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Etablissements COLLARD

Active
Public limited companyfounded 1983active for 42 yearsRue du Corbeau 70, 4820 Dison, BelgiumKBO/BCE: BE 0424.939.380

From the official registers: KBO 42 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of Etablissements COLLARD for financial year 2025 show a net loss of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €30,366 and a net result of -€123,215. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 24% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 29-12-1983 Normal situation
Activity
Wholesale of solid, liquid and gaseous fuels and related products NACE 46810and 3 others
Establishment unit
2.023.775.237 4820 Dison, since 29-12-1983
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
-€67,210
Loss
€123,215
▲ 13.7%
Equity
€30,366
▼ 80.2%
Total assets
€478,059
▼ 21.9%
Staff
2 FTE
=
Filed on 06-05-2026, 86 days before the deadlinePDF
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €123,215, the second in a row (financial year 2025)1 change of registered office in 24 monthsEquity €30,366 (6.4% of total assets)lowers riskSize: total assets €478,059Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies in wholesale trade (NACE 46)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 31-19
equity 6.4% of total assets
Liquidity 50-5
short-term debt 93.2% · cash 42.5%
Profitability 0=
return on assets -25.8%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.3 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.6%▲ +0.3 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.8%● unchanged vs 06-2026highest value 08-2026: 0.8%● unchanged vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.04 (1.32 in 2024), below the usual 1.5. Short-term debt is 93.2% and cash 42.5% of total assets. 93.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 21% of them on solvency, 51% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €123,215, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €30,366 (6.4% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €478,059
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€123,215
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13716 sector peers (2025).
NBB · sector comparison
Position among 13716 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
86 days early
2024
22 days late
2023
12 days early
2022
30 days late
2021
28 days late
2020
30 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €153,581 to €30,366 ▼ 80.2% View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €5,660 · 13,722 companies -€123,215 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€123,215 View

Comparable companies

These companies have the same main activity as Etablissements COLLARD: wholesale of solid, liquid and gaseous fuels and related products (NACE 46810). They are comparable in size and age: total assets between €259,000 and €748,000, founded between 1980 and 1988.

CompanyTotal assetsGross margin
Etablissements COLLARD Dison€478,059-€67,210
RAVIGNAT ET HUMBLET Huy€309,624-€18,818
Transport V.D.H. Merchtem€420,913-€7,489
PLASTIBOIS Sambreville€369,468-€3,452
Brandstoffen De Bruyne Wortegem-Petegem€689,442-€6,294
LOGGHE Oostende€747,517-€11,794
FLAMMANG - LEONARD Libramont-Chevigny€259,352-€5,595
Full comparison

Documents

Annual accounts at the NBB

All 42 annual accounts

Articles and registers

Key facts about Etablissements COLLARD

What is the company number of Etablissements COLLARD?
The company number of Etablissements COLLARD is 0424.939.380. The VAT number is the same number with BE in front: BE 0424.939.380.
Where is Etablissements COLLARD based?
The registered office is at Rue du Corbeau 70, 4820 Dison.Company details
What does Etablissements COLLARD do?
According to the KBO register, the main activity is wholesale of solid, liquid and gaseous fuels and related products (NACE 46810).
What is the legal form of Etablissements COLLARD?
The legal form of Etablissements COLLARD is Public limited company (NV).
When was Etablissements COLLARD founded?
Etablissements COLLARD was founded on 29-12-1983.
Is Etablissements COLLARD still active?
Yes, Etablissements COLLARD is an active enterprise in the KBO register.
How many employees does Etablissements COLLARD have?
Etablissements COLLARD had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Etablissements COLLARD?
The annual accounts for financial year 2025 state no turnover.
Is Etablissements COLLARD profitable?
In financial year 2025, Etablissements COLLARD made a loss of €123,215.
Where can I find the annual accounts of Etablissements COLLARD?
Etablissements COLLARD filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Etablissements COLLARD due?
Etablissements COLLARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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