ESTERNO TUINEN

Active

Private limited company (pre-2019)founded 200916 yrs activeNieuwe dreef 12, 2340 Beerse, BelgiumKBO/BCE: BE 0820.608.914

ESTERNO TUINEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €1k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 5896 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

61 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability59▼-10

Solvency59▼-8

Growth52=

Track record100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity short (current ratio 0.95 against 1.44 in 2023; short-term debt: 41.8% and cash: 17.4% of total assets), and 65.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

27 d late

2022

12 d late

2021

28 d late

2020

27 d late

2019

38 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€164k▲ 0.6%

2023 · €163k

2018: €46k 2019: €86k 2020: €110k 2021: €119k 2022: €162k 2023: €163k

2018 → 2024

Total assets

€480k▲ 24.2%

2023 · €386k

2018: €87k 2019: €198k 2020: €357k 2021: €299k 2022: €463k 2023: €386k

2018 → 2024

Net result

€1k▼ 2.4%

2023 · €1k

2018: €17k 2019: €47k 2020: €31k 2021: €8k 2022: €44k 2023: €1k

2018 → 2024

Working capital

€-11k

2023 · €47k

2018: €8k 2019: €51k 2020: €67k 2021: €58k 2022: €-2k 2023: €47k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€110k-€119k▲ 7.7%€162k▲ 36.8%€163k▲ 0.6%€164k▲ 0.6%

Operating result€47k-€15k▼ 68.0%€53k▲ 253%€10k▼ 80.6%€8k▼ 21.0%

Net result€31k-€8k▼ 72.7%€44k▲ 414%€1k▼ 97.6%€1k▼ 2.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 21% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €480k

60.4%

39.6%

Fixed assets €290k▲ 24.8%

Current assets €190k▲ 23.4%

Equity and liabilities €480k

34.3%

65.7%

Equity €164k▲ 0.6%

Debt €316k▲ 41.5%

The debt ratio rises from 57.7% to 65.7%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€32k▼

2023 · €75k

Cash flow

€25k▼

2023 · €66k

Solvency

34.3%▼

2023 · 42.3%

Current ratio

0.95▼

2023 · 1.44

Quick ratio

0.95▼

2023 · 1.44

Debt / equity

1.92▲

2023 · 1.36

ROE

0.6%▼

2023 · 0.6%

ROA

0.2%▼

2023 · 0.3%

Interest coverage

4.76▼

2023 · 8.49

Debt

€316k▲

2023 · €223k

Debt ≤ 1 year

€201k▲

2023 · €107k

Debt > 1 year

€110k▼

2023 · €112k

Income taxes

€395▼

2023 · €403

Staff costs

€40k▲

2023 · €37k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€386k€480k▲

Fixed assets21/28€232k€290k▲

Tangible fixed assets22/27€232k€287k▲

Plant, machinery and equipment23€71k€101k▲

Furniture and vehicles24€124k€135k▲

Other tangible fixed assets26€38k€52k▲

Financial fixed assets28-€3k

Current assets29/58€154k€190k▲

Amounts receivable within one year40/41€127k€107k▼

Trade receivables40€33k€16k▼

Other amounts receivable41€95k€91k▼

Cash at bank and in hand54/58€27k€83k▲

Equity and liabilities

Total equity and liabilities10/49€386k€480k▲

Equity10/15€163k€164k▲

Contributions10/11€6k€6k=

Reserves13€157k€158k▲

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€155k€156k▲

Profit (loss) carried forward14€1€1=

Amounts payable17/49€223k€316k▲

Amounts payable after more than one year17€112k€110k▼

Financial debts170/4€112k€110k▼

Amounts payable within one year42/48€107k€201k▲

Current portion of amounts payable after more than one year42€26k€61k▲

Trade debts44€11k€52k▲

Suppliers440/4€11k€52k▲

Taxes, remuneration and social security45€8k€23k▲

Taxes450/3€3k€15k▲

Remuneration and social security454/9€5k€8k▲

Other amounts payable47/48€62k€65k▲

Accrued charges and deferred income492/3€5k€5k=

Income statement Code20232024

Non-recurring operating income76A€4k-

Remuneration, social security and pensions62€37k€40k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€24k▼

Other operating charges640/8€2k€1k▼

Gross operating margin9900€114k€73k▼

Operating profit (loss)9901€10k€8k▼

Financial income75/76B€53€1▼

Recurring financial income75€53€1▼

Financial charges65/66B€9k€7k▼

Recurring financial charges65€9k€7k▼

Profit (loss) for the period before taxes9903€1k€1k▼

Income taxes67/77€403€395▼

Profit (loss) for the period9904€1k€1k▼

Profit (loss) for the period to be appropriated9905€1k€1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1k€1k▼

Profit (loss) brought forward from the previous period14P€1€1=

Transfer to equity691/2€1k€1k▼

To other reserves6921€1k€1k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Weakest financial yearnet €1k ▼2.4%

Net result drops to €1k, the lowest in the series.

27-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 27 days late

2023

12-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 12 days late

2022

31-12

Financial Equity above €150kEq €162k ▲36.8%

5 profitable years in a row build equity to €162k.

28-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 28 days late

2021

27-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 27 days late

2020

31-12

Financial Equity above €100kEq €110k ▲28.1%

3 profitable years in a row build equity to €110k.

07-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 38 days late

2019

31-12

Financial Highest result since 2018net €47k ▲184%

Operating result €79k, net result €47k, both a record.

27-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 27 days late

2018

20-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 20 days late

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 30 days late

2016

26-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 26 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beerse · 1 establishment unit since 2009

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwe dreef 122340 Beerse

Ground area

2,686 m²

Building footprint

183 m²

Volume, LiDAR

904 m³

Parcel 13004D0018/00V000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

ESTERNO TUINEN

Nieuwe dreef 12, 2340 BeerseUrban planning and landscape architecture

since 20092.182.996.480

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13004D0018/00V000	Flanders	2,686 m²	1 · 183 m²	6.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 771 EUR awarded · 771 EUR paid

Year	Entries	awarded	paid
2023	1	202 EUR	202 EUR
2022	1	569 EUR	569 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 771 EUR · 771 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Braine-l'Alleud · Eq €164k

TUINARCHITECTUUR ADAM

Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 3,506 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded16-11-2009

Fiscal year end31-12

Activities, NACEBEL

81300Landscape service activities

71113Urban planning and landscape architecture

Sources

Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.