ESSEPI
ActiveSummary
ESSEPI has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €28k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+6
Solvency82▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.9 in 2024; short-term debt: 40% and cash: 66% of total assets), and 43.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
24.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
29 d early
2023
33 d early
2022
68 d early
2021
90 d early
2020
13 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 0.3%
2024 · €66k
2018: €16klowest in 8 years
2019: €24k▲ +53.1% vs 2018
2020: €25k▲ +2.8% vs 2019
2021: €53k▲ +112% vs 2020
2022: €59k▲ +12.7% vs 2021
2023: €63k▲ +5.7% vs 2022
2024: €66k▲ +4.5% vs 2023
2025: €66k▲ +0.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€116k▼ 1.6%
2024 · €118k
2018: €149k
2019: €127k▼ -14.7% vs 2018
2020: €115k▼ -9.9% vs 2019lowest in 8 years
2021: €129k▲ +12.3% vs 2020
2022: €164k▲ +27.3% vs 2021highest in 8 years
2023: €135k▼ -17.5% vs 2022
2024: €118k▼ -12.7% vs 2023
2025: €116k▼ -1.6% vs 2024
2018 → 2025
Net result
€28k▲ 23.6%
2024 · €23k
2018: €661lowest in 8 years
2019: €2k▲ +139% vs 2018
2020: €684▼ -56.7% vs 2019
2021: €28k▲ +3967% vs 2020
2022: €37k▲ +32.0% vs 2021
2023: €38k▲ +4.6% vs 2022highest in 8 years
2024: €23k▼ -40.5% vs 2023
2025: €28k▲ +23.6% vs 2024
2018 → 2025
Working capital
€49k▲ 19.3%
2024 · €41k
2018: €30klowest in 8 years
2019: €40k▲ +30.7% vs 2018
2020: €38k▼ -4.4% vs 2019
2021: €64k▲ +70.0% vs 2020highest in 8 years
2022: €55k▼ -14.3% vs 2021
2023: €44k▼ -20.4% vs 2022
2024: €41k▼ -5.9% vs 2023
2025: €49k▲ +19.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€59k▲ 12.7%€63k▲ 5.7%€66k▲ 4.5%€66k▲ 0.3%
2021: €53klowest in 5 years
2022: €59k▲ +12.7% vs 2021
2023: €63k▲ +5.7% vs 2022
2024: €66k▲ +4.5% vs 2023
2025: €66k▲ +0.3% vs 2024highest in 5 years
Operating result€37k-€56k▲ 52.3%€56k▼ 0.1%€36k▼ 36.6%€41k▲ 15.3%
2021: €37k
2022: €56k▲ +52.3% vs 2021highest in 5 years
2023: €56k▼ -0.1% vs 2022
2024: €36k▼ -36.6% vs 2023lowest in 5 years
2025: €41k▲ +15.3% vs 2024
Net result€28k-€37k▲ 32.0%€38k▲ 4.6%€23k▼ 40.5%€28k▲ 23.6%
2021: €28k
2022: €37k▲ +32.0% vs 2021
2023: €38k▲ +4.6% vs 2022highest in 5 years
2024: €23k▼ -40.5% vs 2023lowest in 5 years
2025: €28k▲ +23.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€20k ▼ 33.5%
Current assets
€96k ▲ 9.6%
Equity and liabilities €116k
Equity
€66k ▲ 0.3%
Debt
€50k ▼ 4.0%
Debt's share of the balance-sheet total falls from 44.3% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €46k
Cash flow
€39k▲
2024 · €34k
Current ratio
2.06▲
2024 · 1.90
Quick ratio
1.77▲
2024 · 1.63
Debt to equity
0.76▼
2024 · 0.80
ROE
42.8%▲
2024 · 34.8%
ROA
24.3%▲
2024 · 19.4%
Interest coverage
20.99▼
2024 · 21.67
Debt ≤ 1 year
€46k▲
2024 · €46k
Debt > 1 year
€4k▼
2024 · €6k
Income taxes
€10k▼
2024 · €11k
Staff costs
€27k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€118k€116k▼
Fixed assets21/28€31k€20k▼
Tangible fixed assets22/27€25k€15k▼
Plant, machinery and equipment23€684€129▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€14k€9k▼
Financial fixed assets28€5k€5k=
Current assets29/58€87k€96k▲
Stocks and contracts in progress3€12k€14k▲
Stocks30/36€12k€14k▲
Amounts receivable within one year40/41€3k€5k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€71k€77k▲
Deferred charges and accrued income490/1€1k€29▼
Equity and liabilities
Total equity and liabilities10/49€118k€116k▼
Equity10/15€66k€66k▲
Contributions10/11€19k€19k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€52k€50k▼
Amounts payable after more than one year17€6k€4k▼
Financial debts170/4€6k€4k▼
Amounts payable within one year42/48€46k€46k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Financial debts43€5k€5k=
Credit institutions430/8€5k€5k=
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€18k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€982€1k▲
Gross operating margin9900€66k€80k▲
Operating profit (loss)9901€36k€41k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€33k€39k▲
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€23k€28k▲
Profit (loss) for the period to be appropriated9905€23k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€35k▲
Profit (loss) brought forward from the previous period14P€4k€7k▲
Profit to be distributed694/7€20k€28k▲
Return on contributions (dividend)694€20k€28k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €34k | €25k | €13k | €18k | €27k | ▲ 47.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €6k | €7k | €11k | €11k | ▼ 0.5% |
| Other operating charges640/8 | €3k | €3k | €1k | €982 | €1k | ▲ 48.1% |
| Gross operating margin9900 | €96k | €90k | €78k | €66k | €80k | ▲ 22.0% |
| Operating profit (loss)9901 | €37k | €56k | €56k | €36k | €41k | ▲ 15.3% |
| Financial charges65/66B | €3k | €3k | €2k | €2k | €2k | ▲ 15.2% |
| Recurring financial charges65 | €3k | €3k | €2k | €2k | €2k | ▲ 15.2% |
| Profit (loss) for the period before taxes9903 | €34k | €53k | €54k | €33k | €39k | ▲ 15.3% |
| Income taxes67/77 | €6k | €16k | €16k | €11k | €10k | ▼ 2.7% |
| Profit (loss) for the period9904 | €28k | €37k | €38k | €23k | €28k | ▲ 23.6% |
| Profit (loss) for the period to be appropriated9905 | €28k | €37k | €38k | €23k | €28k | ▲ 23.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129k | €164k | €135k | €118k | €116k | ▼ 1.6% |
| Fixed assets21/28 | €20k | €22k | €27k | €31k | €20k | ▼ 33.5% |
| Tangible fixed assets22/27 | €15k | €17k | €22k | €25k | €15k | ▼ 40.7% |
| Plant, machinery and equipment23 | €4k | €2k | €1k | €684 | €129 | ▼ 81.1% |
| Furniture and vehicles24 | €6k | €8k | €8k | €10k | €6k | ▼ 44.5% |
| Other tangible fixed assets26 | €5k | €7k | €13k | €14k | €9k | ▼ 36.0% |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €108k | €142k | €108k | €87k | €96k | ▲ 9.6% |
| Stocks and contracts in progress3 | €19k | €13k | €14k | €12k | €14k | ▲ 11.5% |
| Stocks30/36 | €19k | €13k | €14k | €12k | €14k | ▲ 11.5% |
| Amounts receivable within one year40/41 | - | - | - | €3k | €5k | ▲ 104% |
| Other amounts receivable41 | - | - | - | €3k | €5k | ▲ 104% |
| Cash at bank and in hand54/58 | €89k | €128k | €93k | €71k | €77k | ▲ 7.8% |
| Deferred charges and accrued income490/1 | €15 | €66 | €35 | €1k | €29 | ▼ 97.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129k | €164k | €135k | €118k | €116k | ▼ 1.6% |
| Equity10/15 | €53k | €59k | €63k | €66k | €66k | ▲ 0.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €300 | €25k | €40k | €40k | €40k | = |
| Non-distributable reserves130/1 | €300 | €300 | - | - | - | - |
| Reserves not available under the articles1311 | €300 | €300 | - | - | - | - |
| Distributable reserves133 | - | €25k | €40k | €40k | €40k | = |
| Profit (loss) carried forward14 | €34k | €16k | €4k | €7k | €7k | ▲ 3.2% |
| Amounts payable17/49 | €76k | €104k | €72k | €52k | €50k | ▼ 4.0% |
| Amounts payable after more than one year17 | €32k | €18k | €9k | €6k | €4k | ▼ 39.5% |
| Financial debts170/4 | €32k | €18k | €9k | €6k | €4k | ▼ 39.5% |
| Amounts payable within one year42/48 | €44k | €86k | €64k | €46k | €46k | ▲ 0.9% |
| Current portion of amounts payable after more than one year42 | €19k | €14k | €9k | €2k | €2k | ▲ 10.9% |
| Financial debts43 | €5k | €5k | €5k | €5k | €5k | = |
| Credit institutions430/8 | €5k | €5k | €5k | €5k | €5k | = |
| Trade debts44 | €4k | €9k | €5k | €13k | €9k | ▼ 29.0% |
| Suppliers440/4 | €4k | €9k | €5k | €13k | €9k | ▼ 29.0% |
| Taxes, remuneration and social security45 | €15k | €33k | €17k | €15k | €18k | ▲ 17.8% |
| Taxes450/3 | €9k | €31k | €16k | €13k | €15k | ▲ 17.2% |
| Remuneration and social security454/9 | €6k | €2k | €826 | €2k | €2k | ▲ 22.2% |
| Other amounts payable47/48 | - | €26k | €27k | €10k | €12k | ▲ 12.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28k | €37k | €38k | €23k | €28k | ▲ 23.6% |
| + Depreciation and write-downs630 | €23k | €6k | €7k | €11k | €11k | ▼ 0.5% |
| Operating cash flow (approximation) | €50k | €43k | €45k | €34k | €39k | ▲ 15.8% |
| Investment in fixed assets (approximation) | - | €-8k | €-12k | €-14k | €-535 | ▲ 96.2% |
| Change in cash | - | €39k | €-35k | €-22k | €6k | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €38k ▲4.6%
Net result €38k, the highest in the series.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2013
Ground area
145 m²
Building footprint
145 m²
Volume, LiDAR
1,407 m³
Parcel 23084A0538/00W000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIYA
since 20132.224.601.265
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0538/00W000 | Flanders | 145 m² | 1 · 145 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,742 companies in sector 96210 we hold annual accounts for 2,831. 1,994 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Scores and ratios are computed by Checked and are not a credit decision.