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ESW IMMO

Active
Public limited companyfounded 199927 yrs activeJan Martin Van Lierdelaan 24, 1701 Dilbeek, BelgiumKBO/BCE: BE 0465.230.014
Summary

The computed 12-month bankruptcy probability of ESW IMMO is 2.2% (moderate). The 2024 annual accounts show equity of €391,293 and a net result of €9,662. Equity remains stable across the filed fiscal years (±0.8% per year). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ESW IMMOActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
De aankoop, verkoop, bouw, verbouwing, ruil, verhuur, beheer en valorisatie van alle onroerende en…
From the articles, 9 activitiesNo NACE code in the KBO yet1 site
Size
€760,182total assets 2024
Equity
€391,293
Profit
€9,662
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2024
Bankruptcy chance 12 m
2.2%
Structure
Accounts 64 d overdue2 of 9 deeds read
Why 53- Figures for FY 2024 (filed 27-06-2025)- 1 change of registered office in 24 months- Liquidity: current ratio 0.05, cash €9,213, halved+ Size: total assets €760,182Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 41% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 76+4
equity 51.5% of total assets
Liquidity 42-2
short-term debt 24.5% · cash 1.2%
Profitability 56+3
return on assets 1.3%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%▲ +4.3% vs 12-2024 02-2025: < 0.1%▲ +2.1% vs 01-2025 03-2025: < 0.1%▲ +2.0% vs 02-2025 04-2025: < 0.1%▼ -4.0% vs 03-2025 05-2025: < 0.1%▲ +2.1% vs 04-2025 06-2025: 0.1%▲ +6.1% vs 05-2025 07-2025: 0.1%▲ +36.5% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -2.8% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +11.6% vs 12-2025 02-2026: 0.1%▲ +3.9% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -7.5% vs 03-2026 05-2026: 0.1%▲ +5.4% vs 04-2026 06-2026: 0.4%▲ +464% vs 05-2026 07-2026: 0.5%▲ +14.5% vs 06-2026 08-2026: 0.8%▲ +64.9% vs 07-2026 09-2026: 1.1%▲ +36.9% vs 08-2026 10-2026: 2.2%▲ +93.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 27-06-2025) raises the probability
  • Size: total assets €760,182 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 0.05, cash €9,213, halved raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.11 in 2023; short-term debt: 24.5% and cash: 1.2% of total assets), and 48.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 45%, liquidity 25%, profitability 38%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 27-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €760,182
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Liquidity: current ratio 0.05, cash €9,213, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
36 d early
2023
14 d late
2022
125 d early
2021
25 d late
2020
31 d late
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Statutes amendmentIncorporation · Registered-office move ·…
  2. Registered officeRegistered office clause · Registered-office…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Active since 1999founded 12-01-1999 27 years View
  • Total assets 20246 fiscal years filed €760,182 View

By topic

Financials

Fiscal year
2024
Total assets
€760,182
Profit
€9,662
Solvency
51.5%
Total assets▼ 6.9%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 28-05-2026Statutes amendment
  2. 22-05-2026Registered office
  3. 25-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
12-01-1999
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
20
Annual meeting
First Tuesday of June at 15:00
Purpose
De aankoop, verkoop, bouw, verbouwing, ruil, verhuur, beheer en valorisatie van alle…
Go to Articles of association

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