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Espera Belgium

Active
Private limited companyfounded 2008active for 18 yearsPleinstraat 33, 3220 Holsbeek, BelgiumKBO/BCE: BE 0896.371.654
Summary

Espera Belgium has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €614,275. Equity is growing by about 6.9% per year across the filed financial years. Its solvency ranks better than 72% of 9,758 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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Espera BelgiumActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46642
4th largest company by equity in Holsbeek, Wholesale and retail trade sector1 site
Size
€3.3mtotal assets 2025
Staff
11.7 FTE
Equity
€2.2m
Profit
€614,275
Turnover not published (abbreviated format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 4 days early1 of 2 deeds summarised
Why 98lowers riskLiquidity: current ratio 3.41, cash €761,493Founded in 2008Figures for financial year 2025 (filed 27-07-2026)Equity €2.2m (65.7% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 83% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 91+5
equity 65.7% of total assets
Liquidity 68-6
short-term debt 27.8% · cash 23.2%
Profitability 92+10
return on assets 18.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies, NACE 46, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.41, compared with 2.71 in 2024, above the usual 1.5; short-term debt: 27.8% and cash: 23.2% of total assets), and 34.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 75% on solvency, 86% on liquidity, 94% on profitability and 79% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.41, cash €761,493
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 27-07-2026)
NBB · annual accounts
lowers risk · Equity €2.2m (65.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
3 days early
2023
28 days late
2022
11 days late
2021
81 days late
2020
16 days late
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €614,275 ▲88.3%
  3. Equity above €2mequity €2.2m ▲17.1%

Key points

  • Positive: Result rose in 2025from €326,215 to €614,275 ▲ 88.3% View
  • Positive: Among the best 5% on net resultsector median €26,874 · 9,737 companies €614,275 View
  • Positive: 8 profitable years in a rowprofit 2025: €614,275 8 years View

By topic

Financials

Financial year
2025
Total assets
€3.3m
Profit
€614,275
Solvency
65.7%
Total assets▲ 8.9%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2009
Next accounts
by 31-07-2027
  1. 28-07-2025Annual accounts filed
  2. 28-08-2024Annual accounts filed
  3. 31-12-2023Equity above €2m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46642
Founded
28-02-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
15 May at 10:00
Purpose
“De handel in, de aan- en verkoop, de in- en uitvoer van machines en apparatuur, in het…” (deed in Dutch)
Go to Articles of association

Key facts about Espera Belgium

What is the company number of Espera Belgium?
0896.371.654. In Belgium the VAT number is the company number with BE in front: BE 0896.371.654.
Where is Espera Belgium based?
The registered office is at Pleinstraat 33, 3220 Holsbeek.Company details
What does Espera Belgium do?
According to the KBO register, the main activity is wholesale trade (NACE 46642).
What is the legal form of Espera Belgium?
Private limited company (BV).
When was Espera Belgium founded?
On 28-02-2008.
Is Espera Belgium still active?
Yes, Espera Belgium is an active enterprise in the KBO register.
How many employees does Espera Belgium have?
On average 11.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Espera Belgium?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Espera Belgium profitable?
In financial year 2025, Espera Belgium made a profit of €614,275.
Where can I find the annual accounts of Espera Belgium?
Espera Belgium filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Espera Belgium due?
By 31-07-2027, for financial year 2026.Timeline

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