Etablissements Pierre LALOUX
ActiveSummary
Etablissements Pierre LALOUX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.52M and a net result of €455k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 9.8 against 11.33 in 2024; short-term debt: 8.9% and cash: 51.5% of total assets), and 9.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.8%
Return on assets
16.4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €2.52M
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
15 d early
2023
41 d early
2022
28 d early
2021
45 d early
2020
40 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€455k▲ 31.9%
2024 · €345k
2019: €265k
2020: €329k
2021: €355k
2022: €396k
2023: €374k
2024: €345k
2019 → 2025
Working capital
€2.17M▲ 6.7%
2024 · €2.04M
2019: €1.97M
2020: €2.01M
2021: €2.37M
2022: €2.10M
2023: €1.93M
2024: €2.04M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.56M-€2.28M▼ 10.8%€2.25M▼ 1.3%€2.33M▲ 3.2%€2.52M▲ 8.4%
Operating result€530k-€611k▲ 15.3%€515k▼ 15.8%€470k▼ 8.8%€670k▲ 42.7%
Net result€355k-€396k▲ 11.6%€374k▼ 5.5%€345k▼ 8.0%€455k▲ 31.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.78M
Fixed assets
€360k ▲ 19.8%
Current assets
€2.42M ▲ 8.3%
Equity and liabilities €2.78M
Equity
€2.52M ▲ 8.4%
Provisions
€5k =
Debt
€251k ▲ 24.9%
Debt's share of the balance-sheet total rises from 7.9% to 9.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€729k▲
2024 · €543k
Cash flow
€514k▲
2024 · €417k
Current ratio
9.80▼
2024 · 11.33
Quick ratio
7.52▼
2024 · 8.58
Debt to equity
0.10▲
2024 · 0.09
ROE
18.0%▲
2024 · 14.8%
ROA
16.4%▲
2024 · 13.6%
Interest coverage
4023.19▼
2024 · 5200.40
Debt ≤ 1 year
€247k▲
2024 · €197k
Income taxes
€227k▲
2024 · €134k
Staff costs
€597k▲
2024 · €588k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.53M€2.78M▲
Fixed assets21/28€300k€360k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€300k€360k▲
Land and buildings22€67k€112k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€229k€245k▲
Financial fixed assets28€50€50=
Current assets29/58€2.23M€2.42M▲
Stocks and contracts in progress3€541k€564k▲
Stocks30/36€541k€564k▲
Amounts receivable within one year40/41€477k€400k▼
Trade receivables40€454k€400k▼
Other amounts receivable41€24k€290▼
Cash at bank and in hand54/58€1.19M€1.43M▲
Deferred charges and accrued income490/1€28k€24k▼
Equity and liabilities
Total equity and liabilities10/49€2.53M€2.78M▲
Equity10/15€2.33M€2.52M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€2.21M€2.41M▲
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€2.18M€2.38M▲
Investment grants15€12k€12k=
Provisions and deferred taxes16€5k€5k=
Deferred taxes168€5k€5k=
Amounts payable17/49€201k€251k▲
Amounts payable within one year42/48€197k€247k▲
Trade debts44€129k€95k▼
Suppliers440/4€129k€95k▼
Taxes, remuneration and social security45€68k€151k▲
Taxes450/3€24k€89k▲
Remuneration and social security454/9€44k€63k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€588k€597k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€59k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k-
Other operating charges640/8€6k€45k▲
Gross operating margin9900€1.14M€1.37M▲
Operating profit (loss)9901€470k€670k▲
Financial income75/76B€9k€12k▲
Recurring financial income75€9k€12k▲
Financial charges65/66B€104€181▲
Recurring financial charges65€104€181▲
Profit (loss) for the period before taxes9903€478k€682k▲
Income taxes67/77€134k€227k▲
Profit (loss) for the period9904€345k€455k▲
Profit (loss) for the period to be appropriated9905€345k€455k▲
Appropriation of the result
Profit (loss) to be appropriated9906€345k€455k▲
Transfer from equity791/2€272k€260k▼
Transfer to equity691/2€345k€455k▲
To other reserves6921€345k€455k▲
Profit to be distributed694/7€272k€260k▼
Return on contributions (dividend)694€272k€260k▼
Social balance
Average headcount (FTE)90877.16.9▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €455k ▲31.9%
Operating result €670k, net result €455k, both a record.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Liquidity triplescurrent ratio 14.75
Current ratio from 4.54 to 14.75; short-term debt falls from €569k to €173k.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Ile Dossai 225300 AndenneGround area
1,811 m²
Building footprint
373 m²
Parcel 92113A0002/00A013, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de l'Ile Dossai 22, 5300 Andenne
since 19962.077.717.729
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92113A0002/00A013indicative | Wallonia | 1,811 m² | 1 · 373 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAndenne2.077.717.729
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Of 395 companies in sector 10890 we hold annual accounts for 225. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-08-1996
Fiscal year end30-06
Abbreviation FR
Ets Pierre LALOUX
Activities, NACEBEL 2025
10890Manufacture of food products
46216Wholesale of agricultural produce and animal feed, general range
46392Non-specialised wholesale
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.