ESTHETIC CONCEPT
ActiveESTHETIC CONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €9k. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 79% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-46
Solvency100▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 3.63 in 2024; short-term debt: 22.3% and cash: 0.6% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
4.3%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €155k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
1 d early
2022
37 d early
2021
30 d early
2020
3 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 5.9%
2024 · €147k
2018: €268k
2019: €265k
2020: €189k
2021: €120k
2022: €122k
2023: €106k
2024: €147k
2018 → 2025
Total assets
€200k▼ 1.3%
2024 · €203k
2018: €403k
2019: €420k
2020: €304k
2021: €245k
2022: €244k
2023: €212k
2024: €203k
2018 → 2025
Net result
€9k▼ 78.5%
2024 · €40k
2018: €60k
2019: €-3k
2020: €-76k
2021: €-69k
2022: €1k
2023: €-15k
2024: €40k
2018 → 2025
Working capital
€155k▲ 5.9%
2024 · €147k
2018: €209k
2019: €213k
2020: €149k
2021: €93k
2022: €112k
2023: €106k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€122k▲ 1.2%€106k▼ 12.5%€147k▲ 38.0%€155k▲ 5.9%
Operating result€-71k-€-3k▲ 95.6%€-11k▼ 246%€39k€12k▼ 70.0%
Net result€-69k-€1k€-15k€40k€9k▼ 78.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €200k
Equity
€155k▲ 5.9%
Debt
€45k▼ 20.1%
The debt ratio falls from 27.5% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
77.7%▲
2024 · 72.5%
Current ratio
4.49▲
2024 · 3.63
Quick ratio
0.48▲
2024 · 0.32
Debt / equity
0.29▼
2024 · 0.38
ROE
5.6%▼
2024 · 27.5%
ROA
4.3%▼
2024 · 19.9%
Debt
€45k▼
2024 · €56k
Debt ≤ 1 year
€45k▼
2024 · €56k
Staff costs
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€203k€200k▼
Fixed assets21/28€0€0=
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€0€0=
Land and buildings22€0€0=
Plant, machinery and equipment23€0€0=
Current assets29/58€203k€200k▼
Stocks and contracts in progress3€185k€179k▼
Stocks30/36€185k€179k▼
Amounts receivable within one year40/41€13k€19k▲
Trade receivables40€9k€15k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€466€592▲
Equity and liabilities
Total equity and liabilities10/49€203k€200k▼
Equity10/15€147k€155k▲
Contributions10/11€6k€6k=
Reserves13€262k€262k=
Distributable reserves133€262k€262k=
Profit (loss) carried forward14€-121k€-113k▲
Amounts payable17/49€56k€45k▼
Amounts payable within one year42/48€56k€45k▼
Financial debts43€48k€39k▼
Credit institutions430/8€39k€38k▼
Other loans439€8k€1k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350-
Other operating charges640/8€621€632▲
Gross operating margin9900€45k€19k▼
Operating profit (loss)9901€39k€12k▼
Financial income75/76B€7k€2k▼
Recurring financial income75€339€111▼
Non-recurring financial income76B€7k€2k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€193€47▼
Profit (loss) for the period before taxes9903€40k€9k▼
Profit (loss) for the period9904€40k€9k▼
Profit (loss) for the period to be appropriated9905€40k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-121k€-113k▲
Profit (loss) brought forward from the previous period14P€-162k€-121k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-09
Financial
Equity above €150kEq €155k ▲5.9%
2 profitable years in a row build equity to €155k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-76k
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverlei 92900 SchotenGround area
1.0 ha
Building footprint
3,019 m²
Volume, LiDAR
21,350 m³
2 parcels, Flanders · tallest building 20.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ESTHETIC CONCEPT
since 20112.201.094.009
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0226/00T000 | Flanders | 7,740 m² | 1 · 2,884 m² | 8.3 m · 2 fl. |
| 11040D0155/00P006 | Flanders | 2,637 m² | 1 · 135 m² | 20.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOWIE MEDICAL
BE 0877.935.617
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EZI Biolab
BE 0500.516.337
Oupeye · Eq €152k
COSMALIS
BE 0817.253.506
Roeselare · Eq €159k
Beleco
BE 0729.638.651
Lochristi · Eq €148k
METAMORFOSE
BE 0455.438.259
Tongeren-Borgloon · Eq €164k
Of 798 companies in sector 46450 we hold annual accounts for 452. 332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2011
Fiscal year end30-09
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.