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ESTIOT

Active
Private limited company (pre-2019)founded 2016active for 10 yearsSteenstraat 86, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0657.935.855
Summary

The computed 12-month bankruptcy probability of ESTIOT is 2.6% (moderate). The 2025 annual accounts show negative equity (-€47,754) and a net result of -€7,474. Equity is shrinking by about 47% per year across the filed financial years. The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€51,770total assets 2025
Equity
-€47,754
Loss
-€7,474
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts 31 days early0 of 2 deeds read
Why 49raises riskNegative equity -€47,754Loss of €7,474, the second in a row (financial year 2025)Liquidity: current ratio 0.52, cash €102, halvedlowers riskSize: total assets €51,770Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 9% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -92.2% of total assets
Liquidity 0-1
short-term debt 192.2% · cash 0.2%
Profitability 1+1
return on assets -14.4%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025lowest value 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 2.0%▲ +0.1 percentage points vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.6%▲ +0.6 percentage points vs 06-2026highest value 08-2026: 2.6%● unchanged vs 07-2026highest value 09-2026: 2.6%● unchanged vs 08-2026highest value 10-2026: 2.6%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.52, compared with 0.59 in 2024; short-term debt: 192.2% and cash: 0.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 3% on liquidity, 9% on profitability and 18% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €51,770
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€47,754
NBB · annual accounts
raises risk · Loss of €7,474, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.52, cash €102, halved
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€47,754
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 days early
2024
28 days early
2023
22 days late
2022
24 days late
2021
37 days early
2020
4 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€47,754 View
  • Risk: 4 loss-making years in a rowloss financial year 2025 -€7,474 View
  • Total assets 20256 financial years filed €51,770 View

By topic

Financials

Financial year
2025
Total assets
€51,770
Loss
-€7,474
Solvency
-92.2%
Total assets▼ 10.0%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 24-08-2023Annual accounts filed
  2. 24-06-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
01-07-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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