essentiAnima
ActiveThe computed 12-month bankruptcy probability of essentiAnima is 2.4% (moderate). The 2025 annual accounts show equity of €173k and a net result of €45k. Equity is growing by ~38.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
26%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
15 d late
2023
26 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45k▲ 9.4%
2024 · €41k
2022: €46k
2023: €37k
2024: €41k
2022 → 2025
Working capital
€171k▲ 35.8%
2024 · €126k
2022: €49k
2023: €83k
2024: €126k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€49k-€86k▲ 76.2%€128k▲ 48.1%€173k▲ 35.5%
Operating result€64k-€52k▼ 18.7%€57k▲ 9.3%€63k▲ 9.9%
Net result€46k-€37k▼ 18.8%€41k▲ 11.2%€45k▲ 9.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€2k▲ 14.3%
Current assets
€173k▲ 34.1%
Equity and liabilities €174k
Equity
€173k▲ 35.5%
Debt
€1k▼ 47.5%
The debt ratio falls from 1.9% to 0.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▲
2024 · €59k
Cash flow
€47k▲
2024 · €43k
Solvency
99.2%▲
2024 · 98.1%
Debt / equity
0.01▼
2024 · 0.02
ROE
26.2%▼
2024 · 32.5%
ROA
26.0%▼
2024 · 31.8%
Interest coverage
1341.23▲
2024 · 1261.97
Debt
€1k▼
2024 · €3k
Debt ≤ 1 year
€1k▼
2024 · €3k
Income taxes
€18k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €174k, equity €173k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€174k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€129k€173k▲
Amounts receivable after more than one year29€10k€5k▼
Trade receivables290€10k€5k▼
Amounts receivable within one year40/41€4k€2k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€87k€136k▲
Deferred charges and accrued income490/1€27k€29k▲
Equity and liabilities
Total equity and liabilities10/49€130k€174k▲
Equity10/15€128k€173k▲
Contributions10/11€3k€3k=
Reserves13€125k€170k▲
Distributable reserves133€125k€170k▲
Amounts payable17/49€3k€1k▼
Amounts payable within one year42/48€3k€1k▼
Trade debts44€3k€280▼
Suppliers440/4€3k€280▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Gross operating margin9900€59k€64k▲
Operating profit (loss)9901€57k€63k▲
Financial income75/76B€500€257▼
Recurring financial income75€500€257▼
Financial charges65/66B€47€48▲
Recurring financial charges65€47€48▲
Profit (loss) for the period before taxes9903€58k€63k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€41k€45k▲
Profit (loss) for the period to be appropriated9905€41k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€45k▲
Transfer to equity691/2€41k€45k▲
To other reserves6921€41k€45k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 129.88
Current ratio from 50.81 to 129.88; short-term debt falls from €3k to €1k.
31-12
Financial
Equity above €150kEq €173k ▲35.5%
4 profitable years in a row build equity to €173k.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
31-12
Financial
Equity above €100kEq €128k ▲48.1%
3 profitable years in a row build equity to €128k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €37k ▼18.8%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 226current ratio 1017.08
Current ratio from 4.51 to 1017.08; short-term debt falls from €14k to €82.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aelbekesteenweg 2007700 MouscronGround area
2,596 m²
Building footprint
247 m²
Volume, LiDAR
1,841 m³
2 parcels, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
essentiAnima
since 20222.330.639.784
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0102/00A006 | Wallonia | 2,499 m² | 1 · 153 m² | 7.8 m · 2 fl. |
| 57462D0112/00W003 | Wallonia | 96 m² | 1 · 95 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dr.v.gilliaux@gmail.com