ESQW
ActiveSummary
ESQW has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223k and a net result of €64k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+42
Solvency79▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.33 in 2023; short-term debt: 28% and cash: 5.3% of total assets), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
43 d early
2022
28 d late
2021
32 d early
2020
19 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€64k
2023 · €-18k
2018: €11k
2019: €-15k
2020: €18k
2021: €20k
2022: €27k
2023: €-18k
2018 → 2024
Working capital
€105k▲ 120%
2023 · €48k
2018: €73k
2019: €64k
2020: €44k
2021: €63k
2022: €59k
2023: €48k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€136k-€156k▲ 14.4%€182k▲ 17.2%€165k▼ 9.8%€223k▲ 35.2%
Operating result€23k-€28k▲ 20.4%€39k▲ 39.7%€16k▼ 59.6%€91k▲ 481%
Net result€18k-€20k▲ 10.5%€27k▲ 36.5%€-18k€64k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 481% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414k
Fixed assets
€193k ▼ 17.3%
Current assets
€221k ▲ 14.4%
Equity and liabilities €414k
Equity
€223k ▲ 35.2%
Debt
€191k ▼ 27.0%
Debt's share of the balance-sheet total falls from 61.4% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▲
2023 · €63k
Cash flow
€111k▲
2023 · €30k
Current ratio
1.90▲
2023 · 1.33
Quick ratio
0.65▲
2023 · 0.57
Debt to equity
0.86▼
2023 · 1.59
ROE
28.6%▲
2023 · -10.9%
ROA
15.4%▲
2023 · -4.2%
Interest coverage
9.10▲
2023 · 3.87
Debt ≤ 1 year
€116k▼
2023 · €145k
Debt > 1 year
€75k▼
2023 · €117k
Income taxes
€13k▼
2023 · €18k
Staff costs
€65k▲
2023 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 58 lines
Balance sheet
Code20232024
Assets
Total assets20/58€427k€414k▼
Fixed assets21/28€234k€193k▼
Tangible fixed assets22/27€234k€193k▼
Land and buildings22€157k€137k▼
Plant, machinery and equipment23€56k€43k▼
Furniture and vehicles24€20k€13k▼
Financial fixed assets28€150€150=
Current assets29/58€193k€221k▲
Stocks and contracts in progress3€110k€145k▲
Stocks30/36€110k€145k▲
Amounts receivable within one year40/41€62k€53k▼
Trade receivables40€44k€50k▲
Other amounts receivable41€18k€3k▼
Cash at bank and in hand54/58€21k€22k▲
Deferred charges and accrued income490/1€591€93▼
Equity and liabilities
Total equity and liabilities10/49€427k€414k▼
Equity10/15€165k€223k▲
Contributions10/11€12k€12k=
Reserves13€25k€210k▲
Non-distributable reserves130/1€25k€2k▼
Reserves not available under the articles1311€2k€0▼
Other1319€23k€2k▼
Distributable reserves133-€208k
Profit (loss) carried forward14€128k€0▼
Amounts payable17/49€262k€191k▼
Amounts payable after more than one year17€117k€75k▼
Financial debts170/4€117k€75k▼
Amounts payable within one year42/48€145k€116k▼
Current portion of amounts payable after more than one year42€63k€61k▼
Financial debts43€697€1k▲
Credit institutions430/8€697€1k▲
Trade debts44€69k€24k▼
Suppliers440/4€69k€24k▼
Taxes, remuneration and social security45€13k€24k▲
Taxes450/3€9k€21k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€56k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€7k€35▼
Gross operating margin9900€128k€205k▲
Operating profit (loss)9901€16k€91k▲
Financial income75/76B€656€1k▲
Recurring financial income75€656€1k▲
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€-16€77k▲
Income taxes67/77€18k€13k▼
Profit (loss) for the period9904€-18k€64k▲
Profit (loss) for the period to be appropriated9905€-18k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€191k▲
Profit (loss) brought forward from the previous period14P€145k€128k▼
Transfer from equity791/2-€6k
Transfer to equity691/2-€191k
To other reserves6921-€191k
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
31-12
Financial
Equity above €200kEq €223k ▲35.2%
Equity rises from €165k to €223k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-18k ▼167%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €156k ▲14.4%
2 profitable years in a row build equity to €156k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
2016
11-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Croix-Rouge(PEC) 17740 PecqGround area
1,112 m²
Building footprint
212 m²
Volume, LiDAR
1,301 m³
3 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
SmokerShop
since 20102.189.787.767
Easy24h
since 20222.335.722.485
ESQW
since 20252.377.458.320
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57062B0419/00K000 | Wallonia | 392 m² | 1 · 105 m² | 11.1 m · 3 fl. |
| 57062B0422/00B000 | Wallonia | 374 m² | 1 · 49 m² | - |
| 57062B0423/00B000 | Wallonia | 346 m² | 1 · 58 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesPecq2.189.787.767
Pecq2.335.722.485
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47252Retail sale of beverages, general range
47260Retail trade
56112Limited-service restaurants, excluding mobile food services
56210Event catering
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.