ESTHEE
ActiveESTHEE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.04M and a net result of €22k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 7980 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
59 d early
2023
27 d late
2023
3 d early
2022
23 d early
2021
7 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.04M▲ 2.1%
2024 · €1.02M
2019: €981k
2020: €974k
2021: €971k
2022: €993k
2023: €1.01M
2023: €994k
2024: €1.02M
2019 → 2025
Net result
€22k▼ 3.6%
2024 · €22k
2019: €-7k
2020: €-6k
2021: €-4k
2022: €22k
2023: €21k
2023: €276
2024: €22k
2019 → 2025
Total assets
€1.04M▲ 1.7%
2024 · €1.03M
2019: €1.04M
2020: €1.05M
2021: €1.04M
2022: €1.06M
2023: €1.05M
2023: €1.01M
2024: €1.03M
2019 → 2025
Solvency
99.4%▲ 0.4pp
2024 · 99.0%
2019: 93.9%
2020: 92.8%
2021: 93.0%
2022: 93.8%
2023: 96.3%
2023: 98.0%
2024: 99.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€993k-€1.01M▲ 2.1%€994k▼ 2.0%€1.02M▲ 2.3%€1.04M▲ 2.1%
Operating result€30k-€29k▼ 6.0%€1k▼ 96.3%€32k▲ 2,901%€31k▼ 4.3%
Net result€22k-€21k▼ 3.5%€276▼ 98.7%€22k▲ 8,038%€22k▼ 3.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€866k▼ 2.1%
Current assets
€178k▲ 24.9%
Equity and liabilities €1.04M
Equity
€1.04M▲ 2.1%
Debt
€6k▼ 39.7%
The debt ratio falls from 1.0% to 0.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
99.4%▲
2024 · 99.0%
ROE
2.1%▼
2024 · 2.2%
ROA
2.1%▼
2024 · 2.2%
Debt
€6k▼
2024 · €11k
Debt ≤ 1 year
€6k▼
2024 · €10k
Income taxes
€9k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.04M▲
Fixed assets21/28€885k€866k▼
Tangible fixed assets22/27€655k€637k▼
Land and buildings22€654k€636k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€229k€229k=
Current assets29/58€143k€178k▲
Amounts receivable after more than one year29€43k€43k=
Other amounts receivable291€43k€43k=
Amounts receivable within one year40/41€47k€69k▲
Trade receivables40€35k€43k▲
Other amounts receivable41€12k€27k▲
Cash at bank and in hand54/58€48k€62k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.04M▲
Equity10/15€1.02M€1.04M▲
Contributions10/11€939k€939k=
Reserves13€77k€99k▲
Distributable reserves133€77k€99k▲
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€10k€6k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Accrued charges and deferred income492/3€755€41▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€58k€56k▼
Operating profit (loss)9901€32k€31k▼
Financial income75/76B-€80
Recurring financial income75-€80
Financial charges65/66B€125€40▼
Recurring financial charges65€125€40▼
Profit (loss) for the period before taxes9903€32k€31k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€22k€22k▼
Profit (loss) for the period to be appropriated9905€22k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€22k▼
Transfer to equity691/2€22k€22k▼
To other reserves6921€22k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €22k ▲8038%
Operating result €32k, net result €22k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 14.49
Current ratio from 5.50 to 14.49; short-term debt falls from €20k to €10k.
31-12
Financial
Equity above €1MEq €1.02M ▲2.3%
4 profitable years in a row build equity to €1.02M.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €1MEq €1.01M ▲2.1%
2 profitable years in a row build equity to €1.01M.
08-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 1.95
Current ratio from 0.97 to 1.95.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheepsdalelaan 328000 BruggeGround area
786 m²
Building footprint
260 m²
Volume, LiDAR
1,881 m³
2 parcels, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ESTHEE
since 20112.198.924.573
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0695/00Z004 | Flanders | 537 m² | 1 · 154 m² | 9.2 m · 2 fl. |
| 31808K0735/00F008 | Flanders | 248 m² | 1 · 106 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Zeanco
BE 0536.740.293
Lille · Eq €1.04M
DE BIE JOHAN
BE 0826.296.478
Nijlen · Eq €1.04M
ZYNVEST SRL
BE 1017.333.723
Elsene · Eq €1.04M
TISCO
BE 0405.055.865
Hamme (Vl.) · Eq €1.04M
LUMAHOLD
BE 0469.916.696
Bree · Eq €1.04M
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.