ESSERS CONSULTANCY
ActiveESSERS CONSULTANCY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €210k. Equity is growing by ~57.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency91▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 0.72 in 2024; short-term debt: 26.5% and cash: 23.5% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
96.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
8 d late
2022
32 d early
2021
31 d late
2020
30 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€144k▼ 37.9%
2024 · €231k
2018: €13k
2019: €22k
2020: €27k
2021: €76k
2022: €100k
2023: €185k
2024: €231k
2018 → 2025
Total assets
€217k▼ 68.2%
2024 · €682k
2018: €362k
2019: €131k
2020: €139k
2021: €184k
2022: €282k
2023: €599k
2024: €682k
2018 → 2025
Net result
€210k▲ 26.3%
2024 · €166k
2018: €973
2019: €9k
2020: €4k
2021: €43k
2022: €54k
2023: €120k
2024: €166k
2018 → 2025
Working capital
€125k
2024 · €-81k
2018: €-45k
2019: €6k
2020: €8k
2021: €58k
2022: €76k
2023: €17k
2024: €-81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€100k▲ 31.5%€185k▲ 84.8%€231k▲ 25.0%€144k▼ 37.9%
Operating result€59k-€74k▲ 25.4%€165k▲ 124%€197k▲ 19.0%€182k▼ 7.5%
Net result€43k-€54k▲ 25.1%€120k▲ 122%€166k▲ 38.8%€210k▲ 26.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€34k▼ 92.8%
Current assets
€182k▼ 11.3%
Equity and liabilities €217k
Equity
€144k▼ 37.9%
Debt
€73k▼ 83.8%
The debt ratio falls from 66.1% to 33.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €209k
Cash flow
€222k▲
2024 · €179k
Solvency
66.3%▲
2024 · 33.9%
Current ratio
3.17▲
2024 · 0.72
Quick ratio
3.17▲
2024 · 0.72
Debt / equity
0.51▼
2024 · 1.95
ROE
146.2%▲
2024 · 72.0%
ROA
96.9%▲
2024 · 24.4%
Interest coverage
31.88▲
2024 · 18.67
Debt
€73k▼
2024 · €451k
Debt ≤ 1 year
€57k▼
2024 · €287k
Debt > 1 year
€16k▼
2024 · €164k
Income taxes
€41k▼
2024 · €44k
Staff costs
€0▼
2024 · €20
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€682k€217k▼
Fixed assets21/28€477k€34k▼
Intangible fixed assets21€27k€18k▼
Tangible fixed assets22/27€440k€6k▼
Land and buildings22€50k€964▼
Plant, machinery and equipment23€8k€5k▼
Assets under construction and advance payments27€382k€0▼
Financial fixed assets28€10k€10k=
Current assets29/58€206k€182k▼
Amounts receivable after more than one year29€17k€0▼
Other amounts receivable291€17k€0▼
Amounts receivable within one year40/41€102k€75k▼
Trade receivables40€102k€43k▼
Other amounts receivable41-€32k
Cash at bank and in hand54/58€84k€51k▼
Deferred charges and accrued income490/1€3k€56k▲
Equity and liabilities
Total equity and liabilities10/49€682k€217k▼
Equity10/15€231k€144k▼
Contributions10/11€19k€19k=
Reserves13€212k€125k▼
Distributable reserves133€212k€125k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€451k€73k▼
Amounts payable after more than one year17€164k€16k▼
Financial debts170/4€164k€16k▼
Amounts payable within one year42/48€287k€57k▼
Current portion of amounts payable after more than one year42€148k€13k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€63k€39k▼
Taxes450/3€63k€39k▼
Other amounts payable47/48€64k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€20€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€502€525▲
Non-recurring operating charges66A-€21k
Gross operating margin9900€210k€215k▲
Operating profit (loss)9901€197k€182k▼
Financial income75/76B€25k€76k▲
Recurring financial income75€25k€76k▲
Financial charges65/66B€11k€6k▼
Recurring financial charges65€11k€6k▼
Profit (loss) for the period before taxes9903€211k€251k▲
Income taxes67/77€44k€41k▼
Profit (loss) for the period9904€166k€210k▲
Profit (loss) for the period to be appropriated9905€166k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€210k▲
Transfer from equity791/2€120k€212k▲
Transfer to equity691/2€166k€125k▼
To other reserves6921€166k€125k▼
Profit to be distributed694/7€120k€297k▲
Return on contributions (dividend)694€120k€297k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €210k ▲26.3%
Net result €210k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 3.17
Current ratio from 0.72 to 3.17; short-term debt falls from €287k to €57k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €231k ▲25%
7 profitable years in a row build equity to €231k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
31-12
Financial
Equity above €150kEq €185k ▲84.8%
6 profitable years in a row build equity to €185k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.33
Current ratio from 0.40 to 1.33; short-term debt falls from €75k to €19k.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hensemstraat 1153670 OudsbergenGround area
1,071 m²
Building footprint
139 m²
Parcel 72022C1566/00Y008, Flanders. Linked by address, not a title deed.
1 establishment unit
ESSERS CONSULTANCY
since 20172.265.293.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022C1566/00Y008 | Flanders | 1,071 m² | 1 · 139 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SmartTax
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BUREAU D. VERSOLATO
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2017
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.