Financials
- Financial year
- 2025
- Total assets
- €283,264
- Loss
- -€2,481
- Solvency
- 9.7%
ESTATO
ActiveSummary
The computed 12-month bankruptcy probability of ESTATO is 1.8% (moderate). The 2025 annual accounts show equity of €27,519 and a net result of -€2,481. Its solvency ranks better than 32% of 16,933 sector peers (NACE 68, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Development of residential building projects
NACE 68121
1 site
Size
€283,264total assets 2025
- Equity
- €27,519
- Loss
- -€2,481
Turnover not published (micro format)
Structure
Accounts filed 28 days late
Why 54raises risk1 change of registered office in 24 monthsLiquidity: current ratio 12.32, cash €301Founded in 2024lowers riskSector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (NACE 68, micro)
Financial strength
Weak
Solvency
35
equity 9.7% of total assets
Liquidity
50
short-term debt 8.1% · cash 0.1%
Profitability
35
return on assets -0.9%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.7%lowest value
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 1.4%▲ +0.6 percentage points vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%● unchanged vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 1.8%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 12.32, above the usual 1.5; short-term debt: 8.1% and cash: 0.1% of total assets), but 90.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 31% on solvency, 51% on liquidity and 31% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Permanent representative: Bowie Van den BoomenRegistered-office move
- IncorporationAppointment: VAN DEN BOOMEN HOLDING…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 11-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 39
- Who signs
- Each director alone
- Purpose
- “Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; Alle…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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