Et-M
ActiveSummary
Et-M has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,858 and a net result of €48,691. Its solvency ranks better than 44% of 16666 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.06; short-term debt: 43.4% and cash: 53% of total assets), and 43.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
54.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€50,858
Total assets
€89,817
Net result
€48,691
Working capital
€41,324
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €89,817
Fixed assets
€9,534
Current assets
€80,283
Equity and liabilities €89,817
Equity
€50,858
Debt
€38,959
Debt finances 43.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€62,479
Cash flow
€49,132
Current ratio
2.06
Debt to equity
0.77
ROE
95.7%
ROA
54.2%
Interest coverage
457.25
Debt ≤ 1 year
€38,959
Income taxes
€13,500
Staff costs
€33
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €33 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €441 |
| Other operating charges640/8 | €1,220 |
| Gross operating margin9900 | €63,733 |
| Operating profit (loss)9901 | €62,038 |
| Financial income75/76B | €290 |
| Recurring financial income75 | €290 |
| Financial charges65/66B | €137 |
| Recurring financial charges65 | €137 |
| Profit (loss) for the period before taxes9903 | €62,191 |
| Income taxes67/77 | €13,500 |
| Profit (loss) for the period9904 | €48,691 |
| Profit (loss) for the period to be appropriated9905 | €48,691 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €89,817 | |
| Fixed assets21/28 | €9,534 | |
| Tangible fixed assets22/27 | €9,534 | |
| Plant, machinery and equipment23 | €4,185 | |
| Furniture and vehicles24 | €5,349 | |
| Current assets29/58 | €80,283 | |
| Amounts receivable after more than one year29 | €29,000 | |
| Other amounts receivable291 | €29,000 | |
| Amounts receivable within one year40/41 | €3,277 | |
| Other amounts receivable41 | €3,277 | |
| Cash at bank and in hand54/58 | €47,620 | |
| Deferred charges and accrued income490/1 | €386 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €89,817 | |
| Equity10/15 | €50,858 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €47,858 | |
| Amounts payable17/49 | €38,959 | |
| Amounts payable within one year42/48 | €38,959 | |
| Trade debts44 | €1,038 | |
| Suppliers440/4 | €1,038 | |
| Taxes, remuneration and social security45 | €18,210 | |
| Taxes450/3 | €18,210 | |
| Remuneration and social security454/9 | €0 | |
| Other amounts payable47/48 | €19,711 | |
| Accrued charges and deferred income492/3 | €0 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €48,691 |
| + Depreciation and write-downs630 | €441 |
| Operating cash flow (approximation) | €49,132 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
683 m²
Building footprint
95 m²
Volume, LiDAR
450 m³
Parcel 62815D0249/00D000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Et-M
since 20242.368.377.338
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815D0249/00D000 | Wallonia | 683 m² | 1 · 95 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CABINET MEDICAL DR MAIRESSE SRL
BE 0769.983.129
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DR M WUYTS
BE 0751.942.614
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DR. SERVAAS BINGÉ HUISARTS-BAG
BE 0817.233.908
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MEDIPOEL
BE 0794.984.284
Ciney · Eq €51,031
Dr. Joke Van Ginkel
BE 0760.339.943
Zandhoven · Eq €51,071
Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 4,568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Scores and ratios are computed by Checked and are not a credit decision.