Skip to content

ETALAGE EDDY

Active
Private limited company (pre-2019)·Niet-gespecialiseerde groothandel· 35 yrs active
Adamstraat 14 ·9500 Geraardsbergen, Belgium
Open bankruptcy
KBO/BCE: BE 0443.312.764
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age35 yrs
Staff (FTE)1.9

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for ETALAGE EDDY according to publications in the Belgian State Gazette. The file additionally contains 1 interim measure. The 2023 annual accounts show equity of €37k and a net result of €-22k.

Based on the State Gazette, CBE and 6 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
14-05-2025
Bankruptcy Opening
Date: 08-05-2025 · Ondernemingsrechtbank Gent, afdeling Oudenaarde · ETALAGE EDDY BV ADAM- STRAAT 14, 9500 GERAARDSBERGEN · Publications in State Gazette ↗
20-03-2025
Interim measure Provisional administrator
 · Ondernemingsrechtbank Gent · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 13-08-2024, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 13-08-2024 13 d late 2024-00347699
31-12-2022 31-07-2023 04-10-2023 65 d late 2023-00481339
31-12-2021 31-07-2022 05-10-2022 66 d late 2022-20454371
31-12-2020 31-07-2021 26-10-2021 87 d late 2021-74300542
31-12-2019 31-07-2020 08-12-2020 130 d late 2020-75500134
31-12-2018 31-07-2019 07-01-2020 160 d late 2020-00500590
31-12-2017 31-07-2018 05-10-2018 66 d late 2018-69100079
31-12-2016 31-07-2017 18-09-2017 49 d late 2017-62000255
31-12-2015 31-07-2016 08-08-2016 8 d late 2016-41200359
31-12-2014 31-07-2015 27-08-2015 27 d late 2015-49300564

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-22k
Working capital€12k-42.6%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 13-08-2024 with the NBB · fiscal year 2023 · micro
€-40k€-20k€0€20kOperating result 2019: €-948€-948Net result 2019: €-3k€-3kOperating result 2020: €-29k€-29kNet result 2020: €-36k€-36kOperating result 2021: €-13k€-13kNet result 2021: €-18k€-18kOperating result 2022: €21k€21kNet result 2022: €14k€14kOperating result 2023: €-17k€-17kNet result 2023: €-22k€-22k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 17.7% 25.2%
better than 42% of 2975 sector peers
Net result €-22k €4k
better than 13% of 2965 sector peers
Equity €37k €20k
better than 61% of 2986 sector peers
Gross operating margin €63k €18k
better than 76% of 2955 sector peers
Staff costs €63k €28k
higher than 76% of 819 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P42
2020: P49 · n=9122021: P42 · n=15172022: P54 · n=23642023: P42 · n=29752020 2023
Stable position over 2020-2023 · n=912-2975
Net result P13
2020: P9 · n=9092021: P13 · n=15192022: P66 · n=23652023: P13 · n=29652020 2023
Stable position over 2020-2023 · n=909-2965
Equity P61
2020: P64 · n=9152021: P64 · n=15222022: P72 · n=23712023: P61 · n=29862020 2023
Stable position over 2020-2023 · n=915-2986
Gross operating margin P76
2020: P43 · n=9072021: P56 · n=15152022: P85 · n=23572023: P76 · n=29552020 2023
Improving position over 2020-2023 · n=907-2955
Describes the position versus peers, not a forecast.
EBITDA
€-2k
- 18-23
Net profit
€-22k
- 18-23
Cash flow
€-6k
- 18-23
Total assets
€207k
+3.5% 18-23
Equity
€37k
-37.4% 18-23
Working capital
€12k
-42.6% 18-23
Employees (FTE)
2
+11.8% 18-23
Staff costs
€63k
+44.0% 18-23
Income taxes
€1k
-53.8% 18-23
Debt
€170k
+20.5% 18-23
Debt ≤ 1y
€170k
+22.7% 18-23
Debt > 1y
€0
-100.0% 18-23
Current ratio
1.07
-6.9% 18-23
Quick ratio
0.16
+206.4% 18-23
Solvency
17.7%
-39.5% 18-23
Debt / equity
4.64
+92.5% 18-23
ROE
-59.8%
- 18-23
ROA
-10.6%
- 18-23
Interest coverage
-0.51
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-2k
Net profit€-22k
Cash flow€-6k
Staff costs€63k
Income taxes€1k
Dividends-
Total assets€207k
Equity€37k
Debt€170k
of which ≤ 1y€170k
of which > 1y€0
Working capital€12k
Employees (FTE)1.9
Ratios (computed)
2023
Current ratio1.07
Quick ratio0.16
Working capital ratio5.7%
Solvency17.7%
Debt / equity4.64
Long-term debt ratio0.00
Interest coverage-0.51
Gross margin-
Net margin-
ROA-10.6%
ROE-59.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€207k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Current assets 29/58€182k
Stocks & contracts in progress 3€155k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€355
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€207k
Equity 10/15€37k
Contributions / capital 10/11€66k
Reserves 13€33k
Accumulated profits (losses) 14€-62k
Amounts payable 17/49€170k
Amounts payable after one year 17€0
Amounts payable within one year 42/48€170k
Trade debts payable within one year 44€104k
Income statement
Gross operating margin 9900€63k
Operating result 9901€-17k
Financial income 75€5
Financial charges 65€3k
Result before taxes 9903€-21k
Income taxes 67/77€1k
Net result for the period 9904€-22k
Result to be appropriated 9905€-22k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator Maud RUBBENS
BROEKE 201D, 9600 RONSE-
08-05-2025 → present Belgian State Gazette

Legal Structure

NACE primary Niet-gespecialiseerde groothandel(46900)
Legal form Private limited company (pre-2019)(015)
Incorporation25-02-1991
StatusActive
Postal code9500
First BS signal 20-03-2025
Latest BS signal 14-05-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

4 locations
Etalage Eddy
Lessensestraat 21, 9500 GeraardsbergenKleinhandel in bovenkleding (inclusief werkkleding, sportkleding en ceremoniekleding) van ongeacht welk materiaal (textielstoffen, breigoed, leer, bont, enz) voor dames
since 19912.051.929.684
Etalage Eddy
Adamstraat 14, 9500 GeraardsbergenKleinhandel in bovenkleding (inclusief werkkleding, sportkleding en ceremoniekleding) van ongeacht welk materiaal (textielstoffen, breigoed, leer, bont, enz) voor dames
since 20212.313.690.817
Etalage Eddy
Lessensestraat 4, 9500 GeraardsbergenDetailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
since 20212.322.219.491
Etalage Eddy
Oudenaardsestraat 36, 9500 GeraardsbergenDetailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
since 20212.322.219.590
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area879 m²
Buildings4
Building footprint856 m²
Volume (LiDAR)7,479 m³
Tallest building17.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41018A0616/00W000 Flanders 326 m² 1 · 326 m² 17.8 m · 2 fl.
41018A0628/00R002 Flanders 275 m² 1 · 236 m² 13.1 m · 3 fl.
41018A0626/00E000 Flanders 167 m² 1 · 182 m² 13.5 m · 3 fl.
41018A0596/00L000 Flanders 111 m² 1 · 111 m² 16.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
14-05-2025
Bankruptcy Opening
Date: 08-05-2025 · Ondernemingsrechtbank Gent, afdeling Oudenaarde · ETALAGE EDDY BV ADAM- STRAAT 14, 9500 GERAARDSBERGEN · Publications in State Gazette ↗
20-03-2025
Interim measure Provisional administrator
 · Ondernemingsrechtbank Gent · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-03-20 · Interim measure · Provisional administrator2025-05-14 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency24Growth32Stability0
11 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 24
Growth 32
Stability 0

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Overige groothandel51900Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.52498
Primary activity highlighted.
Names & trade names
Legal nameNL ETALAGE EDDY
Registered office
Adamstraat 14
9500 Geraardsbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.