eTACS
ActiveeTACS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €32k. Equity is growing by ~87% per year across the filed fiscal years. Its solvency ranks better than 64% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 1.79 in 2024), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
34.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-01-2026, 193 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
193 d early
2024
19 d early
2023
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 101%
2024 · €31k
2023: €8k
2024: €31k
2023 → 2025
Total assets
€90k▲ 49.0%
2024 · €61k
2023: €50k
2024: €61k
2023 → 2025
Net result
€32k▲ 27.5%
2024 · €25k
2023: €9k
2024: €25k
2023 → 2025
Working capital
€49k▲ 178%
2024 · €18k
2023: €5k
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€31k▲ 269%€63k▲ 101%
Operating result€14k-€35k▲ 151%€41k▲ 17.2%
Net result€9k-€25k▲ 167%€32k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€17k▼ 18.0%
Current assets
€73k▲ 83.5%
Equity and liabilities €90k
Equity
€63k▲ 101%
Debt
€28k▼ 6.3%
The debt ratio falls from 48.5% to 30.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▲
2024 · €40k
Cash flow
€38k▲
2024 · €30k
Solvency
69.5%▲
2024 · 51.5%
Current ratio
3.02▲
2024 · 1.79
Quick ratio
3.02▲
2024 · 1.79
Debt / equity
0.44▼
2024 · 0.94
ROE
50.3%▼
2024 · 79.3%
ROA
34.9%▼
2024 · 40.8%
Interest coverage
75.58▲
2024 · 52.26
Debt
€28k▼
2024 · €29k
Debt ≤ 1 year
€24k▲
2024 · €22k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€90k▲
Fixed assets21/28€21k€17k▼
Tangible fixed assets22/27€21k€17k▼
Furniture and vehicles24€21k€17k▼
Current assets29/58€40k€73k▲
Amounts receivable after more than one year29€12k€19k▲
Other amounts receivable291€12k€19k▲
Amounts receivable within one year40/41€10k€17k▲
Trade receivables40€10k€17k▲
Cash at bank and in hand54/58€18k€37k▲
Deferred charges and accrued income490/1€55€71▲
Equity and liabilities
Total equity and liabilities10/49€61k€90k▲
Equity10/15€31k€63k▲
Contributions10/11€3k€3k=
Reserves13€28k€60k▲
Distributable reserves133€28k€60k▲
Amounts payable17/49€29k€28k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€22k€24k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€79€300▲
Suppliers440/4€79€300▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€313€218▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€272€179▼
Non-recurring operating charges66A€24k-
Gross operating margin9900€64k€48k▼
Operating profit (loss)9901€35k€41k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€773€636▼
Recurring financial charges65€773€636▼
Profit (loss) for the period before taxes9903€35k€41k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€25k€32k▲
Profit (loss) for the period to be appropriated9905€25k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€32k▲
Transfer to equity691/2€23k€32k▲
To other reserves6921€23k€32k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €32k ▲27.5%
Operating result €41k, net result €32k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2023
Ground area
898 m²
Building footprint
95 m²
Volume, LiDAR
117 m³
Parcel 45053A0440/00F000, Flanders · tallest building 2.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
eTACS
since 20232.345.207.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053A0440/00F000 | Flanders | 898 m² | 1 · 95 m² | 2.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,145 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2023
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.