicité, présent ou futur;
  13. Toute activité ayant un rapport direct ou indirect avec les ressources humaines;
  14. La prestation de toutes opérations se rattachant directement ou indirectement à : Le conseil en informatique, le traitement de données ou d’informations et activités similaires ou connexes impliquant toute études ou réalisations nécessaires pour le traitement de l’information et ce qui en découle ou le suppose;
  15. La consultance informatique sous toutes ses formes;
  16. L’audit et la maintenance de parcs informatiques;
  17. Le conseil et l’assistance au service de gestion, administration, stratégie, et direction d’entreprises;
  18. La conception, la réalisation, la diffusion, la commercialisation, la maintenance, de logiciels et autres produits-programmes;
  19. La concession de licences d’utilisation de logiciels et autres produits-programmes développés et/ou acquis en tout ou partie;
  20. Toutes opérations commerciales, de négoce de matériel, d’équipements et de logiciels et de produits-programmes se rapportant à l’objet;
  21. La formation aux produits-programmes utilisés, développés ou vendus;
  22. L’entretien et la réparation de machines de bureau et de matériel informatique, le commerce de détail spécialisé d’équipement de bureau, d’ordinateurs et de matériel de télécommunication ainsi que toutes opérations relatives à tous travaux d’études, services en rapport direct ou indirect avec l’informatique et son organisation, ainsi que l’achat, la vente, la location de tout matériel informatique, accessoires, fournitures et produits;
  23. Le développement, la mise en place, l'exploitation d'une plateforme numérique de ventes au détail ou en gros, en ligne ou non, de tous produits informatiques. Elle pourra développer des points de vente propres, en sous-traitance, en franchise, en partenariat;
  24. Le conseil en entreprise sous toutes formes dont le conseil en gestion, le conseil en management, l’assistance, le conseil en organisation, le conseil technique, le conseil en ressources humaines, le conseil marketing et commercial, le conseil financier;
  25. L’exploitation de l'édition, la conception, l'impression, l’acquisition, la publication, la diffusion, l’achat et la vente de tous imprimés, livres, revues et périodiques, ainsi que de tous ouvrages techniques, professionnels et littéraires, illustrés ou non, ainsi que toutes les activités associées comprenant, entre autres, la traduction, l’illustration et le copywriting;
  26. La société a également pour objet l'organisation d'événements, séminaires, de conférences, séances d'information, conseil, coaching dans les domaines précités;
  27. La capture, la réalisation, le montage et l’édition de contenus numériques vidéo et audio, par tous outils et par tous moyens à destination de tous types de supports d'enregistrement et de diffusion;
  28. La consultance en marketing sous toutes ses formes;
  29. Le conseil en stratégie, en communication et en relations publiques;
  30. Le conseil, le coaching, la formation, l’expertise technique et l’assistance dans les domaines précités;
  31. Toute activité en lien avec le bien-être et le coaching
  32. Toute activité sportive, culturelle, récréative et de loisirs
  33. Toute activité liée à l'organisation et l’animation d’évènements, de conférences, de formations, d'ateliers et de groupes;
  34. Pour elle-même ou en qualité d’intermédiaire procurer tous les moyens, endosser ou faire endosser des fonctions d’administrateurs et fournir des services qui sont directement ou indirectement liés à ce qui précède. Ces services peuvent être fournis en vertu d’une nomination contractuelle ou statutaire et en qualité de conseiller ou consultant externe ou organe du client. Dans le cadre de l’exécution et de l’exercice des mandats d’administrateur, la société peut se faire représenter par son gérant ou tout autre tiers représentant, qui est mandaté par la société d’agir en propre nom et pour compte de la société;
  35. L'entreprise, la promotion et tous actes se rapportant directement ou indirectement à l'électricité générale (domestique ou non) et à la domotique;
  36. L’organisation de trainings, séminaires, formations, ateliers, réunions, évènements, conférences, soirées, réceptions, symposia et congrès.
  37. La construction, le développement et la gestion d’un patrimoine immobilier pour compte propre;
  38. Toutes les opérations relatives aux biens immobiliers et aux droits immobiliers telles que l’achat et la vente, la construction, la rénovation, l’aménagement et la décoration d’intérieur, la location ou la prise en location, l’échange, le lotissement et, en général, toutes les opérations qui sont liées directement ou indirectement à la gestion ou à l’exploitation de biens immobiliers ou de droits réels immobiliers, le tout pour compte propre. Elle pourra le cas échéant procéder à l’achat d’un immeuble pour le mettre à la disposition d’un administrateur à titre de rémunération;
  39. La construction, le développement et la gestion d’un patrimoine mobilier ainsi que les œuvres d’art;
  40. Toutes les opérations relatives à des biens et des droits mobiliers, de quelque nature que ce soit tels que la vente et l’achat, la location et la prise en location, l’échange, en particulier la gestion et la valorisation de tous biens négociables, actions, obligations, fonds d’Etat;

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
ÉTERTEC
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, transférable en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique par simple…” (deed in French)

deed of 03-02-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d'administration” (deed in French)
“Frais généraux indépendamment frais représentation voyages déplacements, assemblée générale” (deed in French)

deed of 03-02-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement si plusieurs, cession entre vifs à personne autre que celles visées à l'alinéa précédent” (deed in French)

deed of 03-02-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Modifications statuts, tout temps” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateurs en fonction liquidateurs, si aucun autre liquidateur désigné” (deed in French)

deed of 03-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Besoins de la société, appels de fonds” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions-droit de préférence, selon modalités arrêtées par la gérance jusqu'à souscription…” (deed in French)
Other provision: “Indivisibilité des titres, disposition spéciale contraire statuts/testament/convention créant usufruit” (deed in French)
Other provision: “Gestion journalière, organe d'administration” (deed in French)
Other provision: “Contrôle de la société, un ou plusieurs commissaires” (deed in French)
Other provision: “18 heures, tenue et convocation assemblée générale” (deed in French)
Other provision: “Une par action sauf sans droit vote, délibérations vote procurations” (deed in French)
Other provision: “Répartition réserves, moitié réserves moitié distribuée” (deed in French)
Liquidation distribution: “Remis même proportion, apurement dettes charges frais ou consignation” (deed in French)
Other provision: “Communications sommations assignations significations valables, élection de domicile” (deed in French)
7 more provisions in the deed, see the deed of 03-02-2025

deed of 03-02-2025