ESTIMAX
ActiveESTIMAX has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €546. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 7.71 against 7.62 in 2024; short-term debt: 9.8% and cash: 56.8% of total assets), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.8%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
59 d early
2023
58 d early
2022
61 d early
2021
39 d early
2020
15 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 0.2%
2024 · €224k
2018: €42k
2019: €49k
2020: €70k
2021: €159k
2022: €204k
2023: €216k
2024: €224k
2018 → 2025
Total assets
€250k▲ 0.7%
2024 · €248k
2018: €58k
2019: €59k
2020: €117k
2021: €203k
2022: €234k
2023: €247k
2024: €248k
2018 → 2025
Net result
€546▼ 93.0%
2024 · €8k
2018: €444
2019: €7k
2020: €21k
2021: €88k
2022: €45k
2023: €12k
2024: €8k
2018 → 2025
Working capital
€165k▲ 5.8%
2024 · €156k
2018: €42k
2019: €49k
2020: €68k
2021: €154k
2022: €129k
2023: €141k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€204k▲ 28.6%€216k▲ 5.9%€224k▲ 3.6%€224k▲ 0.2%
Operating result€123k-€67k▼ 45.4%€19k▼ 72.1%€12k▼ 34.4%€1k▼ 89.3%
Net result€88k-€45k▼ 48.7%€12k▼ 73.3%€8k▼ 35.3%€546▼ 93.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 89% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€60k▼ 12.4%
Current assets
€190k▲ 5.7%
Equity and liabilities €250k
Equity
€224k▲ 0.2%
Debt
€25k▲ 4.4%
The debt ratio rises from 9.8% to 10.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €22k
Cash flow
€10k▼
2024 · €17k
Solvency
89.8%▼
2024 · 90.2%
Current ratio
7.71▲
2024 · 7.62
Quick ratio
7.71▲
2024 · 7.62
Debt / equity
0.11▲
2024 · 0.11
ROE
0.2%▼
2024 · 3.5%
ROA
0.2%▼
2024 · 3.2%
Interest coverage
82.06▼
2024 · 164.33
Debt
€25k▲
2024 · €24k
Debt ≤ 1 year
€25k▲
2024 · €24k
Income taxes
€690▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€250k▲
Fixed assets21/28€69k€60k▼
Intangible fixed assets21€1k€667▼
Tangible fixed assets22/27€67k€59k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€59k€54k▼
Current assets29/58€179k€190k▲
Amounts receivable within one year40/41€77k€45k▼
Trade receivables40€62k€45k▼
Other amounts receivable41€15k€257▼
Cash at bank and in hand54/58€98k€142k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€248k€250k▲
Equity10/15€224k€224k▲
Contributions10/11€19k€19k=
Reserves13€205k€206k▲
Distributable reserves133€205k€206k▲
Amounts payable17/49€24k€25k▲
Amounts payable within one year42/48€24k€25k▲
Current portion of amounts payable after more than one year42€13k€11k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€762€784▲
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€882€1k▲
Gross operating margin9900€23k€12k▼
Operating profit (loss)9901€12k€1k▼
Financial income75/76B€137€62▼
Recurring financial income75€137€62▼
Financial charges65/66B€133€135▲
Recurring financial charges65€133€135▲
Profit (loss) for the period before taxes9903€12k€1k▼
Income taxes67/77€4k€690▼
Profit (loss) for the period9904€8k€546▼
Profit (loss) for the period to be appropriated9905€8k€546▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€546▼
Transfer to equity691/2€8k€546▼
To other reserves6921€8k€546▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €204k ▲28.6%
5 profitable years in a row build equity to €204k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €88k ▲322%
Operating result €123k, net result €88k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲126%
4 profitable years in a row build equity to €159k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Wez 34180 HamoirGround area
799 m²
Building footprint
185 m²
Volume, LiDAR
1,441 m³
Parcel 61014C0061/00F000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place du Wez 3, 4180 Hamoir
since 20032.132.692.379
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61014C0061/00F000 | Wallonia | 799 m² | 1 · 185 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 5,126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2003
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.