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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for Esse Gaudium according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €61k and a net result of €-9k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events15-09-2025
Bankruptcy
Opening
Trust signals
2 signalsKBO register: special legal situation
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-9k
Working capital€-192k
Directors1
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 16-08-2024 with the NBB · fiscal year 2023 · volledig
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.7% | 18.0% | |
| Net result | €-9k | €12k | |
| Equity | €61k | €82k | |
| Gross operating margin | €464k | €162k | |
| Staff costs | €336k | €187k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €125k |
| Net profit | €-9k |
| Cash flow | €83k |
| Staff costs | €336k |
| Income taxes | €103 |
| Dividends | - |
| Total assets | €912k |
| Equity | €61k |
| Debt | €851k |
| of which ≤ 1y | €454k |
| of which > 1y | €368k |
| Working capital | €-192k |
| Employees (FTE) | 9.8 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.58 |
| Quick ratio | 0.40 |
| Working capital ratio | -21.1% |
| Solvency | 6.7% |
| Debt / equity | 13.99 |
| Long-term debt ratio | 6.05 |
| Interest coverage | 2.70 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.9% |
| ROE | -14.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €912k |
| Fixed assets | 21/28 | €650k |
| Intangible fixed assets | 21 | €69k |
| Tangible fixed assets | 22/27 | €581k |
| Current assets | 29/58 | €262k |
| Stocks & contracts in progress | 3 | €81k |
| Amounts receivable within one year | 40/41 | €122k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €912k |
| Equity | 10/15 | €61k |
| Contributions / capital | 10/11 | €30k |
| Accumulated profits (losses) | 14 | €-9k |
| Amounts payable | 17/49 | €851k |
| Amounts payable after one year | 17 | €368k |
| Amounts payable within one year | 42/48 | €454k |
| Trade debts payable within one year | 44 | €276k |
| Income statement | ||
| Gross operating margin | 9900 | €464k |
| Operating result | 9901 | €34k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €46k |
| Result before taxes | 9903 | €-8k |
| Income taxes | 67/77 | €103 |
| Net result for the period | 9904 | €-9k |
| Result to be appropriated | 9905 | €-9k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JEFFRY CAMBY AVENUE ROGER VANDEN-
DRIESSCHE 18, 1150 WOLUWE-SAINT-PIERRE |
08-09-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 27-09-2022 |
| Status | Active |
| Postal code | 1040 |
| First BS signal | 15-09-2025 |
| Latest BS signal | 15-09-2025 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationPriester Cuypersstraat 3, 1040 Etterbeek
since 20222.336.800.571
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area325 m²
Buildings1
Building footprint129 m²
Volume (LiDAR)1,912 m³
Tallest building17.0 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette15-09-2025
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 1 year ago
2025
01-07-2025 Christelle CIAVARELLA appointed as director
- Christelle CIAVARELLA, Bestuurder
2024
15-10-2024 1 director appointed, 2 resigning
- CDC MANAGEMENT-IT, Bestuurder
- CIAVARELLA Christelle Antonietta, Bestuurder
- TIMMERMANS Daniel Robert Pierrot, Bestuurder
Notary:
Olivier DUBUISSON · Ixelles
Analysis
Snowflake analysis
financial profile on 5 axes11
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
0
Solvency
6
Growth
50
Stability
0
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verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113
Primary activity highlighted.
Names & trade names
| Legal nameFR | Esse Gaudium |
Registered office
Priester Cuypersstraat 3
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.